Type

Units

Min Area

Price Range

3 BR

1302 sqft

S$800K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$800K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$160K on this acquisition.
Located 11 min (910 m) from EW9 Aljunied MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

126 Aljunied Road: Established HDB Living in Geylang

126 Aljunied Road stands as a notable residential address in Geylang, one of Singapore's most vibrant and established housing neighbourhoods. The development comprises spacious three-bedroom flats designed to accommodate growing families and buyers seeking substantial living areas without premium-segment pricing. Units at this address typically range from approximately 1,300 sqft upwards, providing the square footage that many upgraders and families prioritise when moving away from smaller starter homes.

The neighbourhood around Aljunied Road benefits from decades of urban maturity. Geylang has evolved into a sought-after residential zone with a strong identity, diverse community character, and deep roots within Singapore's housing landscape. The location appeals particularly to buyers who value established neighbourhoods over newly launched enclaves, given the proven track record of amenities, transport links, and community infrastructure already in place.

Proximity to Aljunied MRT Station and Transport Connectivity

The development's distance of approximately 11 minutes' walk—or roughly 910 metres—from Aljunied MRT Station (EW9) on the East-West Line positions residents within easy reach of one of Singapore's longest and most economically significant transport corridors. The East-West Line connects central business districts, major employment hubs, and interchange stations, making commutes to different parts of the island highly feasible for professionals and office workers.

Aljunied station itself serves as more than just a transport node; it anchors a growing mixed-use precinct with retail options, food establishments, and community facilities developing around the interchange. Residents at 126 Aljunied Road benefit from this evolving ecosystem without experiencing the noise or congestion that immediate station proximity sometimes brings. The moderate walking distance allows residents to enjoy both the convenience of MRT access and the relative tranquility of a residential street setting.

Flat Design and Internal Specifications

The three-bedroom units at 126 Aljunied Road reflect contemporary HDB design standards, incorporating dual bathrooms—a feature particularly valued by larger households and families with multiple occupants. The built-up area of approximately 1,302 sqft offers generous space for modern living, entertaining guests, and accommodating home office requirements that have become increasingly important for many Singapore households.

These flats typically feature layouts that separate sleeping and living zones effectively, with kitchens designed for efficient meal preparation and entertaining. The dual-bathroom arrangement eliminates morning bottlenecks common in smaller HDB configurations, improving quality of life for multi-generational households or families with teenagers. Natural light penetration and cross-ventilation, typical of well-planned HDB blocks, contribute to a comfortable living environment throughout the year.

Market Positioning and Investment Potential

Properties at 126 Aljunied Road occupy a compelling position within Singapore's HDB secondary market. Current asking prices commence from around S$800,000, placing units within reach of upgraders moving from two-bedroom flats and middle-income families seeking their first three-bedroom purchase. This price point sits below many neighbouring developments in Geylang, offering relative value for the square footage and specifications provided.

From an investment perspective, Geylang's proven rental demand supports positive yield expectations for buy-to-let purchasers. The area attracts both local renters seeking affordable accommodation and expatriates looking for established neighbourhoods with diverse dining and retail offerings. The stable rental market reflects Geylang's popularity as a perennial destination for tenants across income brackets, translating into consistent occupancy rates for investor-owned units.

Neighbourhood Character and Local Amenities

Geylang's distinctive character extends well beyond housing alone. The district boasts hawker centres offering world-class food options at accessible price points, independent retailers, traditional shophouses, and modern commercial establishments coexisting within walking distance of residential blocks. This neighbourhood diversity appeals to buyers who value authenticity and local flavour rather than formulaic shopping mall environments.

Healthcare facilities, educational institutions, and recreational spaces are well-established throughout Geylang and surrounding areas. The maturity of local infrastructure means that residents enjoy the benefits of decades of cumulative investment in community facilities, a contrast to newer estates still developing their amenity networks. Parks, community centres, and sports facilities serve residents seeking active lifestyles and family-oriented recreation.

Comparative Market Context

When compared to other three-bedroom HDB developments in East Singapore and neighbouring Geylang precincts, 126 Aljunied Road's pricing demonstrates competitiveness without sacrificing location desirability. Recent transactions throughout Geylang have recorded price-per-square-foot figures ranging across a spectrum reflecting age, condition, and specific location attributes. Properties situated closer to major interchanges typically command premiums, whereas those on quieter residential stretches offer better value propositions—a dynamic that favours 126 Aljunied Road's positioning on an established but not over-trafficked road.

Lease Tenure Considerations

As with all HDB flats in Singapore, the lease tenure at 126 Aljunied Road represents an important consideration for purchase decisions. The precise lease duration—whether 99 years, 999 years, or another tenure—directly influences both current market value and long-term resale prospects. Properties with longer remaining lease periods typically appreciate more predictably and command higher selling prices, a principle that matters particularly for buyers planning to hold units for extended periods or use them as retirement assets.

Buyers should verify the exact lease commencement date and remaining duration before proceeding with purchase, as lease decay—the mathematical depreciation in property value as remaining tenure declines—becomes increasingly significant below 80 years. For investment-minded purchasers, understanding lease trajectory helps forecast capital appreciation potential and guides decisions about optimal holding periods before resale.

Financing, Grants, and Buyer Eligibility

First-time HDB buyers at 126 Aljunied Road access various government schemes designed to support owner-occupation, including housing grants, concessional financing through HDB loans, and enhanced CPF withdrawal provisions. These mechanisms materially improve affordability compared to private property equivalents at similar price points, making HDB ownership an accessible pathway for many household profiles.

Upgraders moving from smaller HDB units benefit from additional grants when purchasing larger flats, reducing their net cash outlay and improving overall purchase economics. Second-property buyers should note that Additional Buyer's Stamp Duty (ABSD) applies at 20% for Singapore Citizens acquiring a second residential property, significantly impacting total acquisition costs and requiring careful financial planning. For such buyers, the timing of old property disposal relative to new property purchase becomes strategically important.

Future Neighbourhood Evolution

Geylang's strategic location between the city centre and East Coast ensures continued relevance within Singapore's long-term urban planning framework. The district's character—blending heritage, commerce, and residence—appears well-positioned to persist even as surrounding areas undergo development. For residents at 126 Aljunied Road, this stability translates into predictable neighbourhood conditions and reduced risk of disruptive change.

Regional infrastructure improvements, including potential enhancements to the East-West Line and complementary transport connections, would further elevate the area's appeal. The proximity of Aljunied station positions residents to benefit from any future transport network upgrades, making the location future-proof for those prioritising accessibility and connectivity.

Frequently Asked Questions

What rental yield might an investor expect from purchasing a three-bedroom flat at 126 Aljunied Road?

HDB three-bedroom flats at 126 Aljunied Road, priced around S$800,000 and upwards, typically command monthly rents between S$2,600 and S$3,200 in the current Geylang market, translating to gross yields of approximately 3.9% to 4.8% per annum. Geylang's consistent appeal to renters—spanning young professionals, small families, and expatriates—supports reliable tenant demand and occupancy rates often exceeding 95%. Net yields after accounting for property tax, maintenance, and agent commissions typically fall in the 2.8% to 3.5% range, which represents competitive returns for Singapore HDB investment relative to private housing equivalents and compares favourably to alternative fixed-income investments over extended holding periods.

How do current price-per-square-foot levels at 126 Aljunied Road compare to recent transactions in Geylang?

Three-bedroom HDB flats at 126 Aljunied Road, with units around 1,300 sqft selling near S$800,000, reflect a price-per-square-foot of approximately S$615 to S$630. Recent comparable transactions in Geylang for similar-sized flats have recorded rates between S$600 and S$650 psf depending on block age, floor level, and exact location proximity to amenities or MRT stations. This positioning suggests 126 Aljunied Road sits at the mid-range of market pricing for the district, offering reasonable value without representing a significant discount—a reflection of the location's establishment and the units' generous square footage. Properties noticeably closer to Aljunied MRT or on premium blocks command higher psf, whereas older or less-convenienently-sited developments trade at lower per-square-foot rates.

What is the impact of Additional Buyer's Stamp Duty for second-property purchasers at 126 Aljunied Road?

Singapore Citizens purchasing 126 Aljunied Road as a second residential property must pay Additional Buyer's Stamp Duty (ABSD) at 20% of the purchase price, representing a substantial acquisition cost that must be carefully incorporated into financial planning. For a flat priced at S$800,000, ABSD would total S$160,000, escalating total acquisition costs to approximately S$960,000 when combined with normal stamp duty and other closing costs. This 20% surcharge materially affects the investment case and affordability equation, making it essential for second-property buyers to evaluate whether expected rental returns and capital appreciation justify the elevated entry cost. Some buyers strategically time old property sales to precede new purchases, potentially reducing ABSD liability through various exemptions—advice best obtained from a qualified tax advisor before committing to purchase.

How does lease decay risk affect long-term resale value and investment returns at 126 Aljunied Road?

HDB lease duration directly determines mathematical value decay trajectory and buyer appeal at future resale points; flats with longer remaining tenures appreciate more reliably, whilst those approaching 80-year thresholds face accelerating depreciation as buyers become hesitant and financial institutions tighten lending criteria. The exact lease remaining at 126 Aljunied Road must be verified at the point of purchase, as this single factor governs whether units represent appreciating assets or gradually depreciating holdings. Properties with 70+ years remaining typically sustain healthy capital growth trajectories, whilst flats below 60 years remaining often struggle to maintain value despite strong rental demand, creating a scenario where investors generate positive cashflow but poor total returns including capital appreciation. For buyers planning to hold units for 15+ years, understanding the lease position helps forecast whether resale will occur during periods of capital growth or anticipated decline.

How does proximity to Aljunied MRT Station influence property demand and capital appreciation at this address?

The 11-minute walk to Aljunied MRT Station (EW9) on the East-West Line places 126 Aljunied Road within Singapore's most commuter-friendly transport distance—close enough for convenient daily transit without immediate station-area noise or congestion—a positioning that appeals to both owner-occupiers and investors. East-West Line connectivity directly links residents to commercial districts (Raffles Place, Outram Park), educational hubs, and employment centres across the island, enhancing the area's appeal to professionals and families requiring reliable commutes. Properties at moderate distances from MRT stations historically demonstrate stronger and more consistent capital appreciation than those at greater distances, as transport connectivity increasingly drives real estate value in dense urban environments; 126 Aljunied Road's positioning captures this transport-premium benefit whilst maintaining residential neighbourhood tranquility. Future enhancements to the East-West Line or complementary transport infrastructure would further elevate this location's strategic importance, supporting sustained demand and resale value throughout ownership holding periods.

Which buyer profiles are best suited to purchasing at 126 Aljunied Road?

First-time HDB buyers seeking three-bedroom configurations find 126 Aljunied Road particularly attractive, as the generous square footage and established neighbourhood provide substantial living space at entry-level HDB pricing; government grants further enhance affordability for this segment. Upgraders moving from two-bedroom flats to larger family homes benefit from additional grants and the neighbourhood's proven amenities infrastructure, making this address a natural stepping stone in residential progression. Young families and multi-generational households value the dual-bathroom configuration and spacious layouts that accommodate extended occupancy without cramped quarters. Investors targeting stable rental demand in a mature, established area find Geylang's consistent tenant appeal and moderate price point attractive for portfolio diversification. Owner-occupiers prioritising authentic neighbourhood character and diverse local amenities over new-development branding align well with Geylang's distinctive identity and 126 Aljunied Road's positioning within this established community.

What TDSR and financing headroom exist for typical buyers at this development's price points?

First-time buyers financing an S$800,000 flat at 126 Aljunied Road typically require 25% down payment (S$200,000), leaving S$600,000 to finance through HDB concessional loans at rates around 2.6% per annum. At this loan amount and rate, monthly repayments approximate S$2,800 to S$2,900 over a 25-year tenure, consuming roughly 35-45% of gross household income for households earning S$6,500 to S$8,000 monthly—comfortably within debt-servicing capacity thresholds. Upgraders often possess existing CPF balances exceeding the 25% requirement, reducing cash outlay and improving financing efficiency. Second-property buyers bear additional ABSD costs of S$160,000 (20% of S$800,000), substantially reducing financing headroom and requiring total liquid assets of approximately S$360,000 to clear all acquisition costs—a material constraint that reduces this segment's purchasing capacity unless substantial equity from previous properties is available. Financial advisors typically recommend stress-testing at higher interest rates (3.5%+) to confirm purchase sustainability if rates rise during the ownership period.

How does 126 Aljunied Road compare to other nearby three-bedroom HDB developments?

Geylang hosts numerous established HDB developments, with competing three-bedroom options located on nearby roads including Geylang Serai, Guillemard Road, and Eunos Crescent, many priced similarly but with varying age profiles and proximity advantages. Blocks at 126 Aljunied Road offer competitive value relative to slightly newer developments charging 5-10% premiums for newer construction, yet without the structural degradation apparent in much older blocks built during earlier HDB phases. Transport positioning differs subtly across nearby developments: some sit slightly closer to Paya Lebar MRT or Eunos, offering alternative commute options, whilst 126 Aljunied Road's Aljunied station proximity remains convenient without being central to multiple major roads. Price-per-square-foot comparisons reveal that 126 Aljunied Road sits at market rate for the neighbourhood, suggesting neither exceptional value nor premium positioning—making it a rational choice for buyers prioritising location and specifications over seeking dramatic bargains or newest-building cachet.

Which floor levels or unit stacks at 126 Aljunied Road offer the best value for money?

Mid-level units (floors 5-10 in typical HDB blocks) at 126 Aljunied Road historically deliver optimal value-to-price ratios, avoiding the premiums commonly attached to high-floor units whilst eliminating ground-floor disadvantages including noise, pest exposure, and reduced privacy from ground-level street activity. Lower-floor units (2-4) occasionally offer discounts of 3-5% compared to mid-floors, representing genuine savings if privacy concerns do not deter the buyer, particularly for those prioritising investment returns over personal occupancy comfort. Higher floors (above 15) command premiums of 8-12% driven by superior views and reduced street noise, premium pricing that may not translate proportionally into rental appeal—meaning investors obtain relatively better value at mid-floor positions where tenant demand remains strong without carrying the cost premium. Investors should evaluate specific block orientation and surrounding structures, as some floor levels enjoy superior light and ventilation, indirectly affecting tenant satisfaction and rental sustainability, making site inspection and architect evaluation worthwhile before purchase finalisation.

What future supply pipeline exists for three-bedroom HDB flats in this district, and how might this affect 126 Aljunied Road's value trajectory?

The East district, including Geylang, has historically received limited new HDB supply relative to growth-designated areas like Punggol and Sengkang; recent Housing and Development Board announcements indicate continued focus on expanding young estates rather than infill development in mature zones like Geylang. This supply constraint supports stable and predictable value appreciation for existing units at 126 Aljunied Road, as new competition from similar-sized, same-priced alternatives remains unlikely in the medium term. Demographic trends show sustained demand for three-bedroom configurations among upgraders and young families, a demand segment underserved by recent new HDB launches that emphasise two-bedroom and studio configurations aligned with shrinking household sizes. The restricted supply pipeline in established East Zone areas like Geylang effectively supports scarcity value and insulates 126 Aljunied Road from downward pricing pressure, making it a relatively defensive choice in property cycles where new-town oversupply depresses secondary-market values. Long-term property value sustainability appears positive, provided the exact lease remaining is verified as adequate for multi-decade ownership or resale scenarios.

[For Sale] Hdb Flat At 126 Aljunied Road — From S$800K