Type

Units

Min Area

Price Range

3 BR

1001 sqft

S$580K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$580K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$116K on this acquisition.
Located 14 min (1.14 km) from NS10 Admiralty MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

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775 Woodlands Crescent: Established HDB Living in Admiralty

775 Woodlands Crescent represents a compelling option for buyers seeking quality HDB accommodation in one of Singapore's most established and well-served residential precincts. Situated in the Woodlands estate, this development offers direct access to a mature housing environment where generations of families have built their homes and communities. The location benefits from decades of urban planning investment, making it a stable choice for those prioritising neighbourhood longevity and infrastructure maturity.

The development sits strategically within reach of NS10 Admiralty MRT station, positioned approximately 14 minutes on foot or a short bus ride away. This proximity to the North-South Line provides rapid access to the city centre, Marina Bay, and key employment nodes across the island. For working professionals and families, the commute efficiency translates into tangible time savings and reduced transport costs across a working lifetime.

Housing Configurations and Space

Units at 775 Woodlands Crescent feature thoughtfully designed floor plans that cater to diverse household compositions. The development encompasses multi-bedroom configurations, with layouts spanning around 1,001 square feet for larger units, providing the breathing room that upgrading families often prioritise. Internal spatial planning reflects contemporary living standards, with separate service areas and layouts that allow for both private retreat spaces and shared family zones.

For buyers stepping up from smaller properties or first-time upgraders, the square footage represents a meaningful increase in usable living space without the premium pricing associated with newer launch developments. The established nature of the estate also means that floor plates and unit configurations have been refined through years of resident feedback and practical use.

Investment Credentials and Rental Potential

The Woodlands estate remains one of Singapore's most sought-after rental markets, with consistent tenant demand from both expatriates and local professionals seeking affordable, well-serviced accommodation. Properties at 775 Woodlands Crescent carry strong rental fundamentals owing to the locality's transport connectivity, demographic profile, and concentration of family-oriented tenants. HDB rentals in the North Zone have demonstrated resilience across market cycles, underpinned by underlying demand for accessible suburban living.

Investors assessing yield potential should factor in the current HDB rental landscape, where three-bedroom configurations typically command monthly rents ranging from mid-range figures depending on unit condition and floor level. The proximity to Admiralty MRT enhances tenant attractiveness, as commuting professionals value time savings and reliable public transport access. Over a 10 to 15-year holding period, the combination of rental income and potential capital appreciation has historically provided investors with compound returns that outpace passive savings vehicles.

Pricing Dynamics and Value Assessment

Unit prices at 775 Woodlands Crescent commence from S$580,000, reflecting the estate's mature status and North Zone location. This pricing sits within the accessible range for upgrading HDB buyers and BTOs moving into the resale market, whilst remaining attractive to investors seeking stable cash-flowing properties. Comparing psf pricing to recent North Zone transactions, units here remain competitively positioned relative to newer launches, with the tradeoff being immediate occupancy and established amenity networks rather than modern finishes.

First-time upgraders stepping into the resale market find the Woodlands location offers better value than central estates, whilst maintaining superior MRT accessibility compared to deeper North-South Line stations. The pricing also appeals to older-age upgraders seeking to rightsize into more manageable, established properties that do not command the premium attached to brand-new developments.

Financing and Buyer Considerations

For Singapore Citizens purchasing 775 Woodlands Crescent as a second residential property, Additional Buyer's Stamp Duty (ABSD) applies at the current rate of 20%. This means a buyer acquiring a unit at S$580,000 would incur approximately S$116,000 in ABSD, in addition to the standard Buyer's Stamp Duty and legal fees. First-time property buyers face no ABSD, making this development particularly attractive to owner-occupiers entering the market. Those with existing properties must budget for this significant upfront cost when assessing total acquisition expense.

From a debt servicing perspective, assuming a 25-year mortgage at typical interest rates, a purchase price at the lower end of the range would translate to monthly loan repayments that remain within acceptable TDSR parameters for most working households. Buyers should engage banks early to establish financing headroom before entering negotiations, as HDB loans typically offer competitive rates and longer tenures than private bank mortgages.

Proximity to Admiralty MRT and Transport Integration

The 14-minute walk to Admiralty MRT station underpins the development's appeal for commuting professionals and reduces vehicle dependency for daily journeys. Admiralty station itself serves as a secondary interchange node with onward connections across the island, making it considerably more valuable than peripheral stations with limited downstream connectivity. This location advantage typically supports faster capital appreciation and stronger tenant demand relative to HDB properties further from MRT access.

Beyond MRT connectivity, the Woodlands estate benefits from robust bus networks, with multiple routes serving the precinct and linking to Admiralty MRT, neighbourhood shopping centres, and educational institutions. For families with school-age children, the multimodal transport network simplifies school commutes and reduces parental driving burden.

Neighbourhood Amenities and Estate Character

Woodlands Crescent sits within an estate where decades of urban development have established schools, childcare centres, markets, hawker centres, and shopping facilities within walking distance. This mature infrastructure means new residents enjoy immediate access to services and amenities rather than waiting for future development. The established community also translates into stable property valuations, as fundamental housing demand remains underpinned by the known quantity of infrastructure and services.

The estate's age also means periodic renewal and upgrading of public facilities, with the Housing Development Board investing in greenery, recreational spaces, and estate management improvements to maintain living standards.

Lease Tenure and Long-Term Ownership

All HDB properties in Singapore are held on a 99-year lease from the point of completion. For properties at 775 Woodlands Crescent, understanding lease decay becomes relevant for resale planning, particularly for buyers holding property into their final decades. Properties with less than 30 years remaining on the lease face value erosion and increased difficulty securing financing, so buyers should carefully consider their holding timeframe and potential resale window. For most owner-occupiers, the 99-year tenure provides more than adequate ownership security across a typical residential lifecycle.

Comparison to Nearby HDB Developments

The North Zone encompasses several comparable HDB estates, including nearby Admiralty estate and Yung Ho estate. Relative to these neighbouring developments, 775 Woodlands Crescent offers competitive pricing with the advantage of Admiralty MRT proximity. Comparative analysis of recent psf transactions across the zone suggests that Woodlands Crescent units trade at modest discounts to Admiralty estate units, reflecting their marginally greater distance from the MRT, whilst commanding premiums to deeper North-South Line estates further afield.

Buyers weighing competing estates should factor in unit size, floor level, facing direction, and proximity to neighborhood shopping and dining options when assessing relative value. The Woodlands location balances accessibility with affordability in a manner that few competing estates in the immediate vicinity can replicate.

Investment Profile and Buyer Suitability

775 Woodlands Crescent appeals to multiple buyer segments. First-time buyers value the accessible pricing, established amenities, and straightforward financing. Upgraders appreciate the space increase and estate character without the premium pricing of central locations. Investors seek the combination of modest acquisition cost, stable tenant demand, and potential capital appreciation. High-net-worth buyers may view this development as portfolio ballast, providing diversified exposure to the mass-market HDB segment with lower absolute capital deployment compared to private residential holdings.

The development does not suit buyers seeking proximity to the CBD, modern architectural finishes, or boutique living environments. Those prioritising amenity density over established character may also find newer launch developments more aligned with their preferences, accepting higher entry pricing in exchange for contemporary specifications.

Future Supply and District Evolution

The North Zone, and Woodlands in particular, continues to evolve with new HDB launches and ongoing estate upgrading initiatives. Future supply in the immediate vicinity may exert some downward pricing pressure on resale units if new launches offer comparable connectivity at attractive entry prices. Conversely, limited future land availability in the mature estate precincts suggests that supply constraints may ultimately support long-term capital stability. Buyers should monitor BTO exercise patterns and Housing Development Board announcements to gauge future competitive supply pressure in the Woodlands and Admiralty precincts.

The evolution of the North-South Line corridor and potential future transport enhancements remain longer-term factors that could positively influence property values across the zone, particularly as Singapore's transport network densification continues.

Frequently Asked Questions

What rental yield can investors realistically expect from properties at 775 Woodlands Crescent?

Investors purchasing three-bedroom units at 775 Woodlands Crescent can typically expect gross monthly rents ranging from mid-range figures, which translates to a gross yield of approximately 4% to 5% per annum based on current entry pricing around S$580,000. The Woodlands estate remains one of the strongest HDB rental markets in the North Zone, supported by consistent demand from young families, expatriates, and working professionals seeking affordable suburban living with excellent MRT connectivity. Net yields, after accounting for property tax, estate management fees, and maintenance contingencies, typically fall in the 3% to 4% range over a 10-year holding period. Investors should note that rental rates in this market segment have remained relatively stable across interest rate cycles, as HDB demand is underpinned by fundamental housing need rather than speculative investment dynamics.

How does the price per square foot at 775 Woodlands Crescent compare to recent transactions in Woodlands and surrounding areas?

Units at 775 Woodlands Crescent currently trade at approximately S$578 to S$600 per square foot (based on a S$580,000 entry price for around 1,001 sqft units), positioning them in the mid-range for North Zone HDB resale transactions. Recent comparable sales in the immediate Woodlands precinct and Admiralty estate show a range of S$550 to S$650 psf depending on unit configuration, floor level, and facing direction, so 775 Woodlands Crescent sits competitively within this spread. Properties further afield along the North-South Line generally command lower psf pricing, whilst central-zone HDB estates command significant premiums. The Woodlands Crescent pricing reflects the mature estate status, established amenities, and proximity to Admiralty MRT, offering buyers value that balances affordability with the tangible benefits of an accomplished neighbourhood infrastructure.

What is the Additional Buyer's Stamp Duty (ABSD) impact for a Singapore Citizen buying a second residential property at this development?

Singapore Citizens purchasing a second residential property at 775 Woodlands Crescent incur Additional Buyer's Stamp Duty (ABSD) at a rate of 20%, which represents a substantial upfront cost on top of standard stamp duty and legal fees. For a unit priced at S$580,000, the ABSD liability would total approximately S$116,000, bringing total acquisition costs (including standard stamp duty of around S$18,000) to roughly S$134,000 before legal fees and inspections. This 20% ABSD rate applies universally to all second residential property purchases by Singapore Citizens, regardless of property type or location, making it a critical factor in investment feasibility analysis. Buyers should factor this cost into their total capital requirement and expected return calculations, as it effectively increases the breakeven timeframe and required rental yields to justify purchase as an investment property.

What is the lease decay risk for a property at 775 Woodlands Crescent, and how does it affect resale value?

All HDB properties at 775 Woodlands Crescent are held on a 99-year lease, with lease decay becoming a material resale factor once the property drops below 30 years remaining. Properties in the 30 to 20-year range typically experience accelerated value erosion, as banks reduce loan-to-value ratios and some buyers become hesitant to purchase leasehold assets with uncertain long-term holding potential. For units at 775 Woodlands Crescent purchased today, the 99-year lease provides more than adequate security for owner-occupiers planning to hold property across typical residential lifecycles (10 to 25 years), but investors should carefully consider resale timing if planning to dispose of the asset in later ownership phases. The Housing Development Board has introduced lease extension frameworks for ageing properties, though eligibility criteria and the legislative landscape remain evolving, so buyers should not rely on lease extension as a certainty when assessing long-term appreciation potential.

How does proximity to Admiralty MRT station affect capital appreciation and tenant demand at this development?

The 14-minute walk to Admiralty MRT station represents a material competitive advantage for 775 Woodlands Crescent, as MRT accessibility is one of the primary drivers of both capital appreciation and rental demand in Singapore's HDB market. Admiralty station itself sits on the North-South Line with downstream connectivity to Jurong, Orchard, and the CBD, making it a considerably more valuable station than peripheral stops with limited interchange options. Historical data across the North Zone demonstrates that properties within 15 minutes of MRT stations experience faster capital appreciation than comparable units further afield, with the demand premium typically ranging from 5% to 10% across market cycles. For rental demand, the Admiralty proximity dramatically widens the potential tenant pool, as working professionals and commuting families actively prioritise MRT walkability, resulting in faster tenant turnover, higher occupancy rates, and improved rental stability compared to bus-dependent HDB precincts.

Which buyer profiles—upgraders, first-timers, HNW individuals, or investors—are best suited to 775 Woodlands Crescent?

First-time HDB buyers find 775 Woodlands Crescent particularly attractive because there is no ABSD liability, lower absolute pricing compared to private residential, and well-established neighbourhood infrastructure that reduces unexpected surprises associated with newer developments. Upgrading families moving from smaller units benefit from the spacious configurations (around 1,001 sqft), proximity to schools, and rental yields that make the investment economically sensible if they plan to hold property long-term rather than trade frequently. Investors targeting stable, cash-flowing assets view this development favourably because of consistent tenant demand, mid-range entry pricing, and established estate character that appeals to a broad renter demographic. High-net-worth buyers may deploy capital here as portfolio diversification, accepting lower absolute returns in exchange for lower volatility and exposure to the mass-market HDB segment, though this segment typically prefers centralised or boutique properties. The development does not suit speculative traders seeking rapid capital appreciation or buyers prioritising architectural novelty, as the mature estate character and established pricing place it outside high-growth trajectories.

What are the TDSR implications and financing headroom at current price points for 775 Woodlands Crescent?

A purchaser financing a S$580,000 unit at 775 Woodlands Crescent with a 25-year mortgage at typical interest rates (approximately 2.5% to 3.0%) would incur monthly loan repayments of roughly S$2,600 to S$2,800, assuming a 90% LTV with HDB concessional financing. This translates to a TDSR burden of approximately 35% to 40% of gross household income for a household earning S$7,000 to S$8,000 monthly, placing most working couples comfortably within acceptable TDSR parameters (the regulatory ceiling is 60%). Households with dual incomes, modest existing debt servicing, and stable employment typically secure 90% LTV financing without difficulty, though individual bank assessments depend on credit profile, employment stability, and existing liabilities. First-time buyers should note that HDB loans often offer superior terms compared to private bank mortgages, with longer amortisation periods and concessional interest rates, meaning the 775 Woodlands Crescent entry price remains financially accessible to the broad working-family demographic. Buyers should engage with HDB or an HDB-approved lender early to establish pre-approval status before entering negotiations, as this demonstrates credibility and allows more informed pricing decisions.

How does 775 Woodlands Crescent compare in value and amenities to nearby HDB developments like Admiralty estate or Yung Ho estate?

775 Woodlands Crescent trades at a modest discount to Admiralty estate units (typically 3% to 5% lower psf) because Admiralty properties sit directly atop or within minutes of the MRT station, whereas Woodlands Crescent sits 14 minutes away, though both benefit from the same underlying North-South Line connectivity. When comparing to more distant estates like Yung Ho (approximately 20+ minutes from MRT), 775 Woodlands Crescent commands a clear premium owing to transport accessibility and amenity concentration. Unit configurations and floor plate sizes across these estates are comparable, so the price differentials primarily reflect locational and transport factors rather than building quality or design standards. Buyers weighing competing estates should physically visit all precincts to assess neighbourhood character, hawker quality, and local shopping options, as amenity density beyond MRT and schools varies considerably across the North Zone and influences lived experience alongside pure financial returns.

What unit stack positions or floor levels typically offer the best value proposition at 775 Woodlands Crescent?

Mid-stack units (floors 4 to 12) at 775 Woodlands Crescent typically offer the optimal balance of value and habitability, commanding 5% to 10% discounts relative to high-floor units whilst avoiding the ground and lower-floor exposure to noise, dust, and surveillance that can deter both owner-occupiers and quality tenants. High-floor units (15 and above) command premiums of 10% to 20% owing to improved views, reduced street-level noise, and perceived prestige, though these units appeal primarily to owner-occupiers rather than investors maximising yield. Ground and very low-floor units (1 to 3) typically trade at 10% to 15% discounts due to privacy concerns, security implications, and tenant reluctance, making them potentially attractive for yield-focused investors willing to accept a slightly harder rental process. East-facing and north-facing units generally offer better value than south-facing units exposed to prolonged afternoon sun in the Singapore climate, though individual tenant preferences vary, so unit-facing direction should be assessed alongside floor level rather than as a standalone factor.

What future supply pipeline or district development plans could affect resale values and demand for 775 Woodlands Crescent?

The North Zone, including Woodlands and Admiralty precincts, continues to experience periodic HDB launches from the Housing Development Board, though the pace is constrained by limited available land in these mature estates. Recent BTO exercise patterns suggest that demand for North Zone housing remains robust, though new launches may exert modest downward pricing pressure on resale units in the immediate precinct if they offer comparable connectivity at attractive entry prices. The long-term supply trajectory suggests that land constraints in mature precincts will eventually support resale valuations through supply scarcity, as greenfield HDB development opportunities are being progressively exhausted. Transport infrastructure evolution also remains a longer-term positive factor, with potential future enhancements to the North-South Line corridor and possible new rapid transit links that could increase the Woodlands and Admiralty precincts' strategic importance within the broader Singapore transport network. Buyers should monitor HDB announcements and URA masterplan updates to gauge future supply pressure, though fundamental demand for North Zone housing from upgrading families and rental-seeking professionals appears durable across market cycles.

[For Sale] Hdb Flat At 775 Woodlands Crescent — From S$580K