Type

Units

Min Area

Price Range

3 BR

1184 sqft

S$615K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$615K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$123K on this acquisition.
Located 8 min (700 m) from SE1 Compassvale LRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

258D Compassvale Road: A Mature HDB Development in Sengkang

258D Compassvale Road represents an established housing option in one of Singapore's well-developed residential districts. Situated in Sengkang, this HDB development has earned its place as a practical choice for families, upgraders, and property investors seeking convenience without premium pricing. The location places residents within easy reach of essential amenities, employment centres, and transport infrastructure that define modern suburban living.

The development benefits from its proximity to Compassvale LRT station, situated approximately 700 metres away and accessible in roughly eight minutes on foot. This strategic position on the North-East Line ensures straightforward connectivity to the wider Singapore transport network, allowing residents to commute efficiently to business districts, educational institutions, and entertainment precincts across the island. The accessibility factor plays a meaningful role in both daily convenience and long-term capital appreciation potential.

Housing Configuration and Space Standards

Units within the development span a range of bedroom configurations, accommodating everything from compact family homes to larger layouts. The representative unit in the current offering is a three-bedroom, two-bathroom apartment measuring 1,184 square feet, providing a practical space matrix for multi-generational households or families with working professionals. Pricing for available units at the development commences from S$615,000, positioning the development as an accessible entry point within the Sengkang market segment.

The floor plate dimensions and configuration allow for flexible interior arrangements. Families upgrading from smaller apartments or first-time buyers entering the property market will find the square footage sufficient for daily living whilst maintaining manageable utility costs and maintenance burdens. The two-bathroom provision reflects contemporary living standards, addressing the practical needs of households where multiple occupants require simultaneous bathroom access during peak morning and evening periods.

Sengkang: Mature Estate Infrastructure and Community

The Sengkang estate has developed over two decades into one of Singapore's most comprehensive residential precincts. The district boasts an extensive network of markets, hawker centres, supermarkets, and specialist retail establishments. Healthcare facilities, including primary clinics and a major hospital serving the North-East region, are well-distributed throughout the surrounding area. Educational institutions from primary through secondary level, alongside vocational and tertiary facilities, provide families with transparent schooling options within the neighbourhood.

Recreation facilities woven throughout Sengkang cater to diverse leisure preferences. Residents enjoy access to multiple parks, sports complexes, and community centres that support active lifestyles and neighbourhood bonding. The maturity of the estate means that infrastructure investment has stabilised, with proven utility systems and road networks fully established. This stability typically translates into predictable living costs and minimal disruption from ongoing major construction projects.

Investment Perspective and Rental Potential

For investors evaluating 258D Compassvale Road as an income-generating asset, the development's location and configuration present reasonable fundamentals. The proximity to Compassvale LRT station and the mature estate environment create steady demand from tenants seeking suburban convenience combined with transport accessibility. Current rental dynamics in the Sengkang HDB market reflect consistent take-up from young professionals, families, and downsizers, suggesting stable occupancy potential for investor-owners.

Yield calculations for units at this price point typically range between four and five percent gross rental yield, depending on unit configuration and exact location within the development. The lower acquisition cost compared to private properties or units in premier HDB estates means that capital requirements are more moderate, potentially allowing investors to diversify across multiple properties or retain greater liquidity reserves. Renovation and furnishing costs remain predictable given the standardised construction methodology of HDB developments.

Financial Accessibility and Mortgage Considerations

Prospective buyers should note that Additional Buyer's Stamp Duty implications apply to second residential property acquisitions by Singapore Citizens. Those purchasing 258D Compassvale Road as a second residential property will incur ABSD at the current rate of 20%, applied on top of standard Stamp Duty. First-time buyers and Singapore Citizens purchasing their primary residence remain exempt from ABSD, making the development particularly attractive for this buyer segment.

Total Debt Servicing Ratio thresholds typically allow borrowers with stable employment to service mortgages up to 60% of monthly income, with financial institutions occasionally permitting 70% under specific circumstances. At the quoted price point of S$615,000 and above, prospective buyers with household incomes exceeding S$8,000 monthly should encounter minimal difficulties obtaining financing approval from established banking institutions. The established nature of the development and HDB housing classification typically result in straightforward valuation and loan processing timelines.

Comparison Within the Sengkang Market Landscape

When positioned against competing HDB developments in the Sengkang precinct, 258D Compassvale Road offers solid value positioning. Newer developments in the district command pricing premiums reflective of enhanced finishes and contemporary architectural styling, whilst older estates typically present lower entry costs but may carry leasehold considerations. The development's vintage places it in an intermediate bracket, balancing reasonable pricing against facilities and building condition that newer developments inevitably improve upon.

The LRT station proximity remains a key differentiator. Developments situated further from major transport infrastructure typically offer lower pricing but impose longer commute times and reduced capital appreciation trajectories. Conversely, properties in prime MRT-adjacent locations command significant premiums that compress yield potential for investors. 258D Compassvale Road occupies a balanced middle ground, offering acceptable transport accessibility at price points that preserve reasonable investment returns.

Market Dynamics and Future Considerations

The North-East region of Singapore continues to experience gradual population maturation as younger residents age in place and family formation patterns evolve. This demographic trajectory typically supports stable property values and rental demand, though capital appreciation may follow measured patterns compared to rapidly developing or gentrifying precincts. Infrastructure investments by the Housing and Development Board and the Land Transport Authority will continue refining connectivity and amenity offerings in Sengkang.

Prospective buyers should maintain awareness of the broader supply pipeline within the district. Upcoming HDB launches and private development completions in surrounding areas will influence competitive positioning and pricing dynamics. However, the established nature of Sengkang and its mature infrastructure typically insulates existing developments from significant value erosion, as newer supply typically commands premium pricing justified by enhanced specifications and finishes rather than displacing demand for well-located existing stock.

Ideal Buyer Profiles for 258D Compassvale Road

The development appeals to diverse buyer constituencies with varying objectives and constraints. First-time homebuyers benefit from straightforward financing pathways, absence of ABSD implications, and the stability that HDB purchasing provides as an entry point into property ownership. Growing families upgrading from smaller apartments appreciate the multi-bedroom configurations and spacious layouts compared to private apartments at equivalent price points. Empty-nesters downsizing from landed properties find the maintenance-light nature of HDB living attractive whilst retaining sufficient space for occasional family visits and gatherings.

For investors, the development presents pragmatic characteristics: reasonable acquisition costs, predictable rental demand from the surrounding neighbourhood, straightforward property management through HDB channels, and transparent depreciation profiles based on lease maturity. High-net-worth individuals occasionally acquire units in mature HDB estates as component parts of broader property portfolios, recognising the stability and diversification benefits despite lower individual yield profiles.

Frequently Asked Questions

What rental yield can investors expect from purchasing a unit at 258D Compassvale Road?

Investors acquiring units at 258D Compassvale Road typically achieve gross rental yields between four and five percent, calculated on the quoted acquisition price and representative local market rents. The yield positioning reflects the development's established location within Sengkang and the steady rental demand from young professionals and families seeking suburban accommodation with LRT proximity. Yield optimisation depends substantially on unit configuration, exact floor location, and the timing of acquisition relative to broader market rental cycles; investors purchasing during periods of softer rents may experience yield improvement as market conditions normalise, whereas those acquiring during rental peaks should model more conservative return expectations for conservative financial planning.

How does pricing per square foot at 258D Compassvale Road compare to recent transactions in Sengkang?

At the quoted entry price of S$615,000 for a 1,184 square foot unit, 258D Compassvale Road achieves a price per square foot approximately in the S$500–S$520 range, positioning it competitively within the established Sengkang HDB market. Recent transactions in the broader Sengkang precinct reflect considerable variation depending on estate maturity, MRT proximity, and unit configuration, with price per square foot ranging from approximately S$450 for older, estate-fringe locations to S$550–S$600 for newer developments or those with premium positioning. The development's LRT station proximity and mature estate infrastructure justify a modest price-per-square-foot premium relative to Sengkang fringe areas whilst remaining below the pricing commanded by newly completed developments with contemporary finishes and advanced building systems.

What is the Additional Buyer's Stamp Duty impact for Singapore Citizens purchasing a second property at this development?

Singapore Citizens acquiring a second residential property at 258D Compassvale Road incur Additional Buyer's Stamp Duty at the current statutory rate of 20%, calculated on the purchase price above the first S$500,000. For the representative unit priced at S$615,000, the ABSD liability amounts to approximately S$23,000 on the S$115,000 excess above the S$500,000 threshold, substantially increasing the total acquisition cost beyond the base purchase price. This ABSD obligation applies regardless of whether the second property is intended as an investment generating rental income or as a residential home for the purchaser's own occupation, making ABSD a critical component of financial planning for investors and upgrading families. First-time buyers, by contrast, remain entirely exempt from ABSD on primary residence purchases, positioning 258D Compassvale Road as an exceptionally attractive proposition for this buyer segment.

How does the Compassvale LRT station proximity influence long-term capital appreciation at this development?

The strategic location within 700 metres of Compassvale LRT station materially enhances the development's capital appreciation potential by ensuring enduring transport connectivity and broad accessibility to employment centres, educational institutions, and leisure precincts across the island. LRT-proximate properties typically demonstrate superior demand resilience during economic cycles, as transport accessibility remains a non-negotiable requirement for the broadest swath of potential buyers and tenants; developments situated further from major transport infrastructure face reduced buyer pools and consequently constrained capital growth. The North-East Line's established operational reliability and ongoing infrastructure investment by the Land Transport Authority reinforce the durability of this location premium, suggesting that transport-driven capital appreciation should persist through medium and long-term holding periods.

Is 258D Compassvale Road suitable for high-net-worth individuals as a property investment?

High-net-worth individuals occasionally acquire units at established HDB developments such as 258D Compassvale Road as component parts of diversified property portfolios, recognising the stability, predictable depreciation characteristics, and portfolio diversification benefits despite lower individual yield profiles compared to boutique or premium properties. The straightforward HDB purchasing mechanics, transparent lease maturity information, and stable regulatory framework provide institutional clarity that appeals to sophisticated investors seeking uncomplicated operational management. However, HNW purchasers should evaluate the development within the context of their broader portfolio objectives; whilst 258D Compassvale Road represents a reasonable holding for stability and diversification, it does not typically deliver the capital appreciation or yield magnification that HNW purchasers may pursue through prime-location private developments or specialist investment strategies.

What lease tenure applies to units at 258D Compassvale Road, and how does this affect resale value?

Housing and Development Board properties at 258D Compassvale Road typically operate under 99-year leasehold tenures, with the precise lease maturity dependent on the development's initial construction and launch date. As the lease decays, particularly as it approaches the 30-year threshold from the property sale date, resale values typically experience acceleration in depreciation due to the significantly reduced financing eligibility and buyer pool for properties with substantially diminished lease periods. Prospective purchasers should verify the exact lease commencement and remaining tenure before acquisition, as this fundamentally influences long-term appreciation potential and eventual resale value; a property with 75 years of lease remaining presents materially different financing and buyer accessibility compared to a unit where lease decay has progressed substantially further. Strategic lease extension options may become available through HDB schemes, providing opportunities to arrest or reverse lease-driven value decline, though such extensions typically entail substantial costs that purchasers must factor into long-term financial projections.

What are the total acquisition costs for first-time buyers versus second-property investors at this development?

First-time Singapore Citizens purchasing a primary residence at 258D Compassvale Road at the quoted S$615,000 price encounter standard Stamp Duty obligations only, typically amounting to approximately S$12,150 on a S$615,000 acquisition, plus survey fees and legal documentation costs totalling roughly S$1,500–S$2,500, for a total acquisition cost of approximately S$628,650–S$629,650. Second-property investors incur the additional 20% ABSD liability of approximately S$23,000, combined with standard Stamp Duty and ancillary costs, resulting in total acquisition costs approximating S$651,650–S$652,650. This substantial ABSD differential—amounting to over S$23,000—materially affects investment return calculations and financing requirements for second-property purchasers, reducing net equity position and requiring correspondingly larger down-payment reserves.

How does Total Debt Servicing Ratio affect mortgage approval at typical 258D Compassvale Road price points?

At the development's quoted entry price of S$615,000 and above, prospective buyers with household incomes exceeding S$8,000 monthly typically encounter minimal difficulties obtaining mortgage financing, as monthly debt servicing on a S$450,000 loan (assuming 25% down payment) approximates S$2,400–S$2,700 monthly, remaining comfortably within standard 60% TDSR thresholds that permit debt servicing up to S$4,800–S$4,200 monthly on these income levels. Financial institutions typically assess TDSR by dividing total monthly debt obligations (mortgage, credit card, car loan, personal loan, and other liabilities) by gross monthly income, with conservative lending practice maintaining the ratio below 60% to preserve borrower repayment capacity during economic downturns or employment disruption. Prospective buyers with existing substantial debt obligations (car loans, personal loans, significant credit card balances) should undertake detailed TDSR calculations before application, as these obligations reduce available mortgage servicing capacity and may necessitate larger down-payment contributions to remain within lender thresholds.

How does 258D Compassvale Road compare in value positioning to newer HDB developments in Sengkang?

Newer HDB developments launching in the Sengkang precinct typically command pricing premiums of 8–15% above established developments such as 258D Compassvale Road, justified by enhanced architectural finishes, contemporary building systems, improved security infrastructure, and modern amenity facilities. However, the newer developments' pricing premiums do not necessarily translate to superior rental yields or capital appreciation; indeed, established developments often deliver superior investor returns through lower entry costs and stable tenant demand, even though newer developments attract premium pricing that compresses yield ratios. Purchasers must evaluate whether newer developments' enhanced physical specifications and modern aesthetics justify the premium acquisition costs within their individual financial and lifestyle priorities; upgrading families prioritising space and affordability typically find better value in established developments, whereas buyers emphasising contemporary finishes and advanced building management systems may rationally accept the pricing premium of newly completed stock.

What future supply pipeline developments in the North-East region might influence 258D Compassvale Road's competitive positioning?

The Land Transport Authority and Housing and Development Board maintain ongoing infrastructure and housing development plans for the North-East region, with several residential projects in planning or early construction phases that will gradually enhance the Sengkang precinct's amenity offerings and housing diversity over the next five to ten years. New HDB launches typically command premium pricing justified by enhanced specifications and contemporary finishes, though these newer developments tend to appeal to distinct buyer segments (those prioritising new construction and modern amenities) rather than directly displacing demand for well-located existing stock such as 258D Compassvale Road. The broad principle governing HDB market dynamics suggests that new supply predominantly adds housing choice rather than eroding established developments' values, particularly when the newer stock commands premium pricing that positions existing developments as more accessible alternatives for budget-conscious upgraders and investors. Prospective purchasers should monitor HDB's development pipeline announcements and private developer project launches, but should not expect substantial value erosion at 258D Compassvale Road driven by new supply introduction, provided the development maintains competitive pricing and positioning relative to emerging alternatives.

[For Sale] Hdb Flat At Compassvale Road — From S$615K