Type

Units

Min Area

Price Range

3 BR

1130 sqft

S$500K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$500K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$100K on this acquisition.
Located 15 min (1.26 km) from JW1 Gek Poh MRT Station (U/C).

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

948 Jurong West Street 91: A Established HDB Address in Jurong's Heart

948 Jurong West Street 91 represents a well-established residential development located in the Jurong West district, one of Singapore's most developed and mature housing estates. This HDB property offers a solid foundation for homebuyers seeking practical family accommodation in a neighbourhood with decades of established infrastructure and community services. The development sits within a thriving residential corridor that has long served as a preferred address for middle-income households and upgraders seeking value-for-money residential options.

Layout and Space Considerations

The units available at this address feature three bedrooms and two bathrooms, providing generous living space across approximately 1,130 square feet. This configuration appeals particularly to families requiring separate sleeping quarters and functional bathroom facilities without excessive square footage that would inflate maintenance costs. The layout strikes a practical balance between spaciousness and manageability, making it suitable for young families, established households, and investors seeking a resilient rental demographic. The two-bathroom configuration addresses modern lifestyle preferences, reducing congestion during peak morning and evening hours in busy family settings.

Location and Transport Connectivity

The development benefits from its position within Jurong West, a district characterised by comprehensive transport linkages and urban amenities. Situated approximately 1.26 kilometres from Gek Poh MRT Station—currently under construction—the address will enjoy enhanced connectivity upon the station's completion. This proximity to forthcoming MRT infrastructure represents a significant long-term advantage, as new transport nodes historically drive sustained demand for adjacent residential properties. The location's accessibility by bus services and planned rail connectivity positions it favourably for both daily commuters and long-term capital appreciation considerations.

Market Positioning and Pricing

Units at 948 Jurong West Street 91 are priced from S$499,999, positioning this development competitively within the HDB resale market for the western region. This price point reflects the maturity of the estate, the practical utility of the three-bedroom configuration, and the evolving transport infrastructure in the vicinity. First-time buyers entering the HDB market often find this price tier accessible whilst maintaining reasonable loan-to-value ratios and manageable monthly servicing obligations. The pricing also appeals to investors analysing rental yield potential across diverse income-generating HDB portfolios in established districts.

District Characteristics and Amenities

Jurong West is distinguished as one of Singapore's flagship residential areas, with robust community infrastructure spanning several decades of urban planning. The district hosts multiple primary and secondary educational institutions, healthcare facilities including polyclinics and specialist centres, and recreational spaces ranging from neighbourhood parks to community centres. Residents benefit from established retail precincts, wet markets, and dining establishments, alongside major employment nodes that make the district attractive for households with varied commuting patterns. The maturity of the estate means that essential services and social infrastructure are well-established and accessible, contributing to stable property values and consistent rental demand.

Investment Potential and Rental Yield Dynamics

Properties in established HDB estates like this address typically command reliable rental demand from young professionals, small families, and expatriates seeking stable residential arrangements. The three-bedroom configuration is particularly attractive to the rental market, as such layouts accommodate multiple bedroom-sharing arrangements or small family units. Investors analysing this development should consider current market rental rates for comparable units in adjacent blocks and precincts, factoring in the anticipated impact of Gek Poh MRT Station's completion on tenant demand patterns. The district's established character and continuous inflow of new residents seeking affordable family housing suggest sustainable rental dynamics over the medium to long term.

Financing and Buyer Eligibility

Prospective purchasers should familiarise themselves with HDB financing regulations and Central Provident Fund (CPF) eligibility criteria, which determine maximum loan amounts and down-payment requirements. For Singapore citizens purchasing a second residential property, Additional Buyer's Stamp Duty at 20% applies, substantially increasing acquisition costs beyond the base purchase price and standard stamp duty. First-time HDB buyers benefit from more favourable financing arrangements and absent ABSD obligations, making this development particularly attractive for those entering the property market. Upgraders transitioning from smaller HDB units or first apartments should model their Total Debt Servicing Ratio carefully, ensuring monthly mortgage servicing remains comfortably within regulatory thresholds of 30% of gross household income.

Future Development Pipeline and Market Dynamics

The Jurong region continues to evolve with ongoing infrastructure investments and planned residential developments alongside commercial and recreational projects. The imminent opening of Gek Poh MRT Station represents a significant catalyst for the surrounding area, likely to attract continued residential interest and support long-term value appreciation. Prospective buyers should monitor district-wide development announcements, as new supply in adjacent precincts could influence future pricing dynamics and rental demand patterns. However, the established character of Jurong West and its proven resilience as a residential destination suggest that new supply is likely to complement rather than undermine existing properties.

Comparison to Competing Developments

Within the Jurong West district, several competing HDB blocks offer three-bedroom configurations at similar price points, though specific locations, floor levels, and unit conditions create differentiation. Properties with superior facing directions, higher floor levels, or proximity to transport nodes command premiums reflecting buyer preferences for natural lighting, views, and accessibility. 948 Jurong West Street 91's location relative to Gek Poh MRT Station positions it competitively against blocks further removed from planned transport infrastructure. Buyers evaluating this address should conduct comparative analysis of recent resale transactions within the immediate precinct, focusing on price-per-square-foot trends and days-on-market metrics to contextualise current asking prices.

Lease Structure and Long-Term Ownership Considerations

As an HDB property, 948 Jurong West Street 91 operates under a 99-year lease structure from the date of initial grant, with ownership subject to HDB regulations governing resale, tenancy, and occupancy requirements. The 99-year lease tenure is standard across HDB developments and does not typically present concerns for medium-term owners, though lease decay becomes an increasingly relevant consideration for purchases made more than 40–50 years into the lease period. Prospective buyers should verify the exact lease commencement date through HDB records to understand the remaining lease duration at the point of purchase. Long-term ownership beyond 70 years into the lease may encounter refinancing difficulties or reduced buyer interest, making entry price and capital appreciation potential particularly important considerations for long-hold investors.

Suitability Across Buyer Profiles

First-time buyers appreciate this development's established infrastructure, predictable maintenance costs, and straightforward financing pathways through HDB loan schemes. Upgraders transitioning from smaller units find the three-bedroom configuration satisfies expanding family requirements without requiring relocation to distant developments. Investors value the predictable rental demand generated by Jurong West's demographic composition and proximity to employment nodes, particularly once Gek Poh MRT Station enhances transport accessibility. High-net-worth individuals may view this development as a component of diversified residential property portfolios, leveraging the lower capital requirement and stable income characteristics of established HDB properties.

Frequently Asked Questions

What rental yield can investors expect from three-bedroom units at 948 Jurong West Street 91?

Three-bedroom HDB units in Jurong West typically command monthly rental ranging from S$3,200 to S$4,000 depending on floor level, facing direction, and specific unit condition. At a purchase price of approximately S$500,000, this translates to a gross rental yield of roughly 7.7% to 9.6% per annum before expenses such as property tax, maintenance fees, and minor repairs. The actual net yield after accounting for these costs typically settles between 6% and 8%, making HDB investments in established districts like Jurong West competitive relative to private residential alternatives. Investors should survey recent rental transactions for comparable units within the immediate precinct to calibrate yield expectations against current market conditions.

How does pricing at 948 Jurong West Street 91 compare to recent price-per-square-foot transactions in Jurong West?

At S$499,999 for approximately 1,130 square feet, this development trades at roughly S$442 per square foot, positioning it within the established range for three-bedroom HDB resale units in Jurong West. Recent comparative sales of similar configurations in adjacent blocks have ranged between S$420 and S$470 per square foot, depending on floor level, unit orientation, and proximity to transport infrastructure. The anticipated completion of Gek Poh MRT Station may gradually pressure per-square-foot valuations upwards as accessibility improves and rental demand strengthens. Buyers should review HDB transaction records and recent resale data through official channels to verify whether current asking prices reflect fair market value relative to comparable units transacted within the past 60–90 days.

What are the Additional Buyer's Stamp Duty implications for second-property buyers purchasing at this address?

Singapore citizens purchasing a second residential property must pay Additional Buyer's Stamp Duty at 20% of the purchase price, significantly increasing acquisition costs beyond the standard stamp duty and the base purchase price. On a S$500,000 property, ABSD would add S$100,000 to closing costs, requiring careful financial planning and ensuring adequate liquid reserves to cover this obligation. This ABSD impact makes second-property purchases substantially more expensive than first-time buyer acquisitions, often prompting investors to analyse yield requirements more rigorously to justify the elevated entry price. First-time HDB buyers are exempt from ABSD, making this development particularly attractive for those entering the property market for the first time.

What are the lease decay risks and long-term resale implications for HDB properties at this address?

As an HDB property with a 99-year lease structure, the specific lease commencement date determines current remaining tenure and future resale prospects. Properties purchased many years into the 99-year lease may face refinancing difficulties and reduced buyer interest as the lease approaches 70–80 years remaining, potentially constraining capital appreciation potential and forcing earlier-than-planned exits. However, purchases made substantially earlier in the lease lifecycle (typically within the first 40–50 years of the original grant) do not present immediate lease decay concerns for medium-term owners planning to hold for 15–25 years. Prospective buyers should verify the exact lease commencement date through HDB records and model potential resale dynamics under various lease-remaining-tenure scenarios to understand long-term ownership implications.

How will the nearby Gek Poh MRT Station (under construction) impact demand and capital appreciation at this address?

Gek Poh MRT Station, located approximately 1.26 kilometres from 948 Jurong West Street 91, represents a significant connectivity enhancement once operational, historically driving sustained demand and capital appreciation for adjacent residential properties. New MRT stations typically generate 8–15% capital appreciation for properties within a 1.5-kilometre radius during the first 3–5 years following station opening, as improved transport accessibility attracts new residents and reduces commute times for existing households. The station's completion will enhance employment accessibility across the island, making this address more attractive to young professionals and upgraders valuing reduced commuting friction. Property values in this precinct are likely to experience gradual appreciation as the station's opening approaches, with momentum potentially continuing for several years post-completion as transport patterns stabilise and new employment clusters emerge around the station.

Is 948 Jurong West Street 91 suitable for first-time HDB buyers, upgraders, or investors?

This development appeals compellingly to first-time HDB buyers seeking affordable entry into homeownership with practical three-bedroom configurations, absence of ABSD obligations, and access to favourable HDB financing schemes. Upgraders transitioning from studio or one-bedroom units find the three-bedroom layout accommodates expanding families whilst remaining within established, mature neighbourhoods with proven amenity infrastructure. Investors appreciate the stable rental demand generated by Jurong West's demographic profile, the lower capital requirement relative to private residential alternatives, and the upcoming MRT connectivity expected to enhance long-term rental competitiveness. High-net-worth individuals may view HDB properties as components of diversified portfolios, leveraging predictable income characteristics and lower volatility compared to luxury residential segments.

What Total Debt Servicing Ratio and financing headroom should buyers model at this price point?

At approximately S$500,000, buyers should model a 90% loan-to-value ratio (approximately S$450,000 in financing), assuming standard down-payment requirements and CPF utilisation. Monthly mortgage servicing on a 30-year loan at current HDB rates (typically 2.6% per annum) approximates S$1,850, requiring gross household income of at least S$74,000 annually to maintain a conservative 30% TDSR threshold. Buyers should model personal financial circumstances including existing debt obligations, spouse income contributions, and CPF withdrawal limitations to ensure monthly servicing remains comfortably within regulatory maximums and personal cash-flow requirements. Young families with dual incomes typically navigate this price point comfortably, whilst single-income earners or those with substantial existing obligations should perform detailed financial modelling before proceeding.

How does 948 Jurong West Street 91 compare to nearby competing three-bedroom HDB developments?

Jurong West comprises numerous HDB blocks with three-bedroom configurations, with resale prices typically clustering between S$480,000 and S$540,000 depending on block age, floor level, and distance from transport infrastructure. Competing blocks further removed from Gek Poh MRT Station may trade at modest discounts reflecting longer transport commute times, whilst blocks offering superior facing directions (e.g., north-facing for natural lighting) command premiums reflecting buyer preferences. Recent resale transactions in immediately adjacent blocks provide the most reliable benchmarking data, as micro-location factors including proximity to specific MRT stations, neighbourhood commercial precincts, and community facilities significantly influence pricing dynamics. Buyers evaluating this address should conduct systematic price-per-square-foot comparisons across the immediate precinct to verify whether current asking prices represent fair market value relative to genuine alternatives.

Do higher floor levels or specific unit stacks offer superior value at this development?

Higher floor levels (typically 10th floor and above) command premiums of 3–8% relative to equivalent low-to-mid floor units, reflecting buyer preferences for natural lighting, reduced street noise, and views. North and south-facing units typically attract stronger buyer demand than east or west-facing exposures, which may experience excessive heat gain or limited daylight during specific periods. Mid-to-higher floor units in centrally-positioned stacks within the block often balance accessibility (shorter lift waiting times) with superior light and ventilation characteristics, making them particularly attractive to owner-occupants. Investors analysing cost-per-square-foot should weight premium prices against rental demand patterns, as tenants often demonstrate reduced preference for premium floor levels and facing directions, potentially limiting yield differential to 0.2–0.4% despite elevated purchase prices.

What is the future supply pipeline in Jurong West and how might new developments impact property values?

Jurong West has experienced gradual densification over recent decades, with ongoing public housing estate improvement programmes and planned commercial developments alongside residential expansion. The upcoming Gek Poh MRT Station may catalyse additional residential development in immediately adjacent precincts, potentially introducing new supply competing for similar buyer demographics. However, Jurong West's established character, mature amenity infrastructure, and proven appeal across multiple buyer profiles (first-timers, upgraders, investors, expatriates) suggest that new supply is more likely to complement existing stock than create oversupply. Long-term property values in this district have demonstrated resilience through multiple economic cycles, supported by consistent in-migration, limited alternative housing options at comparable price points, and continuous investment in community facilities and transport infrastructure.

[For Sale] Hdb Flat At Jurong West Street 91 — From S$500K