Type

Units

Min Area

Price Range

2 BR

721 sqft

S$400K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$400K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$80,000 on this acquisition.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

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608 Clementi West Street 1: Established HDB Living in Clementi

608 Clementi West Street 1 represents a well-established Housing and Development Board estate located in the heart of Clementi, one of Singapore's most mature and sought-after residential neighbourhoods. The development comprises a series of multi-storey HDB blocks offering two-bedroom and three-bedroom configurations, with units available from S$400,000 onwards. This locale has long been favoured by families, professionals, and investors alike, thanks to its blend of affordability, accessibility, and community-oriented living.

The Clementi precinct has developed over decades into a thriving residential hub characterised by well-maintained public housing, extensive retail and dining options, and reliable public transport connections. Residents benefit from the maturity of the neighbourhood, which means established schools, healthcare facilities, and recreational spaces are already woven into daily life. The estate itself maintains a strong sense of community, with regular upgrading and maintenance ensuring that the physical fabric of the development remains sound and inviting.

Location and Connectivity

Clementi West Street 1 sits within the broader Clementi planning area, placing residents within walking distance or a short bus ride of Clementi MRT station. This connectivity is a significant draw for daily commuters seeking efficient access to Singapore's wider transport network. The station serves as a junction point, allowing residents to reach the city centre, the east coast, and other major economic zones with relative ease and predictable journey times.

Beyond the MRT, the neighbourhood is served by numerous bus routes connecting to schools, shopping centres, and employment hubs across the island. The Clementi area also benefits from its proximity to the West Coast region, which has seen progressive upgrading in recent years, improving the overall desirability of properties in this zone. For car owners, the location offers reasonable highway access and a comprehensive network of local roads, though the emphasis on public transport in Singapore means that car dependency is not a prerequisite for comfortable living here.

Amenities and Facilities Within Reach

Living at 608 Clementi West Street 1 places you in close proximity to Clementi Mall, a major shopping and entertainment destination that has served the community for many years. The mall houses a supermarket, dining establishments, banking services, and various retail outlets, all accessible within a short walk or bus ride. Beyond the mall, Clementi West hosts numerous hawker centres, wet markets, and independent shops that cater to the day-to-day needs of residents.

The neighbourhood is also home to several well-regarded schools serving the primary and secondary levels, making this a particularly attractive location for young families. Healthcare services, including polyclinics and private medical clinics, are integrated throughout the precinct. Recreational amenities such as parks, community centres, and sports facilities provide opportunities for leisure and fitness, fostering an active and engaged community lifestyle.

Property Type and Housing Value

HDB flats at this location represent a cornerstone of Singapore's public housing system, offering secure, long-term residential solutions backed by government oversight and support. The two-bedroom and three-bedroom units on offer provide flexibility for different household compositions, whether you are a young couple, a growing family, or an investor seeking rental income. The pricing structure, beginning from S$400,000, positions these units as accessible entry points for first-time buyers or upgraders looking to move within the HDB sector.

The value proposition of HDB housing extends beyond mere affordability. These properties come with the advantage of clear title, transparent regulations, and a mature resale market. Government policies surrounding HDB transactions also offer protections and incentives for qualifying buyers, including grants and financing assistance schemes that may apply depending on individual circumstances and eligibility.

Investment Potential and Rental Yields

For investors, the Clementi precinct has historically demonstrated steady demand from both owner-occupiers and tenants. The rental market in well-established HDB estates tends to remain robust, driven by the area's maturity, transport links, and family-friendly reputation. A two-bedroom or three-bedroom flat in this location can attract tenants seeking stable, affordable accommodation in a proven neighbourhood, though yields will depend on the specific unit secured, local market conditions at the time of purchase, and prevailing interest rate environments.

The long-term capital appreciation profile of HDB flats in established areas like Clementi has traditionally been conservative but steady, reflecting Singapore's overall property market dynamics and government housing policies. Investors should consider not only the rental return but also the lease structure of any unit, as the tenure of the lease directly influences long-term value retention and resale appeal.

Buyer Suitability and Financial Considerations

First-time buyers may find this development particularly relevant, as HDB schemes offer concessional financing terms through the Housing and Development Board's own mortgage options, often at favourable rates compared to bank loans. Eligibility and quantum depend on household income, existing asset ownership, and other regulatory criteria, but many first-timers benefit from grants and subsidised loans that reduce the effective purchase price and lower monthly servicing costs.

Upgraders moving from smaller HDB units to larger configurations, or from HDB to private residential properties, may also view 608 Clementi West Street 1 as a strategic stepping stone or a final destination, depending on their life-stage and financial plans. The neighbourhood's stability and proven rental demand also appeal to investors seeking medium- to long-term capital growth with relatively lower volatility compared to some newer or more speculative developments.

For those considering a second residential property purchase as a Singapore Citizen, the Additional Buyer's Stamp Duty (ABSD) at 20% applies to the purchase price above the first S$500,000, which materially affects the total outlay and financing requirements. Prospective buyers should factor this into their total cost of ownership and ensure their financial position accommodates this additional tax burden alongside the down payment and ongoing servicing obligations.

Market Position and Outlook

Clementi remains a strategically important residential zone in Singapore's West region. The neighbourhood's maturity means it is unlikely to undergo dramatic transformation, but progressive upgrading and economic growth in adjacent areas continue to support underlying property values. The availability of units at 608 Clementi West Street 1 represents an opportunity to secure a stake in an established, well-serviced neighbourhood with proven rental and resale credentials.

Prospective purchasers should view this development within the context of their broader housing goals, financial position, and long-term plans. The combination of affordability, location, and community infrastructure makes it a compelling option for a broad spectrum of Singapore property buyers and investors.

Frequently Asked Questions

What is the typical rental yield for two- and three-bedroom HDB units at 608 Clementi West Street 1?

Rental yields for HDB flats in established Clementi vary depending on unit configuration, lease tenure remaining, and prevailing market rents, but the precinct has historically attracted steady tenant demand from young professionals and families seeking affordable, well-connected accommodation. A two-bedroom unit in this location might achieve gross yields in the region of 2-3% annually, while three-bedroom units may perform similarly or slightly better, depending on the rental rate secured and the purchase price paid. Actual yield outcomes are sensitive to the time of purchase, the specific unit's condition and lease years remaining, local rental market rates at the point of let, and the landlord's success in securing and retaining tenants; investors should conduct thorough due diligence on comparable rental transactions in the immediate area before committing capital.

How does the per-square-foot pricing of units at this development compare to recent transactions in Clementi West?

HDB flat prices in Clementi West have historically ranged from approximately S$500 to S$650 per square foot, depending on unit size, age, lease tenure, and market conditions at the time of transaction. At 608 Clementi West Street 1, with units from S$400,000 across two-bedroom and three-bedroom configurations, the effective psf price will vary by unit selection and precise floor area; a two-bedroom flat of around 700 sqft would imply a psf of roughly S$571, positioning the estate competitively within the local Clementi market range. Nearby comparable estates and recent transactions in the precinct should be reviewed in detail to ensure the current asking prices at this development align with or offer good value relative to similar units transacted in the past 3-6 months, as market sentiment can shift in response to broader economic conditions and MRT accessibility premiums.

What is the Additional Buyer's Stamp Duty (ABSD) cost for a second-time Singapore Citizen buyer at this development?

A Singapore Citizen purchasing a second residential property, including an HDB flat, is liable for ABSD at the rate of 20% on the portion of the purchase price above S$500,000. For example, if a buyer selects a unit priced at S$500,000, no ABSD is payable; however, if the unit costs S$550,000, the ABSD of 20% applies to the excess S$50,000, yielding an ABSD liability of S$10,000, which is payable on or before the completion date. This additional stamp duty substantially increases the effective cost of acquisition and must be carefully factored into the total financial outlay and financing strategy, especially for investors or upgraders considering multiple properties simultaneously. Prospective second-property purchasers should seek professional tax and legal advice to understand the full implications and explore any available exemptions or deferrals under HDB regulations.

What is the lease tenure of units at 608 Clementi West Street 1, and how does this affect resale value?

HDB flats at 608 Clementi West Street 1, like the vast majority of public housing in Singapore, are granted on a 99-year lease from the date of initial construction, not a freehold basis. As the lease ages, the remaining tenure progressively declines, which can impact resale value and financing eligibility, particularly as the lease drops below 60 years remaining. The Housing and Development Board offers a Lease Buyback Scheme allowing flat owners to extend their lease to 99 years from the date of extension, though this scheme has eligibility criteria and financial implications that prospective buyers should review carefully. At the current stage of development, depending on when the flats were first built, remaining lease tenure will be a key consideration; buyers and lenders will apply progressively steeper discounts or refusals as tenure decays further, making the lease length a material factor in long-term value retention and future marketability.

How does proximity to Clementi MRT station influence demand and capital appreciation for this development?

Clementi MRT station is a major transport interchange serving the East-West line and provides critical connectivity to the wider Singapore transport network, making it one of the key demand drivers for residential properties in the precinct. Properties within walking distance of the MRT station—including 608 Clementi West Street 1—tend to command pricing premiums and experience stronger tenant demand compared to locations further from transit hubs, as commuters place significant value on reliable, time-efficient travel to work and leisure destinations. The station's role as a regional transport hub and its integration with bus services, shopping centres, and other amenities create a self-reinforcing cycle of demand and community activity that supports both capital appreciation and rental stability over long holding periods. Historical data across Singapore's HDB markets shows that estates closer to MRT stations experience more resilient resale markets and faster capital recovery following economic downturns, compared to those requiring longer walking distances or reliance on bus transport alone.

Is 608 Clementi West Street 1 suitable for first-time buyers, upgraders, and investors, or does it appeal to one profile primarily?

This development appeals across multiple buyer profiles, each for distinct reasons. First-time buyers benefit from the lower entry price point (from S$400,000), government housing grants and concessional financing schemes available through the HDB, and the neighbourhood's maturity and proven infrastructure, which reduce uncertainty and future-proofing concerns. Upgraders moving from smaller HDB units or seeking to consolidate may view the larger three-bedroom configurations as a logical next step within the public housing sector, allowing them to maintain the cost discipline and financial accessibility of HDB whilst gaining additional living space and amenities. Investors seeking rental income and medium-term capital appreciation are attracted by the stable tenant demand in the Clementi precinct, predictable operating costs under HDB regulations, and the lower absolute capital requirement compared to private residential property acquisition. The broad appeal makes this development a versatile asset class within Singapore's residential spectrum, though individual suitability ultimately depends on personal financial capacity, long-term housing plans, and risk tolerance.

What are the Total Debt Servicing Ratio (TDSR) and financing headroom implications at typical price points for this development?

Under current HDB financing guidelines, the Total Debt Servicing Ratio cap is typically set at 60% of gross monthly household income, meaning that total monthly debt repayment obligations (including the HDB loan, other mortgages, and consumer loans) cannot exceed 60% of income. For a unit priced at S$400,000 to S$550,000 with a 25-year loan tenor at prevailing HDB interest rates (approximately 2.6% per annum as of recent years), the monthly mortgage component alone would range from roughly S$1,600 to S$2,200, implying minimum household gross income requirements in the region of S$2,700 to S$3,700 to safely clear the TDSR threshold without consuming excessive income. Buyers with additional debt obligations—such as car loans, personal loans, or existing mortgage commitments—will face tighter financing headroom and may need higher household income to qualify or may opt for shorter loan tenors, increasing monthly payments. The TDSR constraint is a critical filter for buyer eligibility and should be evaluated in consultation with the HDB or a mortgage specialist early in the purchase decision-making process to avoid disappointment or unexpected financing rejection.

How do competing HDB developments nearby compare in terms of price, location, and market demand?

The Clementi West precinct is home to several comparable HDB estates, including blocks in surrounding areas such as Clementi Central and Clementi Avenue developments, each with varying ages, configurations, and pricing. Generally, HDB flats in this neighbourhood trade within a relatively narrow band of psf prices (S$500-S$650 psf depending on tenure, size, and condition), reflecting the area's market consensus and maturity; however, slight variations in proximity to the MRT, shopping centres, or schools can influence pricing and resale velocity. Newer or recently upgraded estates may command modest premiums, whilst older estates without recent en bloc upgrading may trade at slight discounts, though the differences are typically modest (5-10% range) compared to the broader Singapore HDB market. Prospective buyers should compare 608 Clementi West Street 1 directly against other available units in the immediate vicinity, examining not only list prices but recent transacted prices, time-on-market, and the condition and lease tenure of comparable units, to ensure an informed assessment of value-for-money in the current Clementi market.

Which unit stack or floor level typically offers the best value and quality-of-life balance at this development?

Lower-floor units (ground to third floor) often command discounts due to perceived reduced privacy, noise from ground-level activity, and natural ventilation and light considerations, making them attractive for budget-conscious buyers; however, they offer practical advantages including shorter lift waits, easier loading of groceries and young children, and lower risk of lift breakdowns. Mid-stack units (fourth to eighth floor) typically represent the optimal balance between premium collection (marginally higher pricing than lower floors) and quality-of-life factors including improved light, ventilation, reduced noise, and distance from ground-level activity, whilst maintaining reasonable lift access and minimal additional cost premiums. Upper-floor units command the highest premiums but offer superior views, light, and privacy; however, these benefits come at measurable cost and may not represent proportional value gain for budget-conscious buyers. The best floor selection depends on individual priorities and budget; investors seeking rental yield typically favour mid-stack units as they attract the broadest tenant pool and command competitive rental rates without incurring the premium costs associated with high-floor scarcity.

What is the future supply pipeline in Clementi and the wider West region, and how might it affect property values at this development?

The Clementi and West region have experienced mature development over several decades, meaning large-scale new HDB construction projects are limited compared to emerging growth zones in the north and north-east. However, the Housing and Development Board continues to release new flats through Build-To-Order schemes in neighbouring precincts, and ongoing urban renewal efforts in some parts of Clementi West may introduce newly upgraded units into the resale market, potentially affecting relative pricing and demand dynamics. The West region as a whole is strateging around intensification rather than expansion, with focus on upgrading existing stock, improving transport connectivity, and supporting new economic nodes such as Jurong Innovation District; these initiatives are broadly supportive of property values in established estates like 608 Clementi West Street 1, as they enhance the area's long-term appeal and connectivity. Buyers should monitor HDB's medium-term plans and any announced upgrading programmes for Clementi West, as major upgrading projects can temporarily depress resale market activity but ultimately support capital value by improving the physical condition and marketability of the neighbourhood; limited major new supply in the immediate vicinity is a net positive for existing property holders seeking medium- to long-term appreciation.

[For Sale] Hdb Flat At 608 Clementi West Street 1 — From S$400K