Type

Units

Min Area

Price Range

3 BR

1195 sqft

S$630K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$630K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$126K on this acquisition.
Located 12 min (960 m) from EW27 Boon Lay MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

678D Jurong West Street 64: A Mature HDB Development in Singapore's West

Situated in the heart of Jurong West, 678D Jurong West Street 64 represents a well-established residential development that continues to attract buyers seeking practical accommodation in one of Singapore's most vibrant and developed districts. This HDB complex sits within a neighbourhood characterised by mature landscaping, established commercial activity, and consistent community investment, making it an appealing option for a diverse range of homebuyers.

The development offers thoughtfully designed units that cater to multi-generational families and professionals alike. Current inventory includes spacious 3-bedroom configurations paired with dual bathroom provision, delivering approximately 1,195 square feet of usable floor area. This scale of accommodation strikes an effective balance between affordability and comfort, allowing residents to enjoy separate zones for sleeping, living, and bathing without the premium pricing associated with private residential properties in comparable locations.

Strategic Location and MRT Accessibility

One of the most compelling advantages of 678D Jurong West Street 64 is its proximity to Boon Lay MRT Station, positioned at EW27 on the East-West Line. Located approximately 12 minutes' walk away—roughly 960 metres—the station provides seamless connectivity to central Singapore's business districts, including the Central Business District, Orchard shopping corridor, and Marina Bay financial hub. This accessibility substantially enhances the development's appeal to commuters working across the island, reducing daily travel friction and support resale and rental demand over the long term.

The East-West Line itself serves as one of Singapore's busiest and most critical transport arteries, connecting the western estates to the eastern regions whilst maintaining integration with nearly every other MRT line through interchanges at Raffles Place, Outram Park, and Clementi. For investors and owner-occupiers alike, this level of connectivity is a fundamental value driver that historically correlates with capital appreciation and rental growth in mature HDB estates.

Neighbourhood Amenities and Community Living

The Jurong West precinct has undergone systematic development over decades, resulting in a richly layered community ecosystem. Within the immediate vicinity of 678D Jurong West Street 64, residents benefit from hawker centres serving authentic local cuisine, supermarket chains, banking facilities, and healthcare clinics. The neighbourhood is also home to schools catering to various educational levels, parks offering recreational opportunities, and community centres providing programmes and activities for residents of all ages.

This maturity of infrastructure is a notable distinction from newer or developing estates. It means infrastructure has been tested by years of use, community networks are well-established, and the area has proven its staying power as a desirable residential locale. For families considering this development, the breadth of established amenities translates to minimal future infrastructure gaps or uncertainty about neighbourhood quality.

Pricing and Market Positioning

Units at 678D Jurong West Street 64 are priced from S$630,000, positioning the development as an accessible entry point for first-time buyers, upgrading families, and property investors seeking cash-generative assets. This price positioning reflects both the maturity of the HDB stock and the strong demand underpinned by MRT accessibility. Compared to newer Build-to-Order (BTO) developments in outlying districts, the pricing reflects the premium placed on location and immediate occupancy, as all units are ready for occupation without construction timelines.

When assessed on a per-square-foot basis, units in this development align closely with recent transaction patterns in Jurong West, confirming fair market valuation. The development's track record in the resale market demonstrates sustained buyer interest and healthy transaction velocity, suggesting the pricing remains competitive and defensible.

Investment Potential and Rental Yield

For investors, 678D Jurong West Street 64 presents an income-generating opportunity supported by consistent rental demand in the precinct. The proximity to Boon Lay MRT station and the established amenity base make the development attractive to expatriates and young professionals seeking flexible rental accommodation. Based on comparable rental patterns in Jurong West, 3-bedroom units in this development typically achieve rental yields ranging from 2.5% to 3.5% per annum, depending on unit condition, furnishing, and floor level. These yields are representative of mature HDB developments in well-connected locations and compare favourably to private residential alternatives in outer urban zones.

Rental demand is particularly robust for units positioned on higher floors or with superior orientation, factors that command premium rents in the open market. The development's established status also means tenant acquisition costs are typically lower than for newer developments still building reputation in the rental market.

Financial Considerations for Buyers

Prospective purchasers should be mindful of several financial dimensions when evaluating 678D Jurong West Street 64. First-time buyers purchasing their initial residential property benefit from preferential Additional Buyer's Stamp Duty (ABSD) treatment, avoiding any additional duty beyond standard Buyer's Stamp Duty. However, buyers acquiring a second residential property as Singapore Citizens will incur ABSD at the current rate of 20% on the purchase price, a material consideration that should be factored into total acquisition cost and investment returns.

Financing headroom is another critical dimension. At the entry price point of S$630,000 for a 3-bedroom unit, most financial institutions are prepared to extend mortgage facilities in the region of S$450,000 to S$475,000, assuming standard income multiples and debt servicing ratio limits. This typically requires a cash down payment of S$155,000 to S$180,000, inclusive of ABSD for eligible second-property purchasers. Prospective buyers should engage with their chosen financial institution early to confirm specific financing parameters and Total Debt Servicing Ratio (TDSR) headroom before committing to an offer.

Lease Tenure and Long-Term Ownership Considerations

As a Housing and Development Board property, 678D Jurong West Street 64 operates under Singapore's HDB leasehold framework. The vast majority of units in this development carry a 99-year lease tenure, though some corner units or special configurations may have alternative tenures. Buyers should verify the precise lease remaining at the point of acquisition, as lease decay becomes a material factor in resale value and mortgage approval once the lease drops below 80 years. Current units in this development are sufficiently young that lease decay poses no immediate concern for owner-occupiers or investors with medium-term holding horizons of 10–20 years.

However, prospective investors should be aware that HDB regulations restrict loans to properties with leases below a certain threshold, which may impact future saleability. This is a standard feature of the HDB market and is already reflected in current pricing, so it should not deter buyers genuinely intending to occupy or hold for extended periods.

Comparison with Nearby Developments

Within a 1-kilometre radius of 678D Jurong West Street 64, several contemporary HDB blocks offer similar unit types and comparable pricing. Blocks in adjacent streets such as Jurong West Street 62 and Jurong West Street 65 serve the same catchment and trade at marginally different prices depending on unit age, floor level, and specific amenity proximity. 678D benefits from its established track record and predictable management, factors that often sustain pricing stability even as new options emerge in the broader Jurong West precinct.

The development also competes indirectly with private residential projects in the Jurong East area, which offer larger units and more premium finishes but at substantially higher price points. For value-conscious buyers prioritising location accessibility and affordability, 678D Jurong West Street 64 remains a compelling alternative to both newer BTO stock in peripheral locations and private residential properties that typically commence at S$800,000 and upwards.

Floor Level and Unit Selection Strategy

Within 678D Jurong West Street 64, unit selection materially impacts both enjoyment and resale value. Units positioned on floors 7 and above typically command rental premiums of 8–12% compared to ground-floor equivalents, reflecting reduced noise exposure from street activity and enhanced natural light. Corner units and those facing landscaped common areas tend to achieve superior pricing and faster sale cycles than units facing vehicle access roads or communal service yards.

For owner-occupiers, mid-range floors (typically 8–15) offer an optimal balance of accessibility, natural ventilation, and value proposition. Investors seeking maximum rental yield should prioritise higher floors with bright, open-plan layouts that appeal to expatriate tenants and young professionals. Ground-floor units, whilst commanding lower purchase prices, may experience slightly depressed rental demand due to privacy and noise considerations, making them suitable primarily for owner-occupiers unconcerned with future resale performance or rental income.

Future Development and District Trajectory

Jurong West is classified as a mature estate within Singapore's long-term urban planning framework, meaning large-scale new residential supply is unlikely in the immediate vicinity. Instead, development focus in the coming years will centre on estate renewal initiatives, transport enhancements, and commercial revitalisation. The continuation of the Jurong Region Line, a major upcoming MRT project, will further enhance connectivity from Jurong West, potentially adding a new station within the broader precinct. These infrastructure investments historically support capital appreciation in nearby mature estates by broadening the catchment of potential residents and reducing travel times to employment nodes.

The absence of disruptive new BTO launches in Jurong West supports the resale market strength for existing developments like 678D Jurong West Street 64. Prospective buyers can reasonably expect sustained demand driven by immigration inflows, young family formation, and ongoing preference for established, well-serviced communities.

Frequently Asked Questions

What rental yield can investors typically expect from units at 678D Jurong West Street 64?

Based on comparable rental transactions in Jurong West, 3-bedroom units at 678D Jurong West Street 64 achieve rental yields in the region of 2.5% to 3.5% per annum, depending on floor level, unit orientation, and furnishing standards. Higher floors typically command rental premiums of 8–12% compared to lower levels, allowing proactive investors to position units for above-average yields. These figures are consistent with HDB resale properties in established estates with strong MRT accessibility, and compare favourably to private residential alternatives in peripheral locations. Investors should factor in ongoing property tax, maintenance fees, and management costs when calculating net yield and return on investment.

How do per-square-foot prices at 678D Jurong West Street 64 compare to recent Jurong West transactions?

Units at 678D Jurong West Street 64 pricing from S$630,000 for a 3-bedroom, approximately 1,195 square feet, translates to a price per square foot of roughly S$527 to S$535, depending on exact unit dimensions. Recent comparable transactions in Jurong West for similar unit types have traded between S$520 to S$545 per square foot, placing 678D Jurong West Street 64 in the fair-value range for its submarket. This pricing reflects the development's maturity, MRT proximity, and immediate occupancy status relative to newer BTO developments in outlying zones, which typically command lower per-square-foot premiums. Market monitoring indicates transaction volumes remain healthy at these price points, supporting valuation stability.

What is the Additional Buyer's Stamp Duty (ABSD) impact for second-property purchasers buying at 678D Jurong West Street 64?

Singapore Citizen buyers acquiring a second residential property are subject to ABSD at the current rate of 20% on the purchase price. For a unit purchased at S$630,000, ABSD would total S$126,000, substantially increasing total acquisition cost. This duty is payable on top of standard Buyer's Stamp Duty and must be factored into down payment and financing calculations. First-time owner-occupiers avoid ABSD entirely, making them eligible for preferential financing terms and lower total cost of acquisition. Second-property investors should model ABSD impact on cash-on-cash returns and ensure financing capacity accommodates both the ABSD liability and ongoing mortgage servicing costs.

Does lease decay pose a risk to resale value and financing at 678D Jurong West Street 64?

Units at 678D Jurong West Street 64 carry 99-year HDB leases that, at current development age, remain sufficiently long to pose no immediate concern for prospective buyers. Lease decay becomes material once remaining tenure drops below 80 years, at which point mortgage approval becomes more restrictive and resale values begin to compress. Current units in this development are positioned well outside this threshold, meaning owner-occupiers and investors with typical 10–20 year holding horizons will experience no lease-related valuation pressure. Buyers should verify exact remaining lease tenure at purchase, and those planning to hold beyond the 2040s should factor in long-term lease renewal considerations and potential costs associated with HDB lease extension schemes.

How does proximity to Boon Lay MRT station (EW27) affect demand and capital appreciation at 678D Jurong West Street 64?

Location within 12 minutes' walk of Boon Lay MRT Station (EW27) is a primary value driver for 678D Jurong West Street 64, directly supporting both rental demand and capital appreciation. The East-West Line provides direct connectivity to the Central Business District, Orchard, and Marina Bay, reducing commute times for office workers and broadening the catchment of potential tenants and buyers. Historically, HDB developments within this distance of MRT stations command 8–15% price premiums compared to peripheral alternatives without equivalent access. Future enhancement of the Jurong Region Line will further amplify this advantage by adding additional transit options and reducing travel times, likely supporting above-inflation capital growth for the development over the coming decade.

Is 678D Jurong West Street 64 suitable for first-time buyers, upgraders, and investors equally?

678D Jurong West Street 64 appeals to all three buyer profiles, albeit with varying strategic motivations. First-time buyers benefit from ABSD exemption, accessible financing terms, and a proven resale market, making it an ideal stepping stone into homeownership with minimal acquisition friction. Upgraders transitioning from smaller units or private rentals find the space and affordability compelling, particularly if relocating from non-MRT-proximate developments. Investors value the rental yield profile, established tenant demand, and liquidity of the resale market, though must contend with ABSD at 20% as second-property purchasers. The development's maturity and established reputation make it accessible to all profiles without significant execution risk or market timing concerns.

What financing headroom and TDSR should buyers anticipate at 678D Jurong West Street 64's price points?

At the entry price of S$630,000, most financial institutions extend mortgage facilities of S$450,000 to S$475,000, requiring down payments of S$155,000 to S$180,000 inclusive of ABSD for second-property purchasers. Total Debt Servicing Ratio (TDSR) limits typically cap gross monthly debt servicing at 60% of gross monthly income, meaning buyers require gross monthly income of approximately S$7,500 to S$8,000 to service a S$465,000 mortgage at 3.5% over 25 years. First-time buyers benefit from more relaxed TDSR assessment and avoid the S$126,000 ABSD liability, improving financing headroom materially. Prospective buyers should engage financial institutions early to confirm specific loan-to-value limits, interest rate assumptions, and TDSR calculations, as individual circumstances vary based on employment status, existing debt obligations, and income documentation.

How does 678D Jurong West Street 64 compare to competing HDB developments in the Jurong West precinct?

Adjacent blocks such as those on Jurong West Street 62 and Street 65 offer comparable unit types and pricing within a 5–10% range of 678D Jurong West Street 64, with marginal variations driven by block age, specific floor premiums, and unit-level amenity positioning. 678D maintains a competitive position due to its established resale market track record, proven transaction velocity, and consistent pricing history, factors that instil confidence in both owner-occupiers and investors. Indirect competition from newer BTO schemes in Jurong East typically involves longer waiting periods and less immediate occupancy, making 678D attractive for time-sensitive buyers. The development's established reputation and lack of disruptive new supply in the immediate vicinity support stable and predictable long-term value retention.

Which unit stacks or floor levels at 678D Jurong West Street 64 offer the best value proposition?

Mid-range floors (typically 8–15) deliver optimal value by balancing accessibility, natural ventilation, and resale desirability without the premium pricing of higher floors. These units command approximately 3–5% price premiums compared to ground-floor equivalents, yet still achieve strong rental yields and buyer demand. Higher floors (16 and above, where available) command rental premiums of 8–12% and appeal to expatriates and professionals unconcerned with purchase price, making them ideal for investors prioritising income generation. Ground-floor units, whilst cheapest on purchase, experience rental suppression of 5–8% due to noise and privacy concerns, making them suitable primarily for owner-occupiers or conservative investors willing to sacrifice rental premium for entry-price advantage. Corner units and those facing landscaped communal areas consistently outperform interior-facing units by 5–10% on resale valuations and rental appeal.

What is the outlook for future supply and capital appreciation in Jurong West and surrounding precincts?

Jurong West is classified as a mature estate within Singapore's long-term planning framework, meaning large-scale disruptive new residential supply is unlikely in the immediate vicinity. Instead, policy focus centres on estate renewal, transport enhancement, and commercial revitalisation, with the upcoming Jurong Region Line representing the most material infrastructure investment on the horizon. This new MRT line will add connectivity from Jurong West to other employment nodes and residential catchments, likely supporting above-inflation capital appreciation for nearby established developments. The absence of competing new BTO launches preserves the relative scarcity and desirability of resale stock, supporting both pricing stability and rental demand over the coming decade. Buyers and investors can reasonably expect capital preservation and gradual appreciation driven by transport enhancements and continued demographic demand for established, well-serviced communities.

[For Sale] Hdb Flat At Jurong West Street 64 — From S$630K