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[For Sale] Hdb Flat At 913 Jurong West Street 91 — From S$498K

913 Jurong West Street 91

2 units listed 2 for sale
12 people are looking at this property right now
HDB

[For Sale] Hdb Flat At 913 Jurong West Street 91 — From S$498K

HDB Flat At 913 Jurong West Street 91
2 Units To Buy
For Sale
Type Units Min Area Price Range
3 BR 1 1108 sqft S$498K
4 BR 1 1367 sqft S$575K
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Property Highlights
  • HDB development with 2 units currently available.
  • Prices currently range from S$498K to S$575K.
  • For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$99,600 on this acquisition.
  • Located 18 min (1.5 km) from JW5 Peng Kang Hill MRT Station (U/C).
Housing Grants & Financing
  • Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
  • Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
  • Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
  • Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

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913 Jurong West Street 91: A Mature HDB Development in the Heart of Jurong

Situated at 913 Jurong West Street 91, this established Housing Development Board enclave represents a cornerstone residential address within one of Singapore's most vibrant planning areas. The development sits within the broader Jurong West precinct, a neighbourhood characterised by decades of measured urban development, comprehensive community infrastructure, and a stable residential base. This maturity brings tangible advantages for occupiers seeking a well-established living environment with proven long-term demand patterns.

The locality benefits from an exceptionally convenient position relative to public transport infrastructure. Residents enjoy proximity to Peng Kang Hill MRT station, currently under construction, which upon completion will enhance connectivity to the broader MRT network and unlock new employment and leisure destinations. At present, the development sits approximately 18 minutes' walk from the forthcoming station—a distance that reinforces the neighbourhood's accessibility credentials. This emerging transport link is a material consideration for prospective buyers, as the arrival of new MRT connectivity historically drives sustained capital appreciation and rental demand in surrounding residential areas.

Unit Composition and Space Standards

The development offers three-bedroom, two-bathroom units with generous floor areas around 1,108 square feet per unit. This configuration appeals to a broad buyer demographic, from young upgrading families seeking their first larger home to established households requiring additional space for home-based work or multigenerational living. The two-bathroom specification reflects modern living standards and reduces pressure on household amenities during peak usage periods, a practical consideration for families with children or professionals maintaining flexible work arrangements.

Pricing and Market Position

Units at 913 Jurong West Street 91 trade from approximately S$498,000, positioning this development within the accessible range for middle-income household purchasers and first-time upgraders. This pricing tier reflects the maturity of the neighbourhood, the established resale market depth, and the absence of premium location premiums associated with waterfront or heritage precincts. The per-square-foot pricing aligns with comparable secondary-market HDB units across Jurong West, making this a value-conscious acquisition for buyers prioritising affordability and rental yield over prestige branding.

Neighbourhood Character and Amenities

Jurong West has evolved into a fully realised neighbourhood featuring comprehensive retail, dining, and entertainment options distributed across multiple commercial nodes. Residents benefit from proximity to established hawker centres, supermarkets, and specialist services without requiring extended travel. Educational institutions, from primary schools through secondary colleges, are integrated throughout the precinct, supporting families with school-age children. The neighbourhood's maturity means that schools, medical clinics, and recreational facilities are already operational and established, eliminating the wait for new infrastructure that can characterise newer estates.

Community facilities within and around the development include multi-purpose community centres, basketball courts, swimming complexes, and landscaped parks. These amenities support active lifestyles and regular social engagement among residents, factors that contribute to neighbourhood cohesion and property value stability. The established social fabric in Jurong West means that residents typically integrate into active resident associations and community programmes from the outset of ownership.

Investment Characteristics and Rental Demand

From an investment perspective, HDB units in Jurong West attract a steady flow of tenants drawn from young professionals, families with stable employment, and expatriate residents seeking affordable, comfortable accommodation outside the city centre. The neighbourhood's proximity to major employment corridors in the west—including petrochemical complexes, logistics hubs, and manufacturing facilities—sustains consistent rental demand. Three-bedroom units particularly appeal to families and multi-occupancy arrangements, both demographics willing to sustain above-average rental rates relative to smaller unit types.

The secondary HDB market in Jurong West demonstrates reliable transaction volume and transparent pricing benchmarks, supporting confident valuation and exit planning. Purchasers can readily access historical transactional data on comparable units, enabling evidence-based pricing decisions and realistic yield projections for buy-to-let investors.

Financing and Buyer Suitability

The price point of units at this development sits comfortably within the scope of Housing Development Board mortgage financing, with eligible buyers able to utilise Central Provident Fund housing withdrawal entitlements in combination with institutional financing. First-time buyers and upgraders benefit from streamlined conveyancing processes and established legal frameworks specific to HDB transactions, reducing administrative friction relative to private residential purchases. The development's maturity also means that SORA-linked mortgage products from major financial institutions remain competitively priced and readily available.

Prospective investors contemplating a second residential property should factor Additional Buyer's Stamp Duty into acquisition costs. Second property purchases by Singapore Citizens currently incur a 20% ABSD charge on the purchase price, materially affecting capital outlay and investment yield calculations. This fiscal consideration necessitates disciplined underwriting of projected rental income and appreciation potential to justify the elevated acquisition costs.

Future Connectivity and Capital Appreciation

The imminent opening of Peng Kang Hill MRT station represents a transformational moment for the immediate locality. New transport nodes historically catalyse sustained appreciation in surrounding residential values, as expanded connectivity attracts new residents, supports higher population densities, and unlock previously inaccessible employment opportunities. Prospective buyers should view the forthcoming MRT opening as a potential structural tailwind supporting long-term capital appreciation, particularly for units acquired before the station becomes operational.

The broader Jurong strategic plan continues to position the west as a growth corridor for residential intensification, advanced manufacturing, and logistics employment. This macro-level urban planning context suggests sustained population growth and employment expansion over the medium to long term, supporting the fundamentals underpinning residential property demand and capital value appreciation.

Market Comparison and Competitive Positioning

Within the Jurong West secondary HDB market, 913 Jurong West Street 91 competes directly with other three-bedroom units across the precinct. The development's established reputation, stable resident base, and proximity to emerging transport infrastructure position it competitively relative to newer estates in less central locations. Comparative per-square-foot analysis typically reveals modest premiums relative to units in outlying new towns, justified by neighbourhood maturity and proven amenity provision.

Nearby competing developments in Jurong West offer similar unit configurations but may differ in age profile, floor elevation, and proximity to specific MRT stations. Serious purchasers benefit from systematically reviewing transactional comparables across the immediate neighbourhood to calibrate fair value and identify pockets of relative value within the broader precinct.

Lease Tenure Considerations

HDB flats under the Housing Development Board's standard leasehold model typically carry 99-year lease terms from the date of initial construction. Buyers should verify the exact lease commencement date and remaining tenure when evaluating long-term holding periods or intergenerational transfer scenarios. Lease decay—the gradual erosion of property value as the remaining lease term shortens—becomes material consideration for units with fewer than 70 years of lease remaining, though units at this development are unlikely to face acute tenure constraints for current owner-occupiers or medium-term investors.

Understanding lease tenure is essential for financing approval, as mortgage lenders impose minimum remaining lease requirements. The HDB's lease buyback scheme and potential future lease extension programmes provide pathways for tenure extension, though prospective owners should evaluate these options independently rather than assuming automatic tenure renewal.

Frequently Asked Questions

What estimated rental yield can investors expect from units at 913 Jurong West Street 91?

Three-bedroom HDB units in Jurong West typically generate rental yields between 3% and 4.5% per annum based on current market rents and acquisition prices at this development. Rental demand for family-sized units remains consistent due to steady inflow of young families, professionals, and expatriate residents seeking affordable accommodation near employment centres in the western corridor. Yields on this asset class have demonstrated stability across market cycles, though prospective investors should conduct unit-specific underwriting rather than relying on district-level averages. Additional Buyer's Stamp Duty of 20% on second residential property purchases materially reduces net returns, requiring investors to model investment theses incorporating this fiscal headwind and achieve above-market rental premiums or anticipated capital appreciation to justify acquisition.

How does the per-square-foot pricing of 913 Jurong West Street 91 compare to recent transactions in the area?

Units at this development trade at price points reflecting stable secondary-market HDB valuations in Jurong West, typically ranging between S$450 and S$520 per square foot depending on floor level, unit stack, and market conditions at time of transaction. Recent comparable transactions across the Jurong West precinct for three-bedroom units demonstrate consistent pricing within this bandwidth, suggesting units at 913 Jurong West Street 91 are fairly priced relative to competing secondary-market stock. Prospective buyers should obtain recent transactional evidence from the Housing Development Board's official data sources and private conveyancing databases to validate purchase price against contemporaneous market comparables. Floor level and unit position within the block influence pricing marginally, with mid-to-upper floor units commanding modest premiums over lower floors due to light, ventilation, and noise characteristics.

What is the Additional Buyer's Stamp Duty (ABSD) impact for second-property buyers purchasing at this development?

Singapore Citizens purchasing a second residential property currently incur Additional Buyer's Stamp Duty of 20% on the purchase price, substantially increasing total acquisition costs beyond the headline unit price. For a unit priced at S$498,000, ABSD liability would amount to approximately S$99,600, elevating total stamp duty and related transaction costs to over S$140,000 when combined with conveyancing fees and other closing expenses. This fiscal burden requires rigorous investment underwriting to ensure projected rental income and capital appreciation justify the elevated capital requirements. Second-property buyers should factor ABSD into yield calculations and ensure debt serviceability under conservative rental income assumptions, accounting for potential vacancy, maintenance, and property management costs.

How does lease tenure affect resale value and financing for units at 913 Jurong West Street 91?

HDB units at this address operate under standard 99-year leasehold tenure commencing from date of original construction. Remaining lease tenor directly influences property valuation, mortgage lending capacity, and long-term holding viability. Units with greater than 80 years remaining lease experience minimal tenure-related valuation discount and attract institutional mortgage financing on standard terms. As lease terms contract below 70 years, valuations typically compress by 2–3% per year remaining, reflecting genuine financial constraints around refinancing, intergenerational transfer, and eventual lease expiration. Prospective owner-occupiers with 20+ year holding horizons should verify remaining tenure before purchase, as HDB lease buyback and potential future tenure extension schemes offer remedies but involve uncertain pricing and policy changes. Current secondary-market units at this address typically retain sufficient lease tenure to support institutional financing and achieve stable long-term valuations.

How will the upcoming Peng Kang Hill MRT station influence demand and capital appreciation at this development?

The forthcoming Peng Kang Hill MRT station, situated approximately 18 minutes' walk from 913 Jurong West Street 91, represents a material positive structural catalyst for neighbourhood capital values and rental demand. Historical evidence from prior MRT station openings across Singapore demonstrates sustained appreciation in surrounding residential areas, typically ranging from 8–15% over three to five years post-opening, as expanded transport connectivity attracts new resident cohorts and supports higher effective rental yields. The arrival of MRT connectivity will enhance employment accessibility for residents, reducing commute times to business parks, commercial centres, and employment hubs across the broader island network. Enhanced transport accessibility typically translates into increased residential appeal, competitive rental premiums, and reduced vacancy periods for investment properties. Buyers acquiring before MRT station opening position themselves advantageously to benefit from anticipated appreciation without having already factored full station-opening premiums into acquisition costs.

Which buyer profiles are best suited to purchasing at 913 Jurong West Street 91?

First-time upgraders transitioning from smaller units or rental accommodation find compelling value in the three-bedroom configuration, affordable pricing, and established neighbourhood amenities. Young families seeking spacious accommodation with proximity to schools, medical facilities, and community resources benefit substantially from the mature neighbourhood infrastructure at this development. Mid-career professionals and household upgraders value the balance of affordability, space, and convenient access to employment hubs via established transport networks and forthcoming MRT connectivity. Buy-to-let investors attracted by stable rental demand from family-sized unit seekers and consistent secondary-market liquidity find this development offers reliable yield and transaction-clearing characteristics. High-net-worth individuals typically prioritise prestige-branded private residential developments or landed properties rather than secondary-market HDB stock; however, those seeking geographically diversified property portfolios or substantial rental income across multiple modest-yielding assets may find portfolio positions in this development attractive.

What TDSR and financing headroom should prospective buyers anticipate at this development's price point?

Total Debt Servicing Ratio (TDSR) constraints cap mortgage repayment obligations at 55% of gross household income for institutional HDB financing, ensuring prudent debt discipline across the borrower base. For a unit priced at S$498,000, standard financing at 70% loan-to-value would require monthly servicing of approximately S$2,200 at current SORA-linked mortgage rates, necessitating gross household income exceeding S$4,000 monthly to comply with TDSR limits. First-time buyers benefit from Central Provident Fund housing withdrawal entitlements, reducing institutional borrowing requirements and enlarging accessible buyer pools. Prospective purchasers should obtain pre-approval mortgage documentation from institutional lenders before proceeding to negotiation, ensuring confirmed financing capacity and understanding interest-rate risk in SORA-linked products. Owner-occupiers utilising CPF funds enjoy tax advantages and reduced real-cost borrowing relative to cash purchases, though should maintain adequate liquidity reserves for maintenance and repair contingencies over extended holding periods.

How does 913 Jurong West Street 91 compare to nearby competing developments in Jurong West?

The secondary HDB market in Jurong West features numerous comparable three-bedroom developments across multiple blocks and estates, each varying in age profile, floor elevation, and precise location relative to transport nodes and retail precincts. Units at 913 Jurong West Street 91 compete directly on per-square-foot pricing with comparables across nearby blocks, though location relative to the forthcoming Peng Kang Hill MRT station provides subtle but material differentiating advantage versus developments in outer Jurong West areas. Newer HDB developments in outlying new towns may offer modernity and contemporary design amenities but often command comparable or premium per-square-foot pricing despite less mature neighbourhoods and extended commute times. Established competing blocks in central Jurong West may offer fractionally lower acquisition prices but lack the proximity to new MRT infrastructure that underpins capital appreciation potential. Serious purchasers should systematically review transactional comparables across at least five similar-sized competing developments to establish fair-value benchmarking and identify relative value opportunities.

Which unit stacks or floor levels at this development offer optimal value characteristics?

Mid-to-upper floor units (floors 10–20) typically command modest premiums over lower floors due to enhanced light exposure, superior ventilation, and reduced exterior noise from street-level traffic and pedestrian activity. Lower-floor units (floors 2–5) often represent relative-value opportunities for cost-conscious purchasers willing to tolerate marginally reduced natural light and slight noise elevation, though these units remain fully functional and attractive to investors prioritising yield over occupancy comfort. Ground-floor or lower-level units may face moisture exposure risks and reduced privacy relative to elevated positions. Corner units or those positioned at stack endpoints benefit from enhanced cross-ventilation and light exposure, commanding modest valuation premiums reflecting superior occupancy quality. Interior stack units positioned centrally within blocks typically offer reliable baseline valuations reflecting average light and ventilation characteristics. Prospective buyers should site-inspect candidate units to evaluate personal preferences around light, noise, and privacy rather than assuming market premium-to-discount relationships apply uniformly across all positions.

What future supply pipeline developments in the broader Jurong district could impact 913 Jurong West Street 91 valuations?

Singapore's Urban Redevelopment Authority Master Plan identifies Jurong as a sustained growth corridor for residential densification, advanced manufacturing, and logistics employment over the next two decades. Whilst new HDB supply in Jurong West remains cyclical and governed by nation-building imperatives rather than market demand alone, forward supply of new three-bedroom units in adjacent Jurong developments could theoretically moderate resale pricing through substitution effects. However, historical evidence suggests that new supply in established neighbourhoods typically attracts migration of upgraders from older stock rather than cannibalising demand for existing units, as many purchasers prioritise neighbourhood maturity and established amenities over contemporary aesthetics. The forthcoming Peng Kang Hill MRT station completion represents a material positive catalyst offsetting any potential headwinds from new supply, as enhanced transport connectivity typically expands the addressable market for surrounding residential stock. Jurong West's integrated economic positioning supporting petrochemical, logistics, and advanced manufacturing sectors ensures sustained employment-driven population growth and residential demand independent of new supply dynamics. Prospective buyers should monitor HDB pipeline announcements and Urban Redevelopment Authority policy updates but should not assume new supply will materially suppress valuations given structural demand tailwinds.