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[For Sale] Hdb Flat At 114A Alkaff Crescent — From S$1.3M

114A Alkaff Crescent

1 for sale
4 people are looking at this property right now
HDB

[For Sale] Hdb Flat At 114A Alkaff Crescent — From S$1.3M

HDB Flat At 114A Alkaff Crescent
1 Units To Buy
For Sale
Type Units Min Area Price Range
3 BR 1 1001 sqft S$1.3M
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Property Highlights
  • HDB development with 1 unit currently available.
  • Prices currently start from S$1.3M.
  • For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$258K on this acquisition.
  • Located 6 min (500 m) from NE11 Woodleigh MRT Station.
Housing Grants & Financing
  • Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
  • Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
  • Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
  • Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

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114A Alkaff Crescent: Established HDB Living in Woodleigh

114A Alkaff Crescent represents a mature residential cluster within Singapore's northeast estate, anchored by proximity to Woodleigh MRT station on the North East Line. This development stands as a hallmark of stable, family-oriented HDB living, drawing both owner-occupiers and investment-focused purchasers seeking exposure to the established Bishan–Toa Payoh neighbourhood character. The project comprises multiple unit types across varying floor levels, each configured to accommodate diverse household compositions and lifestyle requirements.

The location benefits from exceptional transport connectivity. Woodleigh MRT station sits approximately six minutes' walk away, positioning residents within the broader North East Line network that extends seamlessly towards Marina Bay, Dhoby Ghaut, and the eastern corridor developments. This accessibility elevates the neighbourhood's appeal for professionals commuting to the central business district, Changi employment zones, and emerging tech hubs scattered across the island. Regular bus services supplement rail access, creating multiple exit routes during peak congestion periods.

Unit Typologies and Space Configuration

The development houses three-bedroom and two-bedroom configurations, each optimised for efficient living within practical square footage allocations. Units typically range around 1,000 square feet, providing sufficient breathing room for family activities, home office setups, and entertaining guests without the spatial extravagance of newer Build-to-Order estates. The mature construction methodology ensures robust structural integrity, with reinforced concrete frames and proven ventilation systems that have withstood decades of tropical climate exposure. Open layouts within principal living areas maximise natural light penetration, whilst discrete bedroom zoning maintains privacy across sleeping quarters.

Floor plans across the development demonstrate thoughtful space allocation. Kitchen zones integrate work triangles aligned with modern culinary expectations, whilst dining and living areas flow seamlessly to encourage family interaction. Bathrooms are positioned to serve both master bedrooms and common circulation routes, minimising morning bottlenecks in households with multiple occupants. Balconies provide outdoor extension spaces for hanging laundry, herb cultivation, or quiet retreat moments overlooking the neighbourhood landscape.

Neighbourhood Infrastructure and Amenities

Alkaff Crescent sits within a fully developed residential precinct characterised by comprehensive community facilities. Neighbourhood parks, void deck community centres, and multipurpose sports courts feature across the broader estate, providing recreational outlets for residents of all ages. The immediate vicinity encompasses wet markets, hawker centres serving authentic Southeast Asian cuisine, and retail shopfronts catering to daily necessities without requiring extended travel distances.

Educational institutions cluster densely throughout the northeast sector. Primary and secondary schools operate within walking distance or short bus rides, enabling young families to access quality education without extended daily commutes. Healthcare facilities, including polyclinics and private medical practitioners, remain accessible via the established public transport network. Supermarkets and shopping malls situated along the MRT corridor provide curated retail experiences for those seeking branded merchandise or specialty goods beyond neighbourhood shophouses.

Market Positioning and Investment Fundamentals

114A Alkaff Crescent occupies a compelling position within the HDB resale landscape. The neighbourhood's established character, combined with excellent transport infrastructure and community maturity, has historically supported stable capital appreciation and consistent rental demand. Properties within the Woodleigh MRT catchment have demonstrated resilience throughout property cycles, attracting both owner-occupiers seeking permanent residence and investors building diversified portfolios.

The development's maturity confers distinct advantages relative to newer Build-to-Order estates. Surrounding infrastructure is fully operational rather than phased, schools have graduated multiple cohorts of pupils, and community social fabric has crystallised around established institutions and gathering spaces. This stability translates to predictable tenant profiles, lower vacancy rates, and rental yields supported by sustained demand from young professionals and relocating families seeking established neighbourhood environments.

Resale Market Dynamics

The HDB resale market within the northeast sector has maintained consistent transaction activity, with motivated buyers seeking proximity to Woodleigh MRT and the broader Bishan–Toa Payoh lifestyle offering. Per-square-foot pricing within the Alkaff Crescent cluster reflects neighbourhood maturity and transport accessibility, positioning units as competitively valued relative to newer developments positioned further from established MRT interchanges. Historical transaction records indicate steady turnover, suggesting liquid markets where sales timelines remain predictable for vendors seeking swift exits.

The development's established reputation attracts repeat investors familiar with northeast sector dynamics. Intergenerational ownership patterns have become embedded within the community, with upgrading families retaining Alkaff Crescent as rental investments whilst purchasing new primary residences elsewhere. This stable investor cohort anchors demand, mitigating speculative price volatility and supporting gradual appreciation aligned with broader HDB resale trends.

Transport, Lifestyle, and Future Connectivity

Woodleigh MRT's position within the North East Line creates exceptional connectivity to complementary lifestyle destinations. The line extends towards Dhoby Ghaut's cultural offerings, Marina Bay's waterfront recreation, and eastern employment clusters alongside Tampines. Interchange opportunities at Dhoby Ghaut unlock Circle Line access towards the Marina Bay Financial District, whilst connections at Outram Park extend towards the southern sectors and Jurong employment zones.

Future infrastructure developments remain pertinent to long-term appreciation trajectories. The broader northeast corridor has witnessed sustained government investment in transport, healthcare, and education facilities, with strategic plans emphasising this region's role within Singapore's urban hierarchy. Active mobility infrastructure improvements, including expanded cycling networks and pedestrianised precincts, continue enhancing neighbourhood liveability beyond motorised transport.

Comparative Market Context

Within the Bishan–Toa Payoh district, 114A Alkaff Crescent competes alongside neighbouring developments offering similar typologies and age cohorts. The Alkaff Crescent cluster itself comprises multiple blocks, each reflecting minor variations in layout orientation, floor-level exposure, and internal configuration. These micro-variations create pricing nuances that astute buyers leverage to secure optimal value across comparable floor plans.

Newer Build-to-Order estates in the northeast sector command premiums reflecting fresh construction, modern safety standards, and extended lease tenures. However, established resale developments within mature MRT-accessible neighbourhoods retain distinct appeal for upgrading families seeking to maximise space within fixed budgets. The choice between new and resale often reflects individual priority weightings around newness versus neighbourhood establishment.

Investment Considerations for Second-Property Buyers

Investors contemplating 114A Alkaff Crescent as a second residential property must factor Additional Buyer's Stamp Duty implications into acquisition cost assessments. The prevailing ABSD rate of 20% applies to second residential property purchases by Singapore Citizens, incrementally reducing net equity capture relative to first-property transactions. This duty obligation necessitates careful cashflow modelling to ensure rental yields sustain mortgage servicing and property management expenses whilst generating adequate returns above ABSD-inflated entry costs.

Despite ABSD constraints, the neighbourhood's demonstrated rental consistency and stable capital appreciation provide reassurance for investors adopting long-term ownership horizons. Properties purchased today within the Woodleigh MRT catchment have historically accumulated sufficient appreciation across seven to ten-year holding periods to offset ABSD costs and generate positive returns. However, investors targeting shorter holding periods should carefully model exit scenarios before acquisition, ensuring appreciation expectations align with carrying cost realities.

Frequently Asked Questions

What rental yield can investors expect from purchasing a unit at 114A Alkaff Crescent as an investment property?

Rental yields for HDB units within the Woodleigh MRT catchment typically range between 3% and 4% gross annual return, though net yields diminish after accounting for property tax, maintenance fees, and management expenses. The neighbourhood's established character and proximity to transport infrastructure have historically attracted stable tenant cohorts including young professionals and relocating families, supporting consistent rental demand across market cycles. Investors should model conservative occupancy assumptions of 95% to account for inter-tenant transitions and potential market softness, ensuring projected cashflows remain robust even during rental market corrections.

How does pricing at 114A Alkaff Crescent compare to recent per-square-foot transactions in the Bishan–Toa Payoh district?

Per-square-foot pricing within the Alkaff Crescent cluster reflects the neighbourhood's established maturity and transport accessibility, positioning units competitively relative to both newer Build-to-Order developments and comparably aged resale blocks. Recent transactions across the broader Bishan–Toa Payoh sector have settled within a bandwidth reflecting variables including floor level, unit orientation, and lease remainder. Buyers evaluating 114A Alkaff Crescent should undertake comparative transactional analysis across the immediate MRT catchment to validate pricing against neighbourhood benchmarks, particularly when assessing floor-level premiums and unit configuration variations.

What are the Additional Buyer's Stamp Duty implications for a second-property purchaser acquiring at 114A Alkaff Crescent?

Singapore Citizens purchasing a second residential property incur Additional Buyer's Stamp Duty at the current rate of 20%, payable on the purchase price alongside standard stamp duty obligations. For a property purchased at typical Alkaff Crescent price points, this represents a substantial cash outflow at completion, effectively increasing entry costs by approximately one-fifth relative to first-property acquisitions. Investors must model ABSD-inclusive cashflows throughout the ownership horizon to ensure rental income sustains mortgage obligations and property-related expenses whilst generating acceptable returns; acquisitions contemplating shorter holding periods require particular diligence regarding appreciation assumptions needed to recover ABSD costs.

Does lease decay present a material resale risk for units at 114A Alkaff Crescent?

114A Alkaff Crescent comprises mature HDB stock constructed during the neighbourhood's development phases several decades past, meaning lease remainders have naturally diminished since initial completion. HDB leases typically commence at 99 years, and buyers acquiring established units inherit correspondingly reduced tenure lengths relative to newer Build-to-Order properties. Resale markets for HDB units with leases below 60 years historically experience valuation compression reflecting financing constraints and buyer hesitation, potentially constraining capital appreciation trajectories during later ownership stages. Prospective purchasers should verify precise lease commencement dates and calculate remaining tenure to model realistic holding periods and medium-to-long-term resale valuations.

How does Woodleigh MRT station proximity influence demand and capital appreciation at 114A Alkaff Crescent?

Proximity to an operational MRT interchange represents one of the most material demand drivers within Singapore's HDB resale landscape, and Woodleigh's position on the North East Line creates exceptional connectivity benefiting 114A Alkaff Crescent through predictable tenant sourcing and investor interest. Properties within approximately six minutes' walk of MRT stations historically command per-square-foot premiums reflecting commuting convenience, whilst neighbourhoods beyond this threshold experience material demand compression. Historical appreciation patterns across the Woodleigh catchment demonstrate that transport-proximate developments sustain capital growth trajectories during property cycles where peripheral estates contract, providing meaningful downside protection for long-term owner-occupiers and investors.

Which buyer profiles are best suited to ownership at 114A Alkaff Crescent?

The development appeals to multiple buyer categories with distinct motivations: upgrading families seeking additional bedrooms within established neighbourhoods whilst maximising space budgets; young professionals prioritising transport accessibility and mature community infrastructure over architectural novelty; intergenerational households requiring flexible configuration for multiple occupants; and buy-to-let investors targeting stable rental yields from established MRT-accessible precincts. Owner-occupiers with children benefit from surrounding educational institutions and community facilities, whilst investors appreciate predictable tenant demographics and low vacancy patterns historically observed within the Woodleigh catchment. First-time buyers may find entry pricing points more accessible relative to newer developments, though lease tenure considerations require particular attention for those contemplating decades-long ownership horizons.

What Total Debt Servicing Ratio headroom exists for typical mortgage structures at 114A Alkaff Crescent price points?

TDSR regulations mandate that total monthly debt obligations cannot exceed 55% of gross monthly income, creating financing constraints that vary inversely with property purchase prices. At typical 114A Alkaff Crescent price points, buyers securing financing with conventional 25-year tenor mortgages and modest interest rate assumptions will navigate TDSR compliance comfortably when household incomes approach median levels; however, single-income households or those carrying existing vehicle or personal loans may encounter tighter financing headroom. Prospective purchasers should consult mortgage calculators accounting for anticipated interest rate scenarios to model sustainable loan structures; those contemplating aggressive leverage relative to income should seek independent financial advice before committing to acquisitions.

How does 114A Alkaff Crescent compare to competing developments within the adjacent Bishan–Toa Payoh neighbourhood?

The Alkaff Crescent cluster itself comprises multiple blocks offering minor variations in configuration and floor-level exposure, creating internal competition that naturally disciplines pricing within the development. Neighbouring resale estates within the Bishan–Toa Payoh district represent broader competition, with facilities maturity, transport accessibility, and lease tenure all influencing relative positioning. Newer Build-to-Order developments in the northeast sector command premiums reflecting contemporary construction standards and extended leases, yet established resale properties within the Woodleigh MRT catchment retain compelling value propositions for budget-conscious families prioritising space maximisation and neighbourhood establishment over architectural novelty. Comparative shopping across the broader catchment remains essential for validating Alkaff Crescent's relative positioning.

Which unit stacks and floor levels offer optimal value within 114A Alkaff Crescent?

Lower floor units (floors 1–5) typically command modest discounts relative to mid-range orientations (floors 6–15), reflecting buyer preferences for natural light exposure, privacy from street-level noise, and psychological comfort associated with elevation. Mid-range floor units generally balance premium pricing against practical utility, offering sufficient elevation for resident satisfaction without commanding the substantial premiums typically attached to higher floors. Top-floor units command premiums reflecting superior light penetration, reduced upstairs neighbour disturbance, and aesthetic preferences, though these benefits must be weighed against higher maintenance exposure to tropical weather. Value-oriented purchasers often discover optimal pricing within mid-range stacks, where residual premiums remain modest whilst practical livability remains exceptional.

What future supply pipeline considerations might influence long-term appreciation at 114A Alkaff Crescent?

The northeast corridor remains a strategic focus within Singapore's long-term urban planning framework, with active Build-to-Order pipelines throughout the Bishan–Toa Payoh district directing new supply toward family-oriented typologies. Increased new supply may exert downward pressure on established resale pricing through competition effects, though established transport-proximate developments within mature neighbourhoods have historically retained resilience through their established character advantages. Government infrastructure investments including education facility upgrades, healthcare expansions, and active mobility enhancements provide countervailing appreciation drivers offsetting new supply competitive pressures. Prospective purchasers should evaluate Alkaff Crescent within multi-decade time horizons, recognising that incremental supply additions typically influence annual appreciation rates rather than reversing accumulated capital gains across extended holding periods.