Type

Units

Min Area

Price Range

3 BR

1345 sqft

S$3,599/mo

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$3,599.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$720 on this acquisition.
Located 11 min (950 m) from NS9 Woodlands MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

810 Woodlands Street 81: A Mature HDB Community in Woodlands

810 Woodlands Street 81 stands as an established public housing development located in the northern reaches of Singapore's Woodlands planning area. This HDB project has matured into a well-established residential enclave, offering a selection of units across multiple bedroom configurations to meet the diverse needs of the growing community. The development represents a solid entry point into Singapore's mature housing market, combining the stability of an established neighbourhood with accessibility to essential infrastructure and services.

Location and Transport Connectivity

Situated approximately 11 minutes' walk or 950 metres from NS9 Woodlands MRT station, 810 Woodlands Street 81 benefits from reliable public transport connectivity. The Woodlands MRT station serves as a key interchange on the North–South Line, offering commuters straightforward access to the central business district and other major employment nodes across the island. This proximity to mass rapid transit has historically supported steady demand for residential units in the immediate vicinity, as working professionals and families value the reduced commute time and transport costs associated with living near an MRT station.

The accessibility to Woodlands MRT station also enhances the neighbourhood's appeal to younger professionals and upgraders who prioritise connectivity over distance. With direct rail access to Orchard, City Hall, and Marina Bay, residents enjoy flexibility in their daily commuting patterns, whether for work, leisure, or other pursuits. The station itself is surrounded by a growing commercial ecosystem, including shopping facilities and dining establishments that cater to the resident population.

Housing Market Dynamics in Woodlands

Woodlands has evolved into one of Singapore's more established residential districts, characterised by a substantial stock of public housing and a mature community infrastructure. Properties in this area have historically demonstrated stable value retention, supported by consistent demand from families, upgraders, and investors seeking affordable entry points into Singapore's property market. The development benefits from this broader market stability, as buyer confidence in the Woodlands precinct remains solid amongst all buyer segments.

The HDB resale market in Woodlands has experienced regular transaction activity over recent years, with pricing generally reflecting the district's accessible location and amenity provision. Units at 810 Woodlands Street 81 are positioned competitively within this established market, offering value-conscious buyers an opportunity to acquire property in a neighbourhood with proven liquidity and reasonable price appreciation trends over multi-year holding periods.

Unit Configurations and Living Spaces

The development offers a variety of unit types to accommodate different household compositions and lifestyle requirements. Multi-bedroom configurations are available throughout the project, providing flexibility for families expanding into larger living spaces or investors seeking units with stronger rental appeal. The spatial layouts typical of HDB units in this generation tend to prioritise functional living areas, with units generally ranging from approximately 1,200 to 1,500 square feet depending on bedroom configuration.

The availability of multiple unit types within a single development creates a marketplace where different buyer profiles can find suitable options without needing to search across multiple projects. This internal diversity also supports healthy competition among units, encouraging competitive pricing and regular turnover that maintains market transparency for both buyers and investors.

Investment Potential and Rental Yield Considerations

For investors evaluating 810 Woodlands Street 81 as a potential acquisition, the proximity to Woodlands MRT station and the development's established status create a foundation for rental demand. HDB units in well-connected mature neighbourhoods have historically attracted tenants seeking affordability without sacrificing access to public transport, and this property sits squarely within that demographic sweet spot. The Woodlands district's significant working-age population and consistent inbound migration patterns support sustained tenant demand across multiple unit types.

Estimated rental yields for properties at this development typically range between 2% and 3.5% gross yield, depending on unit size, condition, and prevailing market rental rates. This yield profile remains attractive relative to other HDB developments in less accessible locations, though investors should account for the property tax implications and potential future maintenance charges that can compress net yield margins over time. The development's maturity means that major capital works budgets are unlikely to surprise, providing greater predictability for long-term investment planning.

Financing and Purchase Affordability

The pricing structure at 810 Woodlands Street 81 positions units within reach of first-time buyers, upgraders, and investors operating across a broad affordability spectrum. For buyers seeking Central Provident Fund (CPF) financing, HDB properties benefit from CPF usage eligibility that typically exceeds that available for private residential properties, effectively improving purchasing power and reducing cash outlay requirements. The development's maturity and established status also support straightforward financing arrangements with most institutional lenders.

For second-property investors, it is important to note that Additional Buyer's Stamp Duty (ABSD) applies at a rate of 20% on the purchase price for Singapore Citizens acquiring a second residential property. This duty significantly increases the total cost of acquisition and should be factored into investment return calculations and overall portfolio planning. Prospective buyers are advised to engage financial advisors to model the full cost implications before committing to acquisition.

Neighbourhood Amenities and Infrastructure

The Woodlands neighbourhood surrounding 810 Woodlands Street 81 benefits from mature community planning that has resulted in comprehensive amenity provision. Schools serving multiple educational levels are accessible within reasonable distances, supporting families with children at various stages of their academic journeys. Medical facilities, including polyclinics and private healthcare providers, are well-represented throughout the district, catering to residents' healthcare needs without requiring extensive travel.

Commercial and retail spaces adjacent to Woodlands MRT station have developed into a vibrant local hub, with supermarkets, hawker centres, restaurants, and convenience services meeting daily living requirements. This maturity of local amenities reduces dependency on travel to distant shopping centres and supports a high quality of life for residents who prefer to meet most daily needs within walking distance or short bus rides from their homes.

Long-Term Value Considerations

Properties in established HDB neighbourhoods like Woodlands have demonstrated resilience through multiple property market cycles, with long-term price trends generally reflecting underlying demand fundamentals rather than speculative surges. For buyers with multi-year holding horizons, this stability can be viewed as both a feature and a characteristic of mature markets—price appreciation tends to be gradual rather than dramatic, but downside risk during market corrections is also generally moderated. The development's status as a mature public housing project supports this value stability profile.

Prospective purchasers should recognise that HDB properties operate under lease structures with defined durations, typically 99 years from the date of original issue. As leases age, property value decay accelerates in the final decades before lease expiry, a factor that becomes increasingly material in the long-term investment thesis. However, for properties with substantial remaining lease periods, this consideration remains distant enough not to materially impact near- to medium-term value prospects.

Frequently Asked Questions

What rental yield can investors expect from units at 810 Woodlands Street 81?

Investors evaluating properties at 810 Woodlands Street 81 typically project gross rental yields between 2% and 3.5%, depending on unit size, market rental rates at the time of acquisition, and local demand dynamics. The proximity to Woodlands MRT station historically supports consistent tenant demand, as renters value the transport accessibility and the affordability premium of HDB properties relative to private residential units. However, investors must deduct property taxes, potential maintenance contributions, and other holding costs to determine net yield, which will be materially lower than the gross figure and should be carefully modelled before purchase.

How does the pricing per square foot at this development compare to recent Woodlands HDB transactions?

Pricing benchmarks for HDB properties in Woodlands have historically ranged between S$2,400 and S$2,800 per square foot in recent years, with variation reflecting unit configuration, floor level, and condition at the time of transaction. 810 Woodlands Street 81, as a mature development with established market presence, typically positions at the middle to upper end of this range due to proximity to Woodlands MRT station and the overall quality of the building stock. Prospective buyers are encouraged to review recent transaction data from the Housing and Development Board's public records to validate current market pricing against their purchase budget and investment expectations.

What is the Additional Buyer's Stamp Duty (ABSD) impact for second-property purchasers?

Singapore Citizens purchasing 810 Woodlands Street 81 as a second residential property must pay Additional Buyer's Stamp Duty at a rate of 20% on the purchase price, effectively increasing the total acquisition cost substantially. For example, a purchase price of S$500,000 would incur ABSD of S$100,000, bringing total stamp duty and other acquisition costs to levels that materially reduce net investment returns. This 20% duty is a significant financial consideration that must be incorporated into investment analysis, financing headroom calculations, and overall portfolio planning before proceeding with an acquisition.

What is the lease duration and how does lease decay affect resale value?

HDB properties are typically issued on 99-year leases from the date of original issue, meaning older properties at 810 Woodlands Street 81 will have correspondingly shorter remaining lease periods than newer developments. Lease decay becomes an increasingly material factor as remaining lease periods fall below 50 years, as property valuations tend to decline more rapidly during this final period due to reduced investor appetite and financing constraints imposed by lenders. For properties with substantial remaining lease periods (above 70 years), lease decay is unlikely to materially impact near-term resale value, though long-term holding investors should account for this dynamic in their multi-decade investment thesis.

How does proximity to Woodlands MRT station influence demand and capital appreciation?

The 11-minute walk (950 metres) to Woodlands MRT station creates a meaningful competitive advantage for 810 Woodlands Street 81, as residents can access the entire North–South Line network for commuting and leisure without reliance on private transport or extended bus journeys. This accessibility has historically supported stronger rental demand and capital appreciation relative to HDB developments further from mass rapid transit, as working professionals and families prioritise transport convenience. Properties within close proximity to MRT stations have typically appreciated more robustly over multi-year cycles, though appreciation rates are ultimately determined by broader market dynamics and the overall supply–demand balance within the Woodlands precinct.

Which buyer profiles are best suited to purchase at 810 Woodlands Street 81?

First-time buyers benefit from the development's mature status, established track record, and straightforward financing availability through CPF and institutional lenders, alongside pricing that remains accessible to younger purchasers with moderate savings. Upgraders trading up from smaller HDB units or private apartments value the flexible unit configurations and the neighbourhood's well-developed amenity base, which supports quality-of-life expectations for growing families. Investors seeking stable rental income appreciate the MRT proximity and the Woodlands district's large working-age population, which provides consistent tenant demand for competitively-priced rental units. High-net-worth individuals seeking passive investment exposure to Singapore's property market may also evaluate such properties as part of a diversified portfolio, though rental yield considerations typically make this development more attractive to yield-focused rather than capital-appreciation-focused investors.

What are typical TDSR and financing headroom considerations at this price level?

For properties at 810 Woodlands Street 81 priced in the S$500,000 to S$650,000 range, buyers financing through mortgage or CPF should anticipate that Total Debt Service Ratio (TDSR) requirements will permit loans covering approximately 75–80% of the purchase price, depending on individual income profiles and existing debt commitments. The 80% loan-to-value ceiling for HDB resale properties, combined with TDSR limits typically set at 55% of gross monthly income by institutional lenders, means that purchasers earning between S$4,500 and S$6,500 monthly will find comfortable financing headroom without requiring substantial additional savings or co-borrower contributions. Buyers with existing mortgage commitments, car loans, or other debt obligations should model their position carefully, as TDSR constraints can materially reduce the loan quantum available and increase required cash outlay.

How does 810 Woodlands Street 81 compete with other nearby HDB developments?

Woodlands has multiple HDB estates developed across different decades, creating a competitive marketplace where properties at 810 Woodlands Street 81 must differentiate based on specific locational advantages, unit condition, and facilities provision relative to neighbouring blocks and precincts. The proximity to Woodlands MRT station provides a clear competitive advantage versus more peripheral developments within the district, often translating into price premiums of S$50,000 to S$150,000 for comparable unit types depending on their distance from the station. Prospective buyers should evaluate competing options across the Woodlands neighbourhood, noting that developments with less direct MRT access may offer lower entry prices but potentially weaker rental yield and slower capital appreciation trajectories over long holding periods.

Are higher floor levels or specific unit stacks more favourable for value retention?

Units positioned on mid-to-high floors (typically floors 8–15 for HDB buildings) historically command price premiums of 3–7% relative to lower floors, reflecting buyer preferences for reduced noise exposure, improved natural lighting, and enhanced privacy from street-level activities. However, ground and first-floor units often attract investor interest due to marginally lower acquisition prices and strong rental demand from tenants prioritising accessibility, particularly those with mobility considerations or families with young children. The most valuable unit stacks tend to be those offering northeast or east-facing orientations, which provide morning sunlight and better natural ventilation without excessive heat gain during afternoon hours—a consideration that can subtly influence resale velocity and achievable pricing when turnover occurs.

What is the future supply pipeline for HDB development in the Woodlands district?

Woodlands has historically been earmarked for continued residential intensification as part of Singapore's long-term urban planning strategy, with the Housing and Development Board releasing regular new launches and upgrading existing estates through targeted renewal programmes. The addition of new supply in nearby precincts can create competitive pricing pressures that moderate capital appreciation at mature developments like 810 Woodlands Street 81, though the MRT-proximate location provides some insulation against this competitive dynamic. Prospective buyers and investors should monitor the HDB's annual planning publications and estate upgrading announcements to understand the trajectory of future supply in Woodlands, as accelerated new launches could influence demand patterns and long-term value appreciation for resale properties.

[For Rent] Hdb Flat At 810 Woodlands Street 81 — From S$3,599