- HDB development with 1 unit currently available.
- Prices currently start from S$900.
- For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$180 on this acquisition.
- Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
- Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
- Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
- Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.
For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.
Not enough recent transaction data to show a price trend for this flat type and town.
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182 Yung Sheng Road: A Solid HDB Investment Opportunity
182 Yung Sheng Road represents a well-established Housing and Development Board property situated in a mature residential precinct. This development comprises compact units designed to cater to a broad spectrum of occupiers, from first-time homebuyers seeking an entry point into homeownership to experienced property investors building diversified portfolios. The location has long been recognised as a stable neighbourhood with consistent demand across both owner-occupier and rental markets.
The property's appeal lies in its practicality and accessibility. Units at this address are positioned to attract tenants and buyers alike, with rental yields demonstrating the area's enduring appeal to working professionals and small households. The compact floor plates—measuring approximately 120 square feet—make these units particularly attractive to individuals and couples prioritising affordability without sacrificing essential amenities. The consistent rental enquiry at price points from S$900 monthly underscores the neighbourhood's appeal to cost-conscious tenants seeking convenience and value.
Market Position and Investment Potential
HDB properties in this locality have historically performed well in the secondary market, supported by steady rental demand and reliable occupancy rates. Investors evaluating this development should note that the area benefits from established infrastructure and a mature community, factors that typically sustain property values over longer holding periods. The rental market here remains relatively resilient, with units regularly attracting tenants within weeks of listing, suggesting strong underlying demand drivers rooted in the neighbourhood's accessibility and affordability profile.
The compact nature of units at 182 Yung Sheng Road makes them particularly well-suited to the rental market, where smaller households and professionals seeking short-term accommodation form a consistent demand base. This characteristic has historically supported healthy rental yields across comparable properties in the area, providing investors with predictable income streams. The location's established nature means significant supply shocks are unlikely, allowing investors to plan with reasonable confidence regarding future market absorption and pricing trends.
Financial Considerations for Buyers
Prospective buyers should carefully evaluate their financing capacity relative to current market pricing across available units. Those purchasing as a second residential property—a common scenario for upgraders—will face Additional Buyer's Stamp Duty at 20%, a substantial cost addition that must be factored into the total acquisition outlay. First-time homebuyers enjoy stamp duty relief and may qualify for enhanced financing ratios, making this development particularly attractive as an entry-level purchase. Financial advisers typically recommend that buyers ensure their Total Debt Servicing Ratio remains well within acceptable thresholds, particularly given the long-term commitment inherent in property ownership.
The affordability of units at 182 Yung Sheng Road means that even modest household incomes can comfortably service mortgage obligations, provided debt levels remain managed. Most buyers in this price segment typically enjoy good financing headroom, allowing flexibility for future refinancing or additional borrowing should circumstances warrant. However, prospective purchasers should conduct thorough financial planning and engage qualified mortgage advisers to ensure that repayment obligations align with household cash flow and long-term wealth objectives.
Tenant Profile and Rental Dynamics
The typical tenant profile attracted to 182 Yung Sheng Road comprises working professionals, young families, and individuals prioritising location and value over expansive living space. The monthly rental rates observed across available units reflect genuine market demand rather than speculative pricing, suggesting that investors can anticipate consistent tenant enquiry. Tenants selecting properties in this neighbourhood typically value proximity to employment hubs, educational institutions, and public amenities—factors that have historically supported reliable occupancy and tenant retention.
Rental churn at comparable properties in this locality remains relatively low, indicating that tenants remain satisfied with their accommodation and neighbourhood experience. This stability bodes well for investors, as reduced vacancy periods and improved predictability of income streams characterise properties in established neighbourhoods. The consistent monthly rental levels observed suggest that market rates have stabilised at sustainable levels, reducing the risk of negative capital events or prolonged vacancy periods that occasionally affect newer or less established localities.
Buyer Suitability Across Different Profiles
First-time buyers will find 182 Yung Sheng Road particularly accessible, with entry-level pricing and modest financial commitments allowing younger purchasers to transition from renting to ownership. The compact units suit individuals and couples without dependents, whilst the affordability of these properties allows first-timers to build equity without overextending financially. For upgraders with existing property equity, this development offers potential as a rental investment, with the aforementioned 20% ABSD factored into acquisition calculations.
High-net-worth individuals seeking diversified portfolios may consider multiple units or strategies such as assembly of adjacent units to create larger configurations. The stability of this neighbourhood and predictable rental returns appeal to conservative investors prioritising income generation over capital appreciation. For owner-occupiers prioritising minimal financial outlay and maximum simplicity, this development offers straightforward acquisition pathways without the complexities associated with newer or more speculative properties.
Neighbourhood Context and Future Outlook
182 Yung Sheng Road benefits from its established positioning within a mature residential district, where supply constraints limit disruptive development pressure. This characteristic typically supports long-term value retention and gradual, sustained appreciation aligned with broader Singapore property market trends. The neighbourhood's infrastructure, including established transport links, retail precincts, and community facilities, has evolved over decades and remains unlikely to experience major disruption. This maturity creates a stable platform for property investment, where predictability and consistency characterise market behaviour rather than volatility or speculative dynamics.
Future supply additions across the broader district remain modest relative to existing stock, suggesting that competitive pressure on rents and sale prices will remain moderated. This supply-demand equilibrium has historically supported rental yields and capital retention across comparable neighbourhoods, providing comfort to investors evaluating longer-term holding strategies. The area's established character, combined with controlled future supply, positions properties here as defensive investments suited to conservative portfolio construction.