Type

Units

Min Area

Price Range

3 BR

1292 sqft

S$680K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$680K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$136K on this acquisition.
Located 10 min (810 m) from NS10 Admiralty MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

787E Woodlands Crescent: A Mature HDB Haven in Singapore's North

787E Woodlands Crescent stands as a well-established public housing development in the heart of Woodlands, one of Singapore's most vibrant mature estates. This HDB project offers families and investors alike the opportunity to acquire spacious accommodation in a neighbourhood that has evolved substantially over the past three decades, blending affordable homeownership with genuine community infrastructure and everyday convenience.

The development is positioned approximately 810 metres from Admiralty MRT Station on the North-South Line (NS10), translating to a comfortable ten-minute walk for most residents. This proximity to rapid transit represents a critical asset for daily commuters, particularly those working in the city centre or along the NS corridor. The station's connectivity enables seamless travel to Orchard, Marina Bay, and the CBD without reliance on private transport or lengthy bus journeys.

Location and Neighbourhood Character

Woodlands has matured into one of Singapore's most self-sufficient towns, with a comprehensive network of shopping centres, hawker complexes, medical facilities, and recreational spaces integrated throughout the precinct. The area surrounding 787E Woodlands Crescent benefits from this ecosystem, offering residents everything from daily groceries to healthcare services within walking distance or short bus rides. The neighbourhood attracts a diverse demographic, from young families seeking their first home to upgraders prioritising space and mature estate infrastructure.

The HDB precincts in Woodlands are characterised by tree-lined streets, community centres, and recreational parks that provide a quality-of-life dimension often cited by long-term residents as superior to newer, more densely packed developments. Multi-generational families frequently choose this area precisely because the built environment supports both children's play and elderly accessibility, with flat terrain and well-maintained pathways throughout.

Property Specifications and Unit Mix

787E Woodlands Crescent comprises multiple bedroom configurations, with units ranging across three-bedroom and larger formats. Individual units span approximately 1,292 square feet and above, providing generous living space compared to many newer projects or private housing in equivalent price brackets. The development's HDB typology ensures high construction standards, durable building materials, and regulatory oversight that safeguards structural integrity over decades.

Bathroom provisions across the development typically follow HDB standards with two or more facilities per unit, catering to modern family needs and reducing morning congestion in multi-occupant households. The floor plans favour functionality and natural light, with corner units commanding premium positioning relative to mid-stack alternatives. Ceiling heights, ventilation, and kitchen configurations reflect HDB design evolution, balancing efficiency with livability across the project's unit portfolio.

Pricing and Market Positioning

Units at 787E Woodlands Crescent are priced from S$680,000 for certain configurations, reflecting the estate's maturity, location relative to the MRT station, and prevailing sentiment in the Woodlands HDB resale market. The price-per-square-foot metric for this development compares favourably to newer or similarly-aged estates in adjacent precincts, particularly when adjusted for proximity to rapid transit and neighbourhood amenities. Recent transactions in Woodlands have demonstrated sustained buyer appetite for well-maintained older stock in locations offering genuine transport accessibility.

For investors evaluating capital appreciation potential, the development's position in a mature, fully-developed estate suggests moderate but stable long-term value growth. HDB resale prices in Woodlands have historically tracked with broader HDB market trends, benefiting from limited new supply in established precincts and consistent demand from upgraders and first-time buyers seeking value and connectivity.

Investment and Owner-Occupancy Appeal

Owner-occupiers purchasing at 787E Woodlands Crescent gain immediate access to a neighbourhood with proven infrastructure, established community networks, and minimal disruption from ongoing development projects. Families with school-age children benefit from proximity to established primary and secondary schools within the Woodlands planning area, reducing transport logistics for education commitments.

Investors viewing this development as a rental asset should note that Woodlands' mature HDB stock attracts reliable tenant demand from young professionals, families, and expatriates seeking affordable accommodation near the NS line. Rental yields on comparable HDB units in this locale typically reflect the trade-off between lower purchase prices and moderate monthly rental returns, positioning such acquisitions as medium-term holds rather than high-yield speculation.

Transport and Connectivity Considerations

The ten-minute walk to Admiralty MRT Station fundamentally shapes the development's appeal and should be weighted heavily in any investment thesis. The NS10 station provides direct, uninterrupted service southbound through the entirety of the North-South Line, eliminating interchange penalties and journey uncertainty. For working professionals, this translates to predictable, sub-thirty-minute commutes to key employment nodes across Singapore's business districts.

Public bus services further supplement MRT accessibility, with numerous routes connecting Woodlands town centre and surrounding residential zones. This multi-modal transport environment reduces household transport expenditure and enhances the long-term value proposition for cost-conscious buyers prioritising affordability without sacrificing convenience.

Market Comparables and Competitive Context

Woodlands HDB developments of similar age and size, including estates in adjacent precincts, provide relevant benchmarking data for evaluating 787E Woodlands Crescent's positioning. While newer centrally-located HDB projects command premium pricing, mature estates offering established neighbourhoods and transport links demonstrate resilience in market downturns and consistent appeal across economic cycles. This stability appeals particularly to first-time and upgrading buyers unwilling to speculate on emerging precincts.

The supply of new HDB units in Woodlands remains limited, with Build-to-Order (BTO) launches occurring infrequently compared to growth zones. This supply constraint supports the resale market for existing projects like 787E Woodlands Crescent, insulating such developments from excessive downward pricing pressure and sustaining buyer interest even as interest rates or external conditions fluctuate.

Financing and Affordability Framework

HDB purchases benefit from Central Provident Fund (CPF) withdrawal policies and HDB concessional loan schemes, materially improving affordability relative to private housing at equivalent price points. First-time buyers purchasing at 787E Woodlands Crescent can mobilise both CPF Ordinary Account balances and CPF housing grants, reducing required cash outlay considerably. This institutional support framework has historically anchored HDB resale markets and ensured consistent buyer participation across varying economic conditions.

For those financing via bank mortgage, debt servicing ratio (TDSR) calculations based on typical unit prices at this development generally permit comfortable borrowing headroom, enabling buyers to retain financial flexibility for other obligations or investments. The fixed nature of HDB leasehold tenure and transparent land ownership structure also simplifies mortgage underwriting and reduces lender risk perception compared to private property transactions.

Future Considerations and Estate Evolution

Woodlands, as a mature estate, faces the inevitable cycle of infrastructure renewal and potential large-scale renovation projects (SERS or en-bloc initiatives) affecting portions of the precinct. However, the established nature of 787E Woodlands Crescent and surrounding areas suggests these changes will unfold over extended timeframes rather than sudden disruptions. Prospective buyers should monitor HDB's long-term estate management plans to understand capital deployment opportunities or renewal risks affecting property values.

The development's leasehold structure, typical of HDB properties, means lease tenure will gradually decay over time. However, at current stages of the lease lifecycle, this remains a manageable consideration for medium and long-term holders. Buyers contemplating ultra-long holding periods should factor eventual lease refreshment costs or resale implications into their investment horizon, though HDB's track record of lease extension policies continues to support property values across ageing cohorts.

Frequently Asked Questions

What is the estimated rental yield for units at 787E Woodlands Crescent if purchased as an investment?

Rental yields on HDB units at 787E Woodlands Crescent typically range between 2.5% and 3.5% per annum, calculated on the basis of current market purchase prices and prevailing rental rates for comparable three-bedroom flats in the Woodlands precinct. The yield profile reflects Woodlands' positioning as a mature, established residential area with stable but moderate rental demand from young professionals, families, and expatriates seeking affordable accommodation. Investors should view such acquisitions as medium-term holdings complementing a diversified portfolio rather than high-yield specialist investments, though the combination of affordable entry pricing, strong transport links, and established neighbourhood infrastructure provides a sustainable foundation for long-term capital preservation and modest rental income generation.

How does the price per square foot at 787E Woodlands Crescent compare to recent HDB transactions in Woodlands?

Recent resale transactions for three-bedroom HDB flats in Woodlands have traded at prices-per-square-foot ranging from approximately S$526 to S$565, depending on unit condition, floor level, stack positioning, and specific proximity to amenities. 787E Woodlands Crescent, priced from S$680,000 for comparable units around 1,292 square feet, translates to approximately S$526 to S$537 per square foot, positioning the development squarely within the established market range for mature Woodlands HDB stock. This valuation reflects the development's distance to Admiralty MRT, the condition of its building stock, and the established nature of the neighbourhood; units closer to the station or occupying premium floor stacks occasionally command slightly higher per-square-foot valuations, whilst mid-range units trade in line with or modestly below precinct averages.

What are the ABSD implications for a Singapore Citizen purchasing a second residential property at 787E Woodlands Crescent?

Singapore Citizens purchasing a second residential property, whether HDB or private, are liable for Additional Buyer's Stamp Duty (ABSD) at the current rate of 20% on the purchase price. For a unit at 787E Woodlands Crescent priced at S$680,000, this equates to an ABSD liability of approximately S$136,000, significantly elevating the total acquisition cost alongside standard stamp duty and legal fees. This ABSD burden makes second-property acquisitions substantially more capital-intensive and typically justifies such purchases only where investors project meaningful long-term capital appreciation or rental income returns exceeding the upfront duty cost. Buyers should factor ABSD into their total-cost-of-ownership calculations and consider consulting tax advisors regarding potential mitigation strategies such as timing the purchase relative to other property dispositions or family planning.

What is the lease tenure at 787E Woodlands Crescent, and how might lease decay affect long-term resale value?

787E Woodlands Crescent is held on an HDB leasehold tenure typical of public housing developments; individual units are subject to 99-year leases from the date of construction, with the specific commencement date determining the current remaining lease duration. As the lease tenure decays, typically the resale value experiences proportionate downward pressure, with valuations becoming increasingly sensitive to remaining lease length once the tenure drops below fifty years. However, HDB's historical practice of granting lease refreshment or top-up opportunities has mitigated severe value destruction for long-term holders; the government's policy framework recognises the acute housing affordability implications of lease expiry and has consistently provided pathways for leaseholders to extend tenure. Buyers acquiring at 787E Woodlands Crescent should research the exact remaining lease tenure for their target unit and factor potential future lease extension costs into their long-term financial planning, though the combination of HDB policy support and the development's established market position suggests manageable resale prospects even as lease tenure gradually diminishes.

How does proximity to Admiralty MRT Station influence demand and capital appreciation at 787E Woodlands Crescent?

The ten-minute walk to Admiralty MRT Station (NS10) fundamentally enhances 787E Woodlands Crescent's appeal and supports sustained demand across economic cycles, as rapid transit connectivity directly correlates with commuting convenience, household transport cost reduction, and long-term property value resilience. HDB developments located within ten to fifteen minutes of major MRT stations historically demonstrate superior price stability and capital appreciation relative to more distant counterparts, as the transport premium attracts diverse buyer cohorts from first-time purchasers to upgraders and investors. The NS10 line's strategic position along the North-South corridor provides uninterrupted service to the CBD, Marina Bay, and southern districts, positioning residents for sub-thirty-minute commutes to major employment nodes and eliminating interchange penalties that plague less-favourably-located developments. Property values at 787E Woodlands Crescent remain supported by this transport infrastructure advantage, and any future enhancements to the NS line or ancillary bus services would likely reinforce this value dynamic further.

Which buyer profiles find 787E Woodlands Crescent most suitable, and what are their primary motivations?

First-time buyers and young families prioritise 787E Woodlands Crescent for its affordability, CPF-eligible status, established neighbourhood infrastructure, and proximity to schools and transport; the development enables entry into owner-occupation without requiring substantial capital reserves or accepting distant commuting penalties. Upgraders transitioning from smaller HDB units or private apartments value the development's spacious unit configurations (typically three bedrooms and above), mature estate amenities, and access to established community facilities, viewing the purchase as a consolidation of housing aspirations rather than further speculative investment. Investors viewing 787E Woodlands Crescent as a rental asset appreciate the combination of modest purchase prices, stable tenant demand from working professionals and expatriates, reliable transport connectivity, and the diversification benefits of HDB exposure within a broader property portfolio. High-net-worth individuals rarely target 787E Woodlands Crescent as a primary acquisition, though some may view small allocations as portfolio diversification or legacy assets for younger family members.

What TDSR and financing headroom considerations apply to typical purchases at 787E Woodlands Crescent?

For a unit at 787E Woodlands Crescent priced at S$680,000, a buyer financing 80% (typical for HDB) would borrow approximately S$544,000; at prevailing mortgage rates of 3.5% to 3.75%, monthly servicing costs would approximate S$2,450 to S$2,580. The TDSR framework, capping household debt servicing at 60% of gross monthly income, implies a required gross income threshold of approximately S$4,100 to S$4,300 per month to satisfy financing underwriting on a standalone basis, though most buyers operate at income multiples permitting comfortable debt servicing with substantial headroom. Buyers incorporating CPF contributions and housing grants into their acquisition funding significantly reduce required cash outlay and mortgage principal, enhancing affordability and financial flexibility. The transparent, standardised nature of HDB financing and concessional HDB loan schemes (where available) ensure favourable mortgage terms and simplified underwriting relative to private property, permitting a broader demographic to access 787E Woodlands Crescent than equivalent private housing at comparable price points.

How do other mature HDB developments in adjacent precincts compare to 787E Woodlands Crescent in terms of value and desirability?

Comparable mature HDB estates in Woodlands and neighbouring precincts such as Sembawang and Yishun typically trade at similar price-per-square-foot valuations, ranging from S$520 to S$570 depending on proximity to MRT stations, unit condition, and neighbourhood amenities. Developments positioned within ten to twelve minutes of rapid transit generally command subtle valuation premiums relative to more distant counterparts, reflecting transport accessibility benefits; 787E Woodlands Crescent's positioning to Admiralty MRT places it squarely within this favourable tier. Newer or centrally-located HDB projects command substantially higher absolute pricing, though their development trajectories and long-term supply dynamics differ markedly from established Woodlands stock. Investors and owner-occupiers comparing 787E Woodlands Crescent to adjacent competitive options should emphasise the development's neighbourhood maturity, proven resilience through economic cycles, and established tenant demand; the absence of significant nearby new supply further insulates 787E Woodlands Crescent from competitive pressure and supports the inherent value proposition.

Which unit stack levels or floor positions typically offer the best value at 787E Woodlands Crescent?

Mid-stack units (typically floors three to eight) at 787E Woodlands Crescent generally offer superior value-for-money relative to ground-floor or premium-level alternatives, as they provide adequate natural light and ventilation whilst avoiding the marginally elevated pricing commanded by higher storeys. Ground-floor units occasionally trade at modest discounts to mid-stack counterparts, reflecting perceived security and natural-light concerns, though they remain attractive to elderly residents or those with mobility considerations seeking to avoid lift dependency. Higher floors and corner units command valuation premiums of 3% to 7% relative to comparable mid-stack units, reflecting views, natural light, and perceived status; buyers prioritising pure acquisition value should weight whether these aesthetic benefits justify the pricing differential or whether capital deployed elsewhere generates superior risk-adjusted returns. The development's age and established position suggest floor-to-floor quality consistency, minimising the structural risk disparities that might influence higher premium-level pricing in newly-completed or sub-premium construction environments.

What future supply pipeline developments in Woodlands and surrounding districts might impact 787E Woodlands Crescent's market position?

Woodlands and adjacent planning areas (Sembawang, Yishun) continue to feature in HDB's long-term housing roadmap, with Build-to-Order (BTO) launches and potential large-scale regeneration projects affecting portions of the broader precinct over the next five to ten years. However, BTO supply typically targets younger buyer demographics seeking first-purchase properties and lower absolute pricing; mature, well-located resale developments like 787E Woodlands Crescent occupy a distinct market niche and face limited direct cannibalization from new public housing. Any future SERS or major estate rejuvenation projects in Woodlands would likely generate downstream demand from displaced residents seeking temporary or permanent alternative accommodation, potentially benefiting established resale stock positioned to absorb this demand cohort. The supply constraints inherent to established precincts—where new housing primarily comprises densified, higher-rise environments rather than traditional four-room or five-room family units—mean 787E Woodlands Crescent maintains competitive positioning despite ongoing regional development, as it fulfills housing needs among segments prioritising spacious, established neighbourhood environments over cutting-edge amenities or novel architectural offerings.

[For Sale] Hdb Flat At 787E Woodlands Crescent — From S$680K