Type

Units

Min Area

Price Range

3 BR

1313 sqft

S$688K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$688K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$138K on this acquisition.
Located 9 min (730 m) from NS13 Yishun MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

760 Yishun Street 72: A Mature HDB Development in Singapore's North

760 Yishun Street 72 represents a well-established Housing and Development Board property in one of Singapore's most established residential zones. Located in the Yishun precinct, this development has become a notable landmark for families and investors seeking accessible public housing with genuine transport connectivity and community integration. The project encompasses multiple units across different configurations, catering to a diverse buyer demographic ranging from first-time purchasers to seasoned property investors.

Location and Transport Accessibility

Positioned just nine minutes' walk from NS13 Yishun MRT Station, residents enjoy seamless integration with Singapore's Mass Rapid Transit network. This proximity to the North-South Line provides direct connectivity to the central business district, making the development particularly attractive for working professionals. The walking distance to the station—approximately 730 metres—falls well within the threshold that urban planners recognise as highly accessible, avoiding the need for supplementary transport modes during peak commuting hours.

Beyond the MRT, the Yishun precinct itself offers comprehensive public infrastructure including multiple bus services that radiate outwards to neighbouring estates and employment centres. This layered transport accessibility has historically underpinned steady capital appreciation across HDB properties in the area, as the convenience factor directly influences buyer demand and rental marketability.

Unit Specifications and Living Space

Units within this development feature floor areas that exceed 1,300 square feet, positioning them firmly in the larger end of the HDB market spectrum. The three-bedroom, two-bathroom configuration offers genuine space for growing families, professional couples requiring dedicated work-from-home areas, and investors targeting tenants with similar domestic requirements. This generous floor plate ensures that renovations and internal reconfiguration are feasible without compromising structural integrity or building regulations compliance.

The internal layout typical of properties at this address provides distinct zoning between common living areas and private sleeping quarters, a design principle that has proven consistently popular across Yishun's demographic. Natural light penetration and cross-ventilation remain hallmarks of well-oriented units, contributing to long-term livability and reducing ongoing air-conditioning dependency.

Pricing and Market Position

Properties within this development are priced from S$688,000, reflecting a measured valuation that acknowledges the maturity of the estate, the stability of the neighbourhood, and the inherent value delivered by proximity to rapid transit infrastructure. This price point positions the development competitively against comparable three-bedroom HDB stock across neighbouring zones such as Ang Mo Kio and Bishan, whilst maintaining the distinctive advantage of direct NS13 accessibility.

The per-square-foot valuation implicit in this pricing has historically demonstrated resilience during market cycles, supported by the fundamental strength of Yishun's residential positioning and the ongoing demand for well-located public housing. Investors conducting comparable market analysis will find this development's valuation aligned with recent transactions involving similar-specification units in the immediate vicinity.

Suitability for Diverse Buyer Profiles

First-time homebuyers entering the property market often find that developments such as 760 Yishun Street offer the optimal combination of affordability, space, and transport connectivity. The Yishun location is particularly conducive to young working professionals and young families establishing their initial foothold in Singapore's residential property market, given that the catchment area encompasses established schools, healthcare facilities, and retail amenities.

For upgraders transitioning from smaller or older public housing stock, the generous floor plate and modern facilities within this development provide tangible quality-of-life improvements without necessitating a jump into the private residential segment. Many upgraders appreciate the familiarity of the HDB framework, the transparency of regulations, and the established community character that developments like this one embody.

Investors pursuing rental yield and tenant demand will find that three-bedroom HDB units in Yishun consistently attract families and young professionals attracted by the balance of affordability and convenience. The rental market in Yishun has demonstrated steady expansion as economic migration into Singapore continues and corporate relocation mandates place tenants into close-proximity suburban zones.

Amenities and Community Infrastructure

The Yishun precinct itself functions as a comprehensive residential node with supermarkets, wet markets, dining establishments, and recreational facilities integrated throughout the neighbourhood. Residents of 760 Yishun Street benefit from immediate proximity to Yishun Community Club, which offers programmes ranging from sports and fitness to cultural and educational activities. Healthcare facilities including polyclinics and private medical practices are distributed throughout the zone, ensuring that families and aging residents maintain ready access to medical services.

The maturity of the Yishun estate means that commercial and community infrastructure has been systematically developed over decades, with ongoing enhancement and maintenance by relevant public authorities. This stability contrasts favourably with greenfield or rapidly-developing districts where amenity availability may remain uncertain.

Investment Considerations and Resale Dynamics

Prospective investors should recognise that HDB properties operate within a regulatory framework that differs materially from private residential acquisitions. Resale eligibility, lease decay trajectories, and buyer financing parameters all flow from Housing and Development Board rules, which remain among the most transparent and consistently applied property regulations in the region. The development's established character and prime MRT positioning have typically insulated units from extreme price volatility, though cyclical market movements remain inevitable.

The age profile of the development, whilst representing an established and familiar neighbourhood, also means that forward-planning regarding property condition and potential upgrade expenditure remains prudent for long-term holders. However, the continued demand for well-located HDB stock near rapid transit has historically supported consistent capital values and prevented the degree of obsolescence risk that characterises more isolated public housing precincts.

Transport Infrastructure and Future Growth Drivers

The North-South Line, to which Yishun MRT Station connects directly, is among Singapore's oldest and most heavily-utilised rapid transit corridors. This maturity brings stability and certainty regarding service frequency and connectivity, but also means that incremental transport improvements may be incremental rather than transformative. However, future enhancements to bus rapid transit and active mobility infrastructure within Yishun could further improve the neighbourhood's competitive positioning relative to other established public housing zones.

Properties at 760 Yishun Street have historically benefited from the gravitational pull exerted by the MRT station on property valuations across the surrounding 1-kilometre radius. Urban economics research consistently demonstrates that premium valuations attach to properties falling within this primary accessibility zone, and this development remains firmly positioned within that favourable envelope.

Current Market Outlook

The development represents a compelling option for buyers seeking established neighbourhood character, proven transport accessibility, and transparent regulatory frameworks. Whether motivated by owner-occupation or investment, prospective purchasers should conduct their own due diligence regarding lease tenure, outstanding loan eligibility, and future resale demand within the context of their personal financial objectives and investment horizon. The combination of affordability, location, and living space that this development embodies continues to support steady enquiry from across Singapore's residential property market.

Frequently Asked Questions

What is the estimated gross rental yield for a three-bedroom unit at 760 Yishun Street if purchased as an investment property?

Gross rental yields for three-bedroom HDB units in Yishun typically range from 2.5% to 3.5% annually, depending on unit condition, tenant profile, and precise location within the development. At the current pricing from S$688,000, a unit generating approximately S$1,700 to S$2,000 in monthly rental would sit comfortably within this range. However, investors must account for ongoing HDB property tax, maintenance contributions, and potential vacancy periods, which collectively reduce net yield to approximately 1.8% to 2.5% after all outgoings. The consistency of tenant demand in Yishun—driven by the MRT proximity and established amenity base—has historically supported rental rate stability across market cycles, making this development an attractive option for conservative income-focused investors.

How does the per-square-foot pricing at 760 Yishun Street compare to recent transactions in Yishun and adjacent zones?

At an approximate entry price of S$688,000 for approximately 1,313 square feet, the development reflects a per-square-foot valuation of roughly S$524–S$528 psf, which positions it competitively against recent comparable transactions within Yishun, Ang Mo Kio, and the broader northern corridor. Three-bedroom HDB units in the immediate vicinity have historically traded within the S$500–S$560 psf range, depending on floor level, unit orientation, and remaining lease tenure. The pricing at 760 Yishun Street aligns with the midpoint of this range, suggesting fair market value for a development offering established neighbourhood infrastructure and proven transport accessibility. Recent sales data from the HDB Resale Price Index and private databases confirm that Yishun properties command a slight premium relative to more distant public housing zones, reflecting the gravitational pull of the MRT station and the maturity of the estate's commercial and community offerings.

What Additional Buyer's Stamp Duty (ABSD) implications apply to second-property HDB purchases at this development?

For a Singapore Citizen purchasing an HDB property as their second residential property, Additional Buyer's Stamp Duty is currently applied at 20%. On a purchase price of S$688,000, this equates to approximately S$137,600 in ABSD liability payable at completion of the transaction. This represents a material consideration in financial planning, as it effectively increases the total acquisition cost beyond the headline unit price. First-time HDB buyers remain exempt from ABSD entirely, making this development particularly attractive for that buyer demographic. Second-property purchasers should factor ABSD into their financing and cash-flow calculations, and may wish to explore whether the rental yield profile justifies the additional duty impost relative to alternative investment vehicles. Conveyancing lawyers and financial advisers can provide personalised guidance on ABSD implications within the context of individual circumstances.

Does lease decay pose a significant resale risk for properties at 760 Yishun Street, and how might this affect long-term capital values?

This question applies specifically to the lease tenure of units within the development, which determines whether decay is a material consideration. The vast majority of HDB properties, including those at 760 Yishun Street, are held on 99-year leases commencing from the date of initial completion. Properties currently at the development's age profile still retain substantial lease periods—typically in excess of 80 years—which remain well within the parameters that financial institutions use for mortgage lending and that buyers consider as acceptable for residential occupation. Lease decay becomes a meaningful consideration only when remaining tenure drops below 60 years, at which point both financing availability and resale marketability begin to contract. However, the Housing and Development Board operates a lease-renewal scheme for properties meeting eligibility criteria, which provides a mechanism for extending lease periods and mitigating decay risk. Prospective buyers should verify the exact remaining tenure of any specific unit and factor this into their long-term holding strategy.

How does proximity to NS13 Yishun MRT Station influence buyer demand and long-term capital appreciation for this development?

The nine-minute walking distance (approximately 730 metres) to Yishun MRT Station places 760 Yishun Street firmly within the primary accessibility envelope that urban economists identify as commanding a sustained premium. Properties falling within 800 metres of MRT stations historically exhibit stronger capital appreciation, more robust rental demand, and greater resilience during market downturns compared to properties at greater distances. The North-South Line provides direct connectivity to the Central Business District, Changi Airport, and major employment corridors, making the station a critical node within Singapore's urban transport hierarchy. This structural advantage has underpinned consistent demand from working professionals, families prioritising transport convenience, and investors targeting tenant demographics attracted by public housing affordability combined with rapid transit accessibility. Future transport enhancements, including potential bus rapid transit expansion or active mobility infrastructure improvements within Yishun, could further reinforce the development's competitive positioning and property values.

Which buyer profiles—first-timers, upgraders, HNW individuals, or investors—find this development most suitable?

This development appeals most strongly to first-time homebuyers entering the HDB market, as it offers genuine living space at accessible price points within an established neighbourhood featuring proven amenities and transport connectivity. Young families and working professionals form a substantial proportion of the buyer demographic, attracted by the three-bedroom configuration and MRT proximity that facilitate both residential comfort and professional commuting. Upgraders transitioning from smaller or older public housing units represent another significant buyer cohort, appreciating the quality-of-life improvement without necessitating a jump into private residential pricing. Institutional investors and individual property investors seeking stable rental yield and tenant demand have historically found Yishun's three-bedroom HDB stock compelling, particularly given the consistent demand from families and young professionals attracted by the balance of affordability and convenience. High-net-worth buyers seeking absolute capital appreciation or trophy properties would likely pursue private residential alternatives, though some HNW individuals do retain interest in HDB investment portfolios for yield diversification and tax-efficient structuring purposes.

What Total Debt Service Ratio (TDSR) and financing headroom exist for typical buyers at this price point?

For a purchase price of S$688,000, assuming an 80% HDB loan eligibility (S$550,400) and a 20-year loan tenor at prevailing HDB interest rates (approximately 2.6% per annum), monthly mortgage servicing would approximate S$3,300. The Housing and Development Board applies a TDSR ceiling of 60%, meaning that a buyer's total monthly debt obligations (including the HDB mortgage plus any existing personal loans, car loans, or other financing) cannot exceed 60% of gross monthly household income. This implies that a household income of approximately S$5,500 monthly represents the minimum threshold for comfortable serviceability at this price point, though many purchasers will exceed this baseline significantly. First-time buyers may also access HDB housing grants of up to S$80,000 (depending on income-ceiling eligibility), which materially reduces the effective purchase price and financing requirement. Buyers should stress-test their servicing capacity against interest rate assumptions higher than prevailing rates, to ensure resilience during potential monetary policy tightening cycles.

How does 760 Yishun Street compare to competing HDB developments in Ang Mo Kio, Bishan, and other nearby estates?

Ang Mo Kio estates, located along the MRT corridor, offer comparable three-bedroom units with similar floor areas, though some developments command premium valuations reflecting newer completion dates or enhanced design standards. Bishan properties, positioned south of Yishun, enjoy equally strong MRT accessibility via the North-South Line but have historically traded at marginally higher price points, reflecting tighter supply and strong demand from upgraders transitioning from inner-ring estates. Yishun itself remains characterised by comprehensive amenity infrastructure, including the Yishun Community Club, supermarkets, schools, and healthcare facilities, that compete favourably against neighbouring precincts. The key differentiator is neighbourhood character and demographic profile: Yishun attracts a family-oriented cohort and international residents seeking affordable public housing with established community integration. Investors comparing 760 Yishun Street against alternatives in Ang Mo Kio or Bishan should factor tenant demand profiles, rental rate trajectories, and capital appreciation history alongside absolute purchase pricing, as value extends beyond headline transaction prices.

Which unit stacks, floor levels, or configurations at this address offer optimal value for both owner-occupiers and investors?

Mid-to-upper floor levels (typically floors 10–20) within this development generally offer optimal value for most buyer cohorts, balancing unit price against benefits including enhanced natural light, reduced street noise, and improved air circulation compared to lower levels. Units facing quieter internal courtyards or parks command rental premiums and owner-occupier satisfaction relative to road-facing units exposed to traffic noise and pollution. Corner units, whilst not commanding dramatic premiums in HDB context, do offer superior cross-ventilation and natural light, justifying modest price differentials for buyers prioritising long-term livability. Ground and lower-level units (floors 1–5) typically offer reduced pricing but face disadvantages including reduced privacy, lower natural light, and pedestrian-level exposure that can deter tenants and owner-occupiers alike. Investors should prioritise units demonstrating strong rental history and tenant demand within the specific stack, as this empirical evidence provides better guidance than theoretical models regarding future income generation. Direct inspection of comparable units at different levels, observation of tenant rental rates, and consultation with managing agents all contribute to informed decision-making regarding optimal unit selection.

What is the forward supply pipeline for three-bedroom public housing in Yishun and adjacent zones, and how might this affect long-term demand for existing stock?

The Housing and Development Board's forward pipeline for Yishun and surrounding zones remains active but constrained by limited remaining greenfield capacity, particularly in comparison to growth districts such as Punggol and Sengkang where large-scale new BTO (Build-to-Order) launches continue. Recent HDB completions in the broader northern corridor have moderated, reducing the influx of new supply that might dilute resale demand for established stock like 760 Yishun Street. Planning documents indicate that future public housing development in Yishun is likely to focus on estate rejuvenation, infill residential replacements, and heritage conservation rather than wholesale new estate development, a policy orientation that actually supports continued demand for existing well-located properties. The maturity of Yishun's estate infrastructure, combined with transport accessibility and community integration, positions existing developments favourably against newer but more distant alternatives in growth zones. Investors and owner-occupiers should recognise that supply constraints in central and mature zones like Yishun have historically supported gradual capital appreciation, as population growth and household formation intersect with limited new supply, creating sustained demand pressure on existing stock.

[For Sale] Hdb Flat At 760 Yishun Street 72 — From S$688K