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[For Sale] Hdb Flat At 112B Alkaff Crescent — From S$1.1M

112B Alkaff Crescent

3 units listed 3 for sale
4 people are looking at this property right now
HDB

[For Sale] Hdb Flat At 112B Alkaff Crescent — From S$1.1M

HDB Flat At 112B Alkaff Crescent
3 Units To Buy
For Sale
Type Units Min Area Price Range
3 BR 3 1001 sqft S$1.1M – S$1.3M
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Property Highlights
  • HDB development with 3 units currently available.
  • Prices currently range from S$1.1M to S$1.3M.
  • For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$220K on this acquisition.
  • Located 8 min (640 m) from NE11 Woodleigh MRT Station.
Housing Grants & Financing
  • Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
  • Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
  • Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
  • Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

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112B Alkaff Crescent: A Settled Woodleigh Residence with Modern Appeal

Alkaff Crescent represents one of Singapore's mature HDB precincts, offering a stable residential environment that has matured over decades into a fully serviced neighbourhood. The development sits strategically within the Woodleigh planning area, a district known for its blend of residential calm and accessible urban connectivity. This particular block presents units that cater to families seeking spacious living quarters, with floor plates exceeding 1,000 square feet, providing room configurations that accommodate multi-generational households or those desiring generous entertaining spaces.

The proximity to Woodleigh MRT Station on the North-East Line (NE11) represents one of the most significant advantages of this location. Standing merely 640 metres away—roughly an eight-minute walk—residents gain direct access to one of Singapore's principal rapid transit corridors. This connectivity fundamentally reshapes the appeal of the development for both owner-occupiers and investors, as the MRT access enables straightforward commutes to the Central Business District, Marina Bay, and northern employment nodes without reliance on private transport during peak hours.

Layout Flexibility and Space Planning

Units available within 112B Alkaff Crescent feature thoughtful spatial planning typical of HDB developments from their era, with layouts that have proven popular with upgrading families. The three-bedroom configurations provide distinct separation between family zones and private quarters, whilst the two-bathroom arrangement accommodates modern household needs. At just over 1,000 square feet, these units offer considerably more scope for interior customisation and furnishing compared to earlier HDB generations, making them particularly attractive to purchasers seeking to imprint personal design sensibilities.

The building's internal circulation is straightforward, with lift access reducing daily friction in household routines, particularly for families with young children or elderly residents. Common corridors and communal spaces maintain the characteristic HDB design philosophy of fostering neighbourly interaction whilst preserving individual unit privacy.

Location Context and Neighbourhood Character

Woodleigh itself has evolved into one of Singapore's better-established residential zones, boasting a comprehensive social infrastructure that younger or newly developed precincts have yet to achieve. The immediate vicinity supports an array of educational institutions, from primary schools through secondary establishments, rendering the area particularly suitable for families with school-age children. Retail facilities cluster around nearby commercial nodes, whilst healthcare services, including Sengkang General Hospital's proximity within a few kilometres, ensure residents have rapid access to emergency and routine medical care.

The neighbourhood's maturity brings additional intangible benefits: established void decks host regular community activities, residents have settled into longstanding social networks, and local hawker centres have refined their offerings over many operating years. This sense of place and community stability often appeals to upgraders transitioning from smaller starter units or young families establishing their first family home in a particular district.

Market Position and Pricing Context

The pricing structure for units at 112B Alkaff Crescent reflects the intersection of several market-determining factors: the lease duration remaining on the underlying land, the unit configuration, the floor level, and the prevailing demand for mature HDB stock in this particular planning area. Entry points into the development commence from price ranges consistent with comparable three-bedroom units in adjacent Woodleigh blocks, positioning the precinct competitively within the wider North-East District HDB resale market. Prospective purchasers comparing options across similar vintage developments will find that Alkaff Crescent's MRT accessibility often justifies pricing premiums relative to developments positioned further from rapid transit.

For investors evaluating the development as a potential rental investment, the MRT adjacency and mature neighbourhood setting create a compelling tenant attraction profile. Young professionals and families relocating to Singapore frequently seek HDB accommodation near mass rapid transit, making Woodleigh-area flats particularly sought after in the rental market. Estimated rental yields for three-bedroom units in this vicinity typically range from 3% to 4% annually, depending on exact positioning, floor level, and specific lease duration remaining.

Lease Tenure and Long-Term Ownership Considerations

HDB leasehold tenure at Alkaff Crescent operates under the standard 99-year lease framework, with the lease commencement date determining the lease duration remaining. Purchasers should carefully verify the exact commencement date and remaining lease period, as this directly influences both current valuation and future resale prospects. As leases approach the 70-year mark and beyond, financial institutions may tighten lending criteria, potentially affecting future buyer pools. Nevertheless, the Development and Redevelopment programme initiated by the Housing and Development Board provides a structured pathway through which mature estates can be rejuvenated, offering lease extensions or regeneration initiatives that protect long-term asset values in established precincts.

Connectivity and Transport Advantages

The North-East Line serves as a critical spine linking Punggol in the eastern zones through to central urban employment zones and leisure destinations. From Woodleigh station, the MRT provides seamless interchange at Serangoon to the Circle Line and Cross-Island Line, dramatically expanding destination accessibility. Commutes to Marina Bay or the CBD typically consume 20–25 minutes via MRT, a journey time that appeals to professionals and office workers. The station itself has undergone periodic upgrading, with improved concourse facilities and retail amenities that enhance the daily user experience.

For those occasionally requiring vehicular transport, Alkaff Crescent's position relative to major expressway corridors remains reasonable. The Central Expwy and Pan-Island Expressway sit within modest driving distance, providing alternative connectivity during peak MRT congestion periods. Parking availability within HDB estates typically accommodates resident vehicles through a combination of multi-storey facilities and covered ground-level spaces, though purchasers should verify specific parking allocation for their unit prior to purchase completion.

Investment and Financing Considerations

Purchasers acquiring units at 112B Alkaff Crescent as a second residential property must account for Additional Buyer's Stamp Duty implications. Singapore Citizens purchasing a second residential property face an ABSD rate of 20% calculated on the purchase price, substantially elevating the total acquisition cost beyond the base purchase figure. This duty fundamentally reshapes investment economics and cash-on-cash returns for investor purchasers, necessitating careful financial modelling prior to proceeding with any transaction.

Mortgage financing for HDB purchases remains accessible through financial institutions and the HDB itself, with loan-to-value ratios typically extending to 80% for owner-occupiers. The Total Debt Servicing Ratio framework limiting monthly debt obligations to 60% of household income creates a practical constraint on the quantum of mortgage advancement available to individual purchasers, though this ratio is generally straightforward to satisfy at Alkaff Crescent's pricing levels for employed purchasers with established income histories.

Comparative Assessment Within the North-East District

The North-East planning area encompasses several HDB developments of similar vintage and specification, including nearby Woodleigh blocks and the adjacent Sengkang precincts further east. Price-per-square-foot comparisons across these nearby developments provide useful context for valuation assessment. Alkaff Crescent's positioning relative to these competing stocks reflects its specific MRT distance, the overall precinct character, and any recent en-bloc or rejuvenation activities in neighbouring blocks that may influence broader district sentiment.

Recent transaction data for comparable three-bedroom units in the Woodleigh vicinity has typically settled in the region of S$1,200 to S$1,350 per square foot, depending on the exact lease duration remaining and floor level positioning. Higher-storey units and those with superior ceiling heights or unobstructed views command incremental premiums, whilst ground-floor units occasionally trade at modest discounts reflecting tenant preference for elevated positions.

Suitability for Different Buyer Archetypes

First-time homebuyers navigating the HDB resale market will find Alkaff Crescent appeals through its established neighbourhood character and proven tenant demand profile. The maturity of the precinct reduces uncertainty around future development changes or disruptive building works. Upgraders transitioning from smaller units appreciate the additional living space and the convenience of remaining within a familiar North-East corridor, often maintaining social networks and established school placements for children.

Investors eyeing HDB stock for medium-to-long-term rental strategies find the Woodleigh location compelling due to consistent tenant demand and the MRT connectivity that underpins tenant attraction. High-net-worth purchasers occasionally acquire units at Alkaff Crescent as portfolio diversification plays into alternative asset classes, viewing HDB real estate as defensible, liquid assets within a broader investment structure.

Future Neighbourhood Evolution and District Pipeline

The North-East planning area continues to receive capital investment through transport upgrades, new retail development, and community facilities enhancement. Any future District Cooling System implementations or district-wide infrastructure projects will likely generate positive externalities for existing residents through improved amenity value and potential uplift in district character. The broader Sengkang-Punggol corridor remains an area of strategic focus for the Urban Redevelopment Authority, suggesting sustained attention to precinct upgrading and long-term value preservation.

Frequently Asked Questions

What is the estimated rental yield for purchasing a unit at 112B Alkaff Crescent as an investment property?

Estimated rental yields for three-bedroom units at 112B Alkaff Crescent typically range from 3% to 4% annually, depending on the specific lease duration remaining, floor level, and unit orientation. The proximity to Woodleigh MRT Station underpins strong tenant demand, as young professionals and families relocating to Singapore actively seek HDB accommodation near rapid transit nodes. Investors evaluating the development should model rental income conservatively, accounting for void periods between tenants and potential maintenance costs, which typically reduce gross rental income by 15–20% annually to arrive at realistic net yield figures.

How does the price per square foot at 112B Alkaff Crescent compare to recent transactions in Woodleigh?

Recent HDB resale transactions for comparable three-bedroom units in the Woodleigh vicinity have settled in the region of S$1,200 to S$1,350 per square foot, reflecting variations in lease duration, floor level, and ceiling heights. Alkaff Crescent's positioning within this range reflects its specific distance to Woodleigh MRT Station and the overall precinct's established character. Higher-storey units with superior views typically command premiums at the upper end of this range, whilst units with lesser amenity value or shorter remaining lease periods may trade closer to the lower threshold.

What are the Additional Buyer's Stamp Duty implications for a second-property purchase at 112B Alkaff Crescent?

Singapore Citizens purchasing a second residential property at 112B Alkaff Crescent incur Additional Buyer's Stamp Duty at the current rate of 20% of the purchase price, substantially increasing total acquisition costs beyond the base unit valuation. For a property priced at S$1,280,000, ABSD would amount to S$256,000, elevating the total stamp duty obligation considerably. This duty fundamentally reshapes investment economics for non-owner-occupier purchasers and necessitates comprehensive financial modelling to validate investment returns before proceeding with any transaction.

What lease decay risk should buyers consider for 112B Alkaff Crescent, and how does remaining lease duration impact resale value?

The 99-year HDB lease tenure at Alkaff Crescent means that lease duration continuously declines over time, with leases approaching the 70-year mark potentially triggering tighter lending criteria from financial institutions. This can impact both current valuations and future buyer pools, as mortgage availability becomes constrained for heavily decayed leases. However, the Housing and Development Board's Development and Redevelopment programme provides structured pathways through which mature estates can be rejuvenated via lease extensions or comprehensive regeneration initiatives, offering protections to long-term asset holders and supporting value stability in established precincts.

How does proximity to Woodleigh MRT Station influence demand and capital appreciation for units in this development?

The Woodleigh MRT Station (NE11), situated approximately 640 metres or eight minutes' walk from 112B Alkaff Crescent, represents one of the primary value drivers for the development. MRT adjacency fundamentally reshapes desirability by eliminating commute friction and enabling rapid access to the CBD, Marina Bay, and northern employment nodes without private vehicle dependence. This connectivity consistently justifies pricing premiums relative to developments positioned further from rapid transit, and historically, HDB units with superior MRT accessibility have demonstrated more resilient capital appreciation during market cycles, as this advantage remains perpetually relevant regardless of broader economic conditions.

Is 112B Alkaff Crescent suitable for first-time homebuyers, upgraders, and investors?

The development appeals to distinct buyer archetypes for different reasons. First-time homebuyers appreciate the established neighbourhood character, reduced development uncertainty, and proven resale liquidity that mature HDB precincts offer. Upgraders benefit from the additional living space of 1,001-plus square feet and the convenience of remaining within an familiar North-East corridor whilst maintaining social networks and school placements. Investors find compelling rental demand due to MRT connectivity and consistent tenant attraction from young professionals and families, though they must carefully model ABSD implications at the 20% rate for second-property purchases.

What is the typical mortgage financing headroom and TDSR impact at 112B Alkaff Crescent's price points?

HDB mortgage financing typically extends to 80% loan-to-value for owner-occupiers, with the Total Debt Servicing Ratio framework capping monthly debt obligations at 60% of household income. For units at 112B Alkaff Crescent priced around S$1,280,000, the 80% LTV threshold enables borrowing of approximately S$1,024,000, requiring down payments of S$256,000 plus applicable stamp duties. The TDSR constraint is generally straightforward to satisfy at this price point for employed purchasers with established income histories, though specific mortgage availability depends on individual creditworthiness and the lending institution's risk appetite at the time of application.

How does 112B Alkaff Crescent compare to competing HDB developments in the North-East District?

The North-East planning area encompasses several HDB developments of similar vintage and specification, including nearby Woodleigh blocks and the adjacent Sengkang precincts further east, each competing for similar buyer cohorts. Alkaff Crescent's competitive positioning reflects its specific MRT distance, the overall precinct character, and any recent en-bloc or rejuvenation activities in neighbouring blocks that influence district sentiment. Price-per-square-foot comparisons across these nearby developments typically reveal Alkaff Crescent trading within the established Woodleigh range, with any premium attributable to specific unit amenities rather than broad development-wide advantages over comparable competitors.

Which unit stacks or floor levels at 112B Alkaff Crescent offer the best value propositions?

Higher-storey units at 112B Alkaff Crescent typically command premium pricing due to superior views, enhanced natural light, and reduced exposure to street-level noise, making lower-storey units occasionally available at modest discounts. Middle-stack units (floors 4–8 typically) often represent optimal value propositions, capturing elevation benefits whilst avoiding the steepest premium markups reserved for top-floor positions. Ground-floor and first-storey units may appeal to purchasers with mobility considerations or those prioritising convenience over view premiums, and some investors specifically target these lower-cost entry points to enhance rental yield calculations despite slightly constrained tenant preference patterns.

What future supply pipeline exists in the North-East District that might influence 112B Alkaff Crescent's long-term value trajectory?

The North-East planning area continues to receive capital investment through transport upgrades, new retail development, and community facilities enhancement, with the broader Sengkang-Punggol corridor remaining an area of strategic focus for the Urban Redevelopment Authority. Any District Cooling System implementations, new regional shopping centres, or enhanced community facilities will likely generate positive externalities for existing residents through improved amenity value and potential uplift in district character. The pipeline of future supply in adjacent precincts represents both competitive and complementary dynamics: oversupply could moderate capital appreciation, whilst strategic underinvestment would enhance value trajectory for established units like those at Alkaff Crescent.