Type

Units

Min Area

Price Range

3 BR

1130 sqft

S$575K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$575K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$115K on this acquisition.
Located 11 min (930 m) from CR4 Pasir Ris East MRT Station (U/C).

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

126 Pasir Ris Street 11: A Well-Connected HDB Development in Pasir Ris

126 Pasir Ris Street 11 represents a significant opportunity for homebuyers seeking accessible, affordable housing in one of Singapore's established residential neighbourhoods. Situated in Pasir Ris, this HDB development offers units designed to accommodate diverse household compositions, from young professionals to expanding families. The development's positioning within a mature estate ensures residents benefit from decades of community planning and infrastructure investment.

Accessibility forms a cornerstone of this development's appeal. Located approximately 11 minutes walking distance from Pasir Ris East MRT Station, which remains under construction, units here will enjoy enhanced connectivity once the station opens. This forthcoming transport link promises to improve commute times to employment hubs across Singapore's central and northern regions, potentially strengthening long-term property appreciation. The planned MRT integration suggests the Housing and Development Board's confidence in this area's growth trajectory and transportation future.

Unit Specifications and Layout

Units across the development feature thoughtfully designed floor plans spanning approximately 1,130 square feet. The three-bedroom, two-bathroom configuration addresses practical household requirements, offering separate sleeping spaces for children, guests, or home-based working arrangements. The layout maximises natural lighting and ventilation, essential considerations in Singapore's tropical climate. Buyers will find the internal specifications meet contemporary HDB standards, combining functionality with everyday livability.

Neighbourhood and Community Character

Pasir Ris has matured into a vibrant residential district characterised by mixed-use development and strong community cohesion. The neighbourhood hosts multiple shopping centres, recreational facilities, and hawker establishments serving residents' daily needs. Educational institutions ranging from primary schools through tertiary facilities operate within the district, supporting families with school-age children. The presence of Pasir Ris Park provides green space and leisure opportunities, enhancing quality of life beyond the immediate residential precinct.

The estate's infrastructure extends to healthcare facilities, banking services, and a comprehensive network of public amenities. Residents of 126 Pasir Ris Street 11 inherit access to this established ecosystem, reducing dependency on distant services and supporting everyday convenience. The mature character of the neighbourhood attracts diverse demographics, from first-time buyers to upgraders and downsizers, creating stable, balanced community dynamics.

Pricing and Market Position

Units at 126 Pasir Ris Street 11 are priced competitively within the Pasir Ris market segment, with availability from S$575,000. This price positioning reflects genuine value compared to private residential alternatives in comparable locations. The HDB tenure structure provides pricing stability and predictability absent in many private developments, where maintenance charges and sinking funds create variable ownership costs. Buyers should view pricing in context of the development's accessibility, specification standards, and neighbourhood maturity.

For investors assessing this development as an income-generating asset, the price point and rental demand in Pasir Ris support reasonable yield expectations. The neighbourhood attracts expat families, young professionals, and working couples seeking affordable, well-serviced accommodation. Rental stock in the area typically commands steady demand, supported by the district's employment accessibility and established amenities. Prospective investor-buyers should conduct market research into comparable rental yields, though the development's fundamentals suggest investment viability.

Financing and Buyer Eligibility

HDB flat purchases remain subject to Housing and Development Board eligibility criteria and financing frameworks. Buyer status—whether first-time purchaser, upgrader, or downsizer—determines financing entitlements and grant eligibility. First-time buyers benefit from the Housing Development Grant, meaningfully reducing effective purchase costs. Upgraders and existing flat owners should note that Additional Buyer's Stamp Duty (ABSD) applies to second residential property purchases by Singapore Citizens at the current rate of 20%, substantially increasing acquisition costs beyond standard stamp duty and legal fees.

Financing headroom for buyers at this price point typically remains comfortable under standard Debt-to-Service Ratio (TDSR) calculations, assuming reasonable household incomes and responsible debt management. The Central Provident Fund (CPF) plays a critical role in HDB financing, with housing grant entitlements and CPF investment reducing the quantum of cash downpayment required. Buyers should consult financial advisors to model mortgage servicing capacity and optimise CPF utilisation before committing to purchase.

Transport Integration and Future Appreciation

The planned opening of Pasir Ris East MRT Station represents a pivotal catalyst for capital appreciation across this development and the broader eastern corridor. MRT connectivity historically supports property value growth by improving employment accessibility and reducing commute burden for residents. Currently nine to eleven minutes walking distance from the station, units here position residents to benefit from enhanced transport infrastructure without proximity-related noise or congestion concerns. The station's opening timeline merits monitoring, as property appreciation often anticipates and then accelerates following transport infrastructure activation.

Beyond immediate MRT integration, the broader eastern region faces evolving transport planning as Singapore's Land Transport Master Plan unfolds. Future rail or bus rapid transit improvements could further entrench this area's connectivity advantage. Property buyers should view transport infrastructure not as current convenience but as future economic driver, supporting both capital preservation and appreciation potential.

Suitability for Different Buyer Profiles

First-time homebuyers find 126 Pasir Ris Street 11 particularly attractive due to affordable entry pricing, grant eligibility, and straightforward HDB purchase mechanics. The three-bedroom configuration provides growing space without the excessive size that creates underutilisation or inflated maintenance costs. Young professionals benefit from the neighbourhood's connectivity to employment centres whilst enjoying lower housing costs than private alternatives.

Upgraders seeking to expand from smaller flats benefit from the three-bedroom configuration, whilst maintaining affordability enabling meaningful CPF or cash preservation. Young families appreciate the neighbourhood's educational institutions and family-friendly character. Investors evaluate the development through rental yield lenses, assessing tenant demand, lease period potential, and capital appreciation probability. The established neighbourhood character suggests stable, predictable investment fundamentals rather than speculative appreciation.

Lease Tenure and Resale Durability

HDB flats operate under standard 99-year leasehold tenure from the flat's original completion date. Buyers should verify the original completion date and calculate remaining lease duration when assessing long-term ownership viability. Whilst 99-year leases offer substantial utility throughout typical ownership periods, lease decay below 60 years historically triggers value depreciation and financing constraints. For units in this development, lease remaining should comfortably exceed 85 years, supporting multi-generational ownership and strong resale positioning during standard 20-30 year holding periods.

The Housing and Development Board's leasehold framework differs from private leasehold structures, offering greater transparency and regulatory oversight. Resale procedures follow standardised mechanisms, supporting market liquidity. Buyers should obtain detailed lease information and consult legal advisors regarding lease duration implications for their specific holding timeline and estate planning objectives.

Competitive Landscape and District Supply

Pasir Ris accommodates multiple HDB projects across various completion dates and configurations. Comparative analysis should extend beyond price per square foot to encompass unit specifications, floor levels, facing direction, and proximity to amenities. Newer developments in the eastern sector may offer different layout configurations or updated specifications, warranting careful comparison. However, established neighbourhoods like Pasir Ris benefit from mature infrastructure and community stability absent in newer estates still developing essential services.

Future housing supply in the eastern zone depends on Housing and Development Board's master planning and demographic projections. New launches in nearby locations could affect resale demand and pricing trajectory, though the broad affordability gap between HDB and private housing typically sustains healthy market dynamics. Buyers should monitor district planning announcements whilst recognising that oversupply concerns rarely affect HDB resale markets given persistent housing demand across Singapore's growing population.

Frequently Asked Questions

What rental yield can investors expect from purchasing units at 126 Pasir Ris Street 11?

Rental yields at 126 Pasir Ris Street 11 depend on prevailing market rental rates for three-bedroom HDB flats in Pasir Ris, current unit purchase prices, and lease duration remaining. Established HDB neighbourhoods like Pasir Ris typically command stable rental demand from expat families, young professionals, and working couples, with gross yields commonly ranging between 3% and 4.5% depending on specific unit specification and floor level. Investors should research comparable rentals in the immediate area and factor in maintenance contributions, property tax, and potential rental vacancy periods. The neighbourhood's mature infrastructure and proximity to the forthcoming Pasir Ris East MRT Station should support consistent tenant demand and rental rate stability over medium-term holding periods.

How does the per-square-foot pricing at 126 Pasir Ris Street 11 compare to recent HDB transactions in Pasir Ris?

Units at 126 Pasir Ris Street 11 priced from S$575,000 across approximately 1,130 square feet translate to roughly S$509 per square foot at the entry price point. This pricing should be benchmarked against recent comparable three-bedroom HDB transaction data in Pasir Ris, which buyers can access through Housing and Development Board resale portal records and property analysis platforms. Pricing in established Pasir Ris estates generally reflects strong value compared to newer developments in more distant locations or private residential alternatives in comparable proximity. Buyers should examine transaction history for similar flat configurations, floor levels, and facing directions to validate fair market value, as premium locations within the estate or higher floor levels often command 5% to 8% price premiums.

What are the Additional Buyer's Stamp Duty implications for second-property purchasers at 126 Pasir Ris Street 11?

Singapore Citizens purchasing a second residential property at 126 Pasir Ris Street 11 are subject to Additional Buyer's Stamp Duty (ABSD) at the current rate of 20% calculated on the purchase price. On a S$575,000 purchase, this represents S$115,000 in ABSD liability, substantially increasing total acquisition costs beyond standard stamp duty and legal fees. This tax applies to non-first-time buyer Singapore Citizens and creates meaningful upfront capital requirements that should be factored into purchase feasibility and financing planning. Second property purchasers should engage tax advisors to clarify their specific status and explore any available exemptions or reliefs, as certain circumstances may modify ABSD application.

How does the 99-year HDB lease tenure affect long-term resale value and financing at 126 Pasir Ris Street 11?

Units at 126 Pasir Ris Street 11 operate under standard 99-year HDB leasehold tenure from the flat's original completion date. Buyers should verify the original completion date and calculate remaining lease duration, as leases below 60 years historically trigger value depreciation and financing constraints that inhibit resale liquidity. For units in this development, assuming recent or ongoing construction, remaining lease should exceed 85 years when purchased, supporting comfortable ownership horizons of 20-30 years without lease decay concerns. However, buyers with multi-generational ownership intentions should confirm exact remaining lease duration through Housing and Development Board documentation and legal consultation. The HDB regulatory framework provides greater transparency regarding lease terms compared to private leasehold structures, supporting predictable ownership economics.

How will the Pasir Ris East MRT Station opening impact demand and capital appreciation for this development?

The forthcoming Pasir Ris East MRT Station, located approximately 11 minutes walking distance from 126 Pasir Ris Street 11, represents a significant long-term appreciation catalyst for this development and surrounding properties. MRT connectivity historically correlates with strong property value growth by reducing commute burden and improving employment accessibility across Singapore's economic centres. Transport infrastructure development typically generates sustained appreciation in surrounding residential areas for 5-10 years following station opening, as commuter preference shifts favour newly serviced locations. The station's opening timeline should be monitored closely, as property markets often anticipate infrastructure activation, meaning units at this development may experience gradual appreciation as opening approaches. Long-term capital preservation appears robust given the transport integration, supporting both owner-occupancy and investment objectives.

Which buyer profiles—first-timers, upgraders, investors—find 126 Pasir Ris Street 11 most suitable?

First-time homebuyers benefit significantly from this development due to affordable entry pricing, Housing Grant eligibility that reduces effective purchase costs, and straightforward HDB mechanics. The three-bedroom configuration provides adequate space without oversizing, whilst CPF utilisation and grant entitlements keep cash downpayment requirements manageable. Upgraders from smaller flats appreciate expanded living space and family accommodation without excessive price premiums, enabling meaningful asset preservation. Young families value the established neighbourhood's educational institutions and family-oriented amenities. Investors assess this development through rental demand and yield lenses, with stable tenant interest expected given the neighbourhood's connectivity, affordability, and established services. The development's accessible pricing, mature neighbourhood character, and forthcoming MRT integration appeal across multiple buyer profiles, though each group should evaluate purchase motivations—owner-occupancy versus investment return—differently.

What Debt-to-Service Ratio and financing headroom exist for typical buyers at 126 Pasir Ris Street 11's price points?

Buyers financing units at 126 Pasir Ris Street 11 from S$575,000 typically encounter comfortable Debt-to-Service Ratio (TDSR) headroom under Housing and Development Board's standard lending criteria capped at 60% TDSR. Monthly servicing for a S$575,000 mortgage at prevailing interest rates generates manageable debt obligations for households with reasonable dual incomes, supporting borrowing capacity substantially above purchase price when CPF housing grant entitlements are applied. First-time buyers benefit from Housing Grant reducing effective loan quantum, improving TDSR positions further. Buyers should model complete acquisition costs including ABSD liability, stamp duty, legal fees, and mortgage servicing against household income to validate financing feasibility. Central Provident Fund contribution rates and investment returns merit consultation with CPF advisors to optimise available housing entitlements.

How does 126 Pasir Ris Street 11 compete against nearby HDB developments in terms of pricing, specification, and location?

Pasir Ris accommodates multiple HDB projects completed across different decades, each offering varying unit configurations, specifications, and floor level distributions. Competitive analysis should extend beyond simple price comparison to encompass flat layout efficiency, window orientation, floor level premiums, and proximity to key amenities including parks, shopping centres, and transport nodes. Newer estates in the eastern sector may offer updated specifications or contemporary layout configurations, whilst established developments like those including 126 Pasir Ris Street 11 provide mature neighbourhood infrastructure with decades of community investment. Pricing typically reflects unit age, specification, and location premium within the estate, with comparable three-bedroom flats in Pasir Ris generally ranging within 5-10% of each other dependent on these factors. Buyers should examine multiple comparables across different Pasir Ris locations before concluding on pricing value, recognising that neighbourhood maturity and forthcoming MRT connectivity enhance this development's relative positioning.

Do higher floor levels offer better value than lower-level units at 126 Pasir Ris Street 11?

Higher floor levels at 126 Pasir Ris Street 11 typically command 3-5% price premiums over lower floors due to enhanced privacy, reduced noise exposure, and improved natural ventilation in Singapore's tropical environment. However, value assessment should consider individual buyer preferences—some households prioritise convenience of lower climbing and faster lift access, particularly for elderly residents or families with young children. Middle-floor units (approximately floors 8-16 in typical HDB blocks) often represent optimal value positioning, balancing premium minimisation with meaningful privacy and ventilation benefits. Ground floor and lower floors may suit investors prioritising yield maximisation where rent discounting by 2-3% attracts young professionals and students preferring accessibility. Buyers should physically inspect units across different floor levels before concluding, recognising that individual unit facing direction, window configuration, and surrounding landscaping significantly influence perceived value independent of absolute floor level.

What does the housing supply pipeline look like for the eastern zone, and how might future developments affect 126 Pasir Ris Street 11's resale prospects?

The Housing and Development Board's long-term planning indicates ongoing housing development across the eastern zone to accommodate Singapore's growing population, though supply typically balances against persistent broad-based housing demand. New HDB launches in nearby locations could theoretically redirect buyer interest, yet the substantial affordability gap between HDB and private residential housing typically sustains robust resale market dynamics across the HDB sector. Developments like 126 Pasir Ris Street 11 benefit from established neighbourhood maturity and forthcoming transport infrastructure, differentiating them from newer estates still developing essential services and community infrastructure. Oversupply concerns rarely impact HDB resale markets given consistent demand from upgraders, downsizers, and first-time buyers. Buyers should monitor Housing and Development Board's master planning announcements regarding eastern zone supply whilst recognising that resale prospects remain fundamentally sound given Singapore's housing undersupply relative to population growth and household formation rates.

[For Sale] Hdb Flat At 126 Pasir Ris Street 11 — From S$575K