Type

Units

Min Area

Price Range

3 BR

898 sqft

S$630K

Property Highlights

HDB development with 2 units currently available.
Prices currently start from S$630K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$126K on this acquisition.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

150 Bishan Street 11: A Mature HDB Community in Central Singapore

150 Bishan Street 11 represents a longstanding residential address in one of Singapore's most established neighbourhoods. Located in Bishan, this HDB development has become a preferred choice for families, upgraders, and astute property investors seeking stability and connectivity in a mature estate. The development encompasses a selection of units across various configurations, offering flexibility to accommodate different household sizes and lifestyle preferences.

Bishan itself is strategically positioned within Singapore's central region, benefiting from decades of urban maturation and comprehensive infrastructure development. The neighbourhood has evolved into a well-rounded community where residential living combines seamlessly with commercial convenience and recreational facilities. For buyers considering 150 Bishan Street 11, this location represents access to an established ecosystem rather than speculative growth in an emerging precinct.

Property Composition and Unit Diversity

The development offers multiple unit types, with options ranging across different bedroom configurations and floor areas. This diversity means prospective buyers—whether first-time purchasers optimising for affordability, upgraders seeking additional space, or investors building a rental portfolio—can locate a configuration suited to their specific requirements. Floor areas accommodate varying spatial needs, allowing buyers to balance their budgetary constraints against desired living standards.

The range of available units also provides negotiating flexibility within the resale market. Unlike new-launch developments with fixed pricing, resale HDB properties at 150 Bishan Street 11 reflect genuine market dynamics, allowing informed buyers to identify opportunities based on unit condition, floor height, and stack location. This transparency is particularly valuable for investors conducting comparative analysis across multiple transactions within the same development and surrounding estate.

Investment Potential and Rental Market Considerations

For investors evaluating 150 Bishan Street 11 as part of a diversified property portfolio, the development's location within a mature HDB estate presents both established rental demand and relatively predictable capital appreciation patterns. Bishan's established infrastructure and family-friendly reputation continue to attract tenants seeking affordable, well-serviced residential accommodation. The presence of multiple educational institutions, hawker centres, and neighbourhood shops creates consistent appeal for longer-term rental occupants.

Rental yields across similar HDB developments in Bishan typically reflect the balance between acquisition costs and sustainable monthly rental income. Investors should note that HDB rental regulations permit only approved tenants and impose specific lease terms; this framework, whilst providing stability, differs from private residential rental arrangements. The composition of available units at 150 Bishan Street 11 influences yield calculations, as larger units generally command higher absolute rent whilst smaller units may offer more attractive gross yields depending on acquisition price.

Pricing and Market Positioning

Pricing at 150 Bishan Street 11 reflects the broader HDB resale market dynamics in Bishan, with individual units valued according to their specific attributes—floor level, unit age, interior condition, and stack position. The development's established status means pricing data is transparent and readily comparable against recent transactions within the same block and surrounding neighbourhood. Prospective buyers benefit from this price discovery mechanism, enabling informed purchase decisions grounded in demonstrated market evidence rather than developer projections.

Recent price-per-square-foot transactions in Bishan's HDB segment provide crucial benchmarking data. Buyers evaluating 150 Bishan Street 11 should cross-reference current asking prices against recent successful sales within the same development and comparable nearby blocks, ensuring they are not overpaying relative to demonstrable market rates. This comparative approach is particularly important given HDB market volatility, which can shift meaningfully quarter-to-quarter based on interest rates, economic conditions, and broader property sentiment.

Stamp Duty and Additional Buyer Considerations

For Singapore Citizen buyers purchasing 150 Bishan Street 11 as a second residential property, Additional Buyer's Stamp Duty (ABSD) at the rate of 20% applies to the purchase price. This represents a material cost beyond the standard Buyer's Stamp Duty and must be factored into total acquisition expenses. For example, a property priced at S$630,000 would attract ABSD of S$126,000, significantly increasing the total cash outlay required at completion.

Second-property buyers should ensure they have adequate financing capacity when accounting for ABSD obligations. Whilst the ABSD is technically payable at completion and does not directly impact loan-to-value calculations, it reduces net equity and may constrain refinancing options in future. Prospective purchasers are strongly advised to engage financial advisors to model the complete cost of acquisition, including ABSD, legal fees, and other disbursements, before committing to a purchase at 150 Bishan Street 11.

Lease Tenure and Long-Term Resale Value

HDB properties at 150 Bishan Street 11 are typically offered on 99-year leasehold tenures, a characteristic fundamental to understanding their long-term value proposition. Unlike freehold private properties, HDB leasehold terms do decline over time, meaning a unit purchased today will have a marginally shorter remaining lease at future sale. Historically, HDB resale values have demonstrated resilience even as leases shorten, supported by government policies including the Home Protection Scheme and Built-to-Order Programme dynamics that sustain HDB market stability.

Buyers should be aware that significant lease decay—typically once a property falls below 30 years remaining tenure—can accelerate depreciation and narrow buyer appeal. However, 150 Bishan Street 11, being an established development, likely has substantial lease tenure remaining for most units currently on market. Prospective buyers should independently verify the exact remaining lease for any unit of interest, as this fundamentally affects both immediate purchase price and anticipated resale value trajectory over their intended holding period.

Transport Connectivity and MRT Accessibility

Bishan's transport connectivity is a defining attribute of this location, with multiple MRT stations providing direct access to Singapore's rapid transit network. This connectivity underpins sustained demand for residential properties across the neighbourhood, as commuters value the time savings and convenience of rail-based transport for their daily movements. For 150 Bishan Street 11 residents, proximity to these transport nodes translates into measurably shorter journey times to employment centres, educational institutions, and recreational destinations across Singapore.

Transport infrastructure typically has a meaningful impact on HDB resale values and rental demand. Properties positioned within close walking distance of major MRT stations command pricing premiums relative to properties located further afield. For prospective buyers and investors evaluating 150 Bishan Street 11, verifying the exact distance to the nearest station is essential, as this affects both personal convenience and the property's future appeal to subsequent purchasers. As Singapore continues to expand and upgrade its public transport network, developments like this with existing station access are positioned to benefit from sustained demand.

Neighbourhood Amenities and Community Infrastructure

Beyond residential units, 150 Bishan Street 11 residents enjoy access to Bishan's comprehensive ecosystem of neighbourhood amenities. The area is well-served by primary and secondary educational institutions, healthcare facilities, recreation centres, and shopping nodes. These established services reflect decades of planned community development and continue to reinforce Bishan's appeal as a family-oriented neighbourhood.

Hawker centres offering diverse and affordable dining options are abundant within Bishan, a factor that materially improves quality of life for residents and supports rental demand. Similarly, parks and recreational facilities provide outdoor spaces for leisure and community activities. This maturity of neighbourhood infrastructure—already fully established rather than promised or under construction—provides certainty regarding the residential environment for both owner-occupiers and investors projecting tenant demand.

Buyer Profiles and Suitability Assessment

150 Bishan Street 11 serves distinct buyer segments, each with different motivations and value priorities. First-time homebuyers appreciate the affordability of HDB properties relative to private residential options, combined with government support schemes such as Housing Development Board grants and Central Provident Fund withdrawal eligibility. For this cohort, purchasing at 150 Bishan Street 11 represents a pathway to homeownership without the capital intensity of private property acquisition.

Upgraders seeking additional space or improved amenities find HDB properties at this location offering meaningful value compared to private sector alternatives. Investors assembling rental portfolios value the established infrastructure, predictable tenant pools, and transparent pricing mechanisms characteristic of HDB resale markets. High-net-worth individuals may view HDB properties as component elements of diversified portfolios, providing yield and portfolio balance rather than serving as primary residences. Each buyer segment should evaluate 150 Bishan Street 11 against their specific objectives and investment horizons.

Financing, TDSR, and Loan Considerations

Prospective buyers securing mortgage finance for 150 Bishan Street 11 must navigate Total Debt Servicing Ratio (TDSR) limits and lending criteria established by the Monetary Authority of Singapore and commercial banks. At typical price points for HDB resale properties in Bishan, many creditworthy buyers will qualify for 75-80% loan-to-value financing, requiring correspondingly lower down-payment contributions relative to private property acquisitions. However, the presence of ABSD obligations for second-property buyers can compress net financing capacity.

Buyers should engage directly with financial institutions to establish pre-approval status before committing to any specific unit at 150 Bishan Street 11. Banks assess income stability, existing debt obligations, and credit history when determining loan sizing and interest rates. TDSR calculations account for all existing financial commitments, meaning buyers with substantial CPF undertakings or other property obligations may face tighter financing headroom. Securing pre-approval clarity eliminates uncertainty and strengthens negotiating position in the resale market.

Competitive Positioning Within Bishan

Within the broader Bishan HDB landscape, 150 Bishan Street 11 competes alongside numerous other developments of similar vintage and characteristics. Prospective buyers should conduct comparative analysis across multiple blocks within the neighbourhood, examining recent transaction prices, unit configurations, and specific block amenities. Some developments may benefit from proximity to particular MRT stations, community facilities, or hawker centres; understanding these differentiators informs whether 150 Bishan Street 11 represents optimal value relative to alternatives.

Price discovery in the HDB market is fundamentally empirical, grounded in demonstrated transaction evidence rather than estimates or projections. Buyers evaluating 150 Bishan Street 11 should compile a spreadsheet of recent comparable sales across the neighbourhood, normalising for unit type, floor level, and condition, to establish a defensible reference price range. This analytical approach prevents overpaying relative to market reality and positions buyers advantageously within resale negotiations.

Future Development and Supply Pipeline Considerations

Bishan's status as a mature, established neighbourhood means the supply pipeline of new residential development is more constrained compared to emerging precincts. This supply limitation can provide underlying support for existing property values, as new unit availability remains finite relative to consistent demand from residents seeking to enter or upgrade within the neighbourhood. For investors holding properties in 150 Bishan Street 11 long-term, limited new supply represents a structural advantage, reducing competitive pressure from newly completed projects with enhanced amenities and modern finishes.

Government planning policies continue to shape residential development within Bishan and surrounding districts. Buyers and investors should monitor public announcements regarding any proposed new HDB developments or major infrastructure projects that might affect their area, though the established nature of Bishan suggests stability and limited disruption compared to rapidly developing regions. Understanding the local planning context helps buyers appreciate the long-term value proposition of properties at 150 Bishan Street 11 within Singapore's evolving urban landscape.

Frequently Asked Questions

What rental yield can I realistically expect if I purchase a unit at 150 Bishan Street 11 as an investment property?

Rental yields for HDB properties at 150 Bishan Street 11 depend primarily on the acquisition price relative to achievable monthly rent, which varies by unit size and tenant demand within Bishan. Based on typical HDB market dynamics, gross yields in Bishan generally range between 2.5% and 3.5% annually, though individual units may exceed or fall short of this range depending on specific negotiated rent levels and purchase price paid. Investors should note that HDB rental regulations limit tenant eligibility and impose lease restrictions, which may reduce flexibility compared to private residential rental arrangements but generally ensure stable, predictable tenant composition. Prospective investor-buyers should survey recent rental agreements within 150 Bishan Street 11 and comparable nearby blocks to establish market-tested rental rates before committing to acquisition.

How does the current price-per-square-foot at 150 Bishan Street 11 compare to recent transactions in Bishan's HDB market?

Price-per-square-foot metrics in Bishan's HDB resale market have evolved based on transaction volumes, interest rate movements, and broader property sentiment, with recent transactions typically ranging between S$700 and S$850 per square foot depending on unit age, floor level, and specific block location. To establish whether 150 Bishan Street 11 units are priced competitively, buyers should compile a dataset of recent (within the last 3-6 months) successful sales across the same development and comparable neighbouring blocks, normalising for unit size, floor number, and condition. This comparative analysis prevents overpaying relative to demonstrated market evidence and identifies whether any particular units at 150 Bishan Street 11 represent exceptional value or are being offered at a premium. Real Estate Negotiation Information System (RENIS) data and property portal historical transaction records provide the empirical foundation for this benchmarking exercise.

What is the Additional Buyer's Stamp Duty (ABSD) impact if I'm buying 150 Bishan Street 11 as a second residential property?

Singapore Citizen buyers purchasing 150 Bishan Street 11 as a second residential property are subject to Additional Buyer's Stamp Duty (ABSD) at the rate of 20% on the purchase price, a material cost that must be factored into total acquisition expenses. For example, a property purchased at S$630,000 would attract ABSD of S$126,000, payable at completion alongside standard Buyer's Stamp Duty and legal disbursements. This ABSD obligation does not directly affect the loan-to-value ratio that banks extend, but it substantially increases the total cash outlay required and should be incorporated into financial planning before committing to purchase. Second-property buyers should model the complete acquisition cost, including ABSD, conveyancing fees, and inspection costs, to ensure they maintain adequate liquidity and do not overextend their financing capacity.

What lease decay risks should I be aware of, and how might this affect the resale value of 150 Bishan Street 11?

150 Bishan Street 11, being an established HDB development, typically features units with substantial remaining lease tenure—likely 70-80+ years depending on unit-specific purchase date and holding period. However, HDB lease tenure does decline year-on-year, meaning a property purchased today will have marginally less tenure at future sale, which may reduce its appeal to subsequent purchasers. Historical evidence demonstrates that HDB resale values have generally remained resilient even as leases shorten, particularly supported by government policies including lease extension schemes and Built-to-Order programmes that sustain demand. Significant lease decay becomes material typically only once remaining tenure falls below 30 years; prospective buyers should independently verify the exact remaining lease for any specific unit and understand that properties with substantially shorter leases (under 50 years) may face accelerating depreciation. For most buyers evaluating 150 Bishan Street 11 today, lease tenure should not present material risk within a 10-20 year holding horizon.

How does proximity to nearby MRT stations affect demand, capital appreciation, and rental rates at 150 Bishan Street 11?

Proximity to MRT stations is a primary determinant of HDB property values and rental demand across Bishan, with properties within 400-500 metres of major stations typically commanding 5-10% price premiums relative to properties further afield. Access to reliable public transport reduces commute times and increases appeal to both owner-occupiers and tenant cohorts, directly influencing willingness-to-pay and achievable rental rates. 150 Bishan Street 11's positioning relative to the nearest MRT station materially affects its investment thesis; properties very close to stations typically demonstrate more resilient values during market downturns and stronger rental demand during upswings. As Singapore continues upgrading its transport network and expanding MRT coverage, developments like 150 Bishan Street 11 already benefiting from established station proximity are positioned to sustain relative value advantages. Buyers evaluating specific units should verify exact walking distance to the nearest station, as this single factor often explains meaningful price differentials between comparable units within the same development.

Which buyer profiles is 150 Bishan Street 11 most suitable for, and why?

150 Bishan Street 11 appeals strongly to first-time homebuyers seeking affordable entry into homeownership, supported by government schemes including HDB grants and Central Provident Fund withdrawal eligibility that substantially reduce acquisition barriers. Upgraders transitioning from smaller starter homes appreciate the range of unit configurations and established neighbourhood infrastructure, while investors value the transparent pricing, stable rental tenant pools, and predictable capital appreciation patterns characteristic of mature HDB estates. High-net-worth individuals may incorporate HDB properties into diversified portfolios for yield and balance rather than as primary residences. Each profile should evaluate whether the neighbourhood's established character, transport connectivity, and amenity maturity align with their specific objectives; first-timers will likely prioritise affordability and growth, upgraders will focus on space and convenience, whilst investors will emphasise yield sustainability and tenant demand stability.

What TDSR headroom and financing options should I expect when securing a mortgage for 150 Bishan Street 11?

Prospective buyers financing 150 Bishan Street 11 typically qualify for 75-80% loan-to-value mortgages from commercial banks, with specific sizing determined by Total Debt Servicing Ratio (TDSR) limits, income stability, and existing financial obligations. The Monetary Authority of Singapore maintains a TDSR limit of 60%, meaning all monthly debt servicing (including property loans, car loans, credit facilities, and existing CPF contributions) cannot exceed 60% of gross monthly income. At typical HDB pricing in Bishan, many buyers will find comfortable financing headroom, though second-property buyers acquiring 150 Bishan Street 11 should account for ABSD obligations, which reduce net equity despite not directly affecting loan sizing. Pre-approval status from financial institutions is essential before entering into negotiations; banks assess credit history, income documentation, and existing debt obligations when determining loan quantum and interest rates. Buyers with substantial CPF undertakings from existing property holdings or other commitments should expect tighter financing capacity and should engage banks early in their evaluation process.

How does 150 Bishan Street 11 compare in value and positioning against competing HDB developments in Bishan?

Within Bishan's HDB landscape, 150 Bishan Street 11 competes against numerous other established blocks of similar vintage, with comparative value determined by unit configuration, floor level, stack position, and specific proximity to MRT stations or neighbourhood facilities. Prospective buyers should compile a comprehensive dataset of recent transactions across multiple competing blocks, normalising for these variables to establish defensible price benchmarks. Some competing developments may benefit from superior MRT proximity, newer renovation cycles, or positioning relative to particular hawker centres or recreational facilities; understanding these differentiators helps buyers assess whether 150 Bishan Street 11 represents optimal value relative to alternatives. Price discovery in the HDB market is fundamentally empirical and transaction-based rather than speculative; systematic comparison across 3-5 comparable developments within the neighbourhood, using the last 3-6 months of transaction data, reveals whether 150 Bishan Street 11 is being offered competitively or commands a premium or discount relative to demonstrated market rates.

Are there specific unit stacks, floor levels, or locations within 150 Bishan Street 11 that offer superior value?

Value optimisation within 150 Bishan Street 11 depends on understanding how floor level, stack position, and unit orientation influence both purchase price and future rental or resale demand. Lower floor units (typically levels 2-5) often trade at modest discounts relative to mid-level units, potentially offering superior value for owner-occupiers unconcerned with height advantage but may face slightly reduced rental appeal. Mid-level units (approximately levels 6-12) frequently command the strongest buyer demand and rental interest, whilst high-level units (level 13+) appeal to buyers prioritising views and prestige, often commanding premiums despite less practical benefits. Stack positioning affects morning sunlight exposure and potential noise characteristics; east and south-facing stacks typically receive preferred morning light, whilst corner units benefit from superior ventilation and light from multiple exposures. Cost-conscious investors often identify high-value opportunities in lower-level units or less conventionally preferred stacks, which may deliver comparable yields to premium units at materially lower acquisition costs. Systematic comparison across available units at 150 Bishan Street 11, evaluating asking price against objective attributes, reveals where relative value exists.

What does the future supply pipeline in Bishan district suggest about long-term value prospects for 150 Bishan Street 11?

Bishan's status as a mature, fully developed neighbourhood means the supply pipeline of new residential development is relatively constrained compared to emerging precincts, which structurally supports existing property values by limiting competitive pressure from newly completed projects. Government planning data indicates limited new large-scale HDB developments planned specifically for Bishan in the near-to-medium term, suggesting that new unit availability will remain finite relative to consistent demand from residents seeking to enter, upgrade, or invest within the neighbourhood. This supply scarcity creates underlying value support for existing properties including 150 Bishan Street 11, as buyers unable to secure new units increasingly compete for established resale stock. However, potential future regeneration initiatives, HDB upgrading programmes (such as Selective En Bloc Redevelopment Scheme), or infrastructure expansions in adjacent districts could eventually influence Bishan's long-term development trajectory. Investors holding properties at 150 Bishan Street 11 benefit from limited new supply dynamics in the medium term, though they should monitor government planning announcements and land-use policy shifts that might affect the district's future character or development potential.

[For Sale] Hdb Flat At 150 Bishan Street 11 — From S$630K