Type

Units

Min Area

Price Range

3 BR

915 sqft

S$980K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$980K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$196K on this acquisition.
Located 6 min (490 m) from EW17 Tiong Bahru MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

26B Jalan Membina: A Mature HDB Development in Prime Tiong Bahru

Situated on Jalan Membina in the established Tiong Bahru precinct, 26B Jalan Membina represents a solid residential investment opportunity in one of Singapore's most vibrant and well-connected central neighbourhoods. The development sits just 490 metres—approximately a six-minute walk—from Tiong Bahru MRT Station on the East West Line, placing residents within quick reach of the city's major employment and commercial hubs. This strategic positioning has made the area consistently popular among owner-occupiers, upgraders, and property investors seeking accessible central-area living.

The neighbourhood surrounding 26B Jalan Membina embodies the character of a mature, established residential district with a thriving cultural and gastronomic scene. Tiong Bahru itself is renowned for its eclectic mix of independent cafes, heritage shophouses, and contemporary retail offerings, creating a unique lifestyle environment that appeals to diverse demographics. The area's walkability, combined with its proximity to key transport arteries, has supported sustained housing demand and relatively resilient capital values over successive property cycles.

Layout, Specifications, and Unit Composition

The development comprises a range of three-bedroom and two-bathroom units, with internal areas around 915 square feet, offering families and investor-operators practical living configurations. These floor plans are characteristic of HDB flats built to accommodate modern household needs, providing separate sleeping areas, adequate living and dining space, and functional kitchen and bathroom facilities. Unit availability within the development spans multiple blocks and floor levels, allowing prospective buyers to select layouts and orientations that align with their preferences and investment strategy.

The scale of the development means multiple units are typically listed for sale across different time periods, creating a fluid market where buyers can compare recent transaction data and negotiate from a position of informed choice. Recent asking prices for comparable units in the development have hovered around the S$980,000 mark, though specific unit prices vary based on block location, floor level, facing direction, and recent renovation standards. Investors and owner-occupiers have historically found strong value at these price points relative to alternative central-area HDB options.

Connectivity and Transport Access

The defining advantage of 26B Jalan Membina is its proximity to Tiong Bahru MRT Station, which serves the East West Line and connects commuters directly to key destinations including Outram Park, Tanjong Pagar, and the CBD. This six-minute walking distance places the development within Singapore's gold-standard proximity band for MRT access, a critical factor in sustaining both rental appeal and capital appreciation in a competitive resale market. The East West Line's strategic position as one of the island's oldest and most utilised corridors ensures consistent and well-patronised transport infrastructure.

Beyond the MRT, the Jalan Membina location offers convenient access to major arterial roads including Outram Road and Neil Road, facilitating driving commutes to the north and east. Public bus services operate extensively throughout Tiong Bahru, supplementing the MRT with additional transport flexibility for residents. This layered connectivity reduces the development's vulnerability to any single transport mode disruption and appeals to households with varying commute profiles and lifestyle preferences.

Neighbourhood Amenities and Lifestyle

Tiong Bahru is distinguished by its concentration of independent and heritage-focused retail, dining, and cultural facilities. The surrounding area hosts a diverse array of cafes, restaurants, art galleries, and specialty shops, many operating from carefully preserved shophouses that define the neighbourhood's aesthetic identity. Residents of 26B Jalan Membina benefit from this vibrant streetscape, which supports regular foot traffic and a strong sense of community engagement throughout the precinct.

Practical amenities within the immediate vicinity include supermarkets, clinics, and educational institutions serving the residential population. The neighbourhood also offers proximity to larger shopping centres such as Tiong Bahru Plaza and heritage markets, meeting everyday household and leisure needs. This mature infrastructure base means residents do not face the infrastructure or amenity risks associated with newly launched or developing estates, contributing to the area's attractiveness to risk-averse and quality-of-life-focused buyers.

Investment Characteristics and Market Positioning

HDB flats in central locations such as Tiong Bahru occupy a distinctive position within Singapore's residential investment landscape. Unlike private residential property, HDB flats are not subject to ownership restrictions for Singapore Citizens, and the lease structure—typically 99 years from the point of sale—ensures a clear and transparent tenure framework for both residential and investment purposes. The maturity of the Tiong Bahru area, combined with consistent transport and amenity infrastructure, has historically supported stable capital values and competitive rental yields for owner-operators.

The development's position within an established, fully-serviced neighbourhood reduces the speculative and development-linked volatility that can affect newer estates or districts undergoing significant infrastructure transition. Buyers purchasing units at 26B Jalan Membina are investing in an area with three decades of consistent residential demand, a demonstrated rental market for furnished and unfurnished tenancies, and a broad buyer pool spanning owner-occupiers, upgraders, and investors. This established market depth supports both capital appreciation potential and rental liquidity, making the development suitable for multiple investment time horizons and objectives.

Comparative Market Position

Within the central HDB market segment, Tiong Bahru developments compete favourably against alternatives in areas such as Outram, Tanjong Pagar, and Amoy Quee, which offer similar transport access and neighbourhood profiles. Pricing at 26B Jalan Membina has remained competitive relative to immediate comparable transactions, reflecting the area's steady but not speculative demand trajectory. The development's specific advantage lies in its balance between central-area location, mature neighbourhood character, and accessibility without the premium price tags associated with converted or newly launched private residential schemes in the same precinct.

Historical transaction data for comparable three-bedroom HDB units in Tiong Bahru suggests price-per-square-foot levels ranging from approximately S$1,070 to S$1,150, reflecting the area's established market equilibrium. At current asking prices around S$980,000 for units of approximately 915 square feet, the development aligns with the lower to mid-range of this comparable set, presenting value for buyers prioritising location and infrastructure stability over premium design or newness factors.

Suitability Across Buyer Profiles

First-time HDB buyers seeking central-area exposure find 26B Jalan Membina attractive due to its established market, predictable pricing, and transparent public housing framework. The development's maturity means available units are not subject to balloting or lottery systems, allowing direct market purchases for eligible Singapore Citizens. Owner-occupiers upgrading from older estates value the improved unit specifications and neighbourhood lifestyle offerings whilst maintaining HDB affordability relative to private residential alternatives.

Investors assessing the development typically focus on the Tiong Bahru area's rental market, where demand from young professionals, expatriate tenants, and international visitors remains consistent. The neighbourhood's cultural and dining reputation supports premium rental positioning compared to more suburban HDB locations. High-net-worth individuals increasingly explore central HDB markets as alternative investment vehicles offering capital efficiency, stable yields, and lower leverage requirements relative to private property, and 26B Jalan Membina fits this profile.

Lease Tenure and Long-Term Resale Considerations

As an HDB property, units at 26B Jalan Membina operate under the standard 99-year lease structure from the point of individual purchase. For units purchased in recent years, this tenure profile ensures buyers have a full century of residential or investment utility before any lease decay effects become material considerations. The 99-year lease framework is standardised across the entire HDB market, ensuring transparent and comparable tenure terms across competitive properties.

Buyers should note that HDB resale prices do eventually experience gradual depreciation as the lease tenure falls below 50 years, a dynamic that typically affects properties purchased more than 80 years prior to resale. For current purchases at 26B Jalan Membina, this lease decay timeline remains distant, and the development's central location and robust transport access position it favourably relative to more distant HDB estates when long-term resale value sustainability is evaluated. The area's infrastructure maturity and established demand base suggest the neighbourhood will continue to attract buyers and tenants throughout the current lease period, supporting resale and rental liquidity even as lease tenure gradually shortens across future decades.

Financing, TDSR, and Buyer Considerations

Prospective buyers financing purchases at 26B Jalan Membina should model their loan-to-value requirements against current bank lending parameters and their individual Total Debt Service Ratio (TDSR) thresholds. At typical asking prices around S$980,000, a 90% loan-to-value mortgage equates to approximately S$882,000 in borrowed funds, a scale that remains manageable for households with dual professional incomes or substantial financial reserves. Singapore's banking sector typically applies standard mortgage rates and tenures to HDB property, with the Board of Architects (BArch) framework ensuring consistent valuation and lending standards across the public housing market.

Buyers who are Singapore Citizens acquiring a second residential property should factor an Additional Buyer's Stamp Duty (ABSD) obligation of 20% on the purchase price, substantially increasing the effective acquisition cost and total capital deployment. For a S$980,000 purchase price, ABSD liability would total S$196,000, requiring careful liquidity planning and financing structure optimisation. First-time buyers purchasing their primary residence remain exempt from ABSD, a material advantage that has historically supported strong first-buyer demand within the HDB market segment.

Future Supply and District Trends

The Tiong Bahru and Outram district has experienced relatively stable HDB supply additions in recent years, with most recent development activity concentrated in the form of estate rejuvenation and selective new housing launches in adjacent areas such as Tanjong Pagar and Amoy Quee. Unlike rapidly developing districts, the Tiong Bahru area is not anticipated to experience significant disruptive supply increases that would flood the resale market or undermine existing property values. This supply predictability, combined with the area's mature infrastructure and established demand profile, contributes to the relative stability of capital values and rental yields for existing properties such as those at 26B Jalan Membina.

Longer-term district trends suggest continued demand for central-area HDB properties as transportation infrastructure matures, workplace flexibility increases post-pandemic, and the attraction of walkable, established neighbourhoods grows amongst discerning Singapore residents. The combination of Tiong Bahru's cultural identity, transport accessibility, and mature retail ecosystem positions it favourably within the broader HDB market for sustained demand and prudent capital preservation across extended ownership periods.

Frequently Asked Questions

What rental yield can investors realistically expect from units at 26B Jalan Membina?

Rental yields for comparable three-bedroom HDB units in Tiong Bahru have historically ranged between 3.5% and 4.5% gross annual yield, with variation depending on unit finishes, lease terms, and tenant profile targeting. The neighbourhood's strong expatriate and young professional demographic supports premium rental positioning relative to more suburban HDB estates, and furnished rentals in the area typically command higher monthly rates than unfurnished lettings. Investors analysing 26B Jalan Membina should model rental income based on current market asking rents for comparable units—typically ranging from S$3,200 to S$3,800 monthly for furnished three-bedroom units—and apply these against the purchase price to derive their specific yield profile, accounting for property tax, management costs, and maintenance reserves.

How does the price per square foot at 26B Jalan Membina compare to recent transactions in Tiong Bahru?

Recent HDB resale transactions in the Tiong Bahru area have reflected price-per-square-foot levels ranging from approximately S$1,070 to S$1,150 per square foot for comparable three-bedroom units, depending on block location, floor level, renovation recency, and specific unit orientation. At current asking prices of around S$980,000 for units spanning approximately 915 square feet, 26B Jalan Membina units are trading at approximately S$1,070 per square foot, positioning the development at the lower to mid-range of the local comparable set and reflecting fair market valuation relative to competing Tiong Bahru options. This pricing level suggests the development does not command a premium relative to other established Tiong Bahru properties, offering reasonable value for buyers prioritising central location and transport access over architectural novelty or recently completed renovations.

What is the Additional Buyer's Stamp Duty (ABSD) impact for second-property buyers purchasing at 26B Jalan Membina?

Singapore Citizens acquiring a second residential property are subject to ABSD at the current rate of 20% on the purchase price, a substantial additional cost that materially impacts the total acquisition outlay. For a typical purchase price of S$980,000 at 26B Jalan Membina, ABSD liability would total S$196,000, requiring total cash deployment of S$1,176,000 when combined with the base purchase price and accounting for legal and conveyancing fees. This ABSD obligation significantly reduces the effective loan-to-value capacity for second-property buyers, as many banks require ABSD to be funded from equity reserves rather than borrowed funds, necessitating careful financial planning and liquidity assessment before committing to purchase. First-time owner-occupiers remain exempt from ABSD, making the development materially more cost-effective for primary residence buyers relative to second-property investors.

How does lease decay risk affect long-term resale value for properties at 26B Jalan Membina?

HDB properties at 26B Jalan Membina are sold on a 99-year lease tenure from the point of individual purchase, meaning current buyers acquire properties with a full century of residential or investment utility before lease decay effects become materially relevant to valuation. The HDB market has demonstrated that lease depreciation typically becomes a pricing factor only when leasehold tenure falls below 50 years remaining, a timeline that remains approximately 80 years distant for current purchases, effectively placing lease decay outside the practical investment horizon for most buyers. The development's central location in Tiong Bahru, combined with established transport infrastructure and mature neighbourhood character, positions it favourably relative to more distant HDB estates for sustained demand and rental liquidity across the full lease period, suggesting that capital preservation and appreciation potential remain robust for extended ownership horizons.

How does proximity to Tiong Bahru MRT Station (EW17) influence demand and capital appreciation for 26B Jalan Membina?

Proximity to an MRT station is amongst the most significant factors driving HDB resale demand and capital appreciation in Singapore, and 26B Jalan Membina's six-minute walking distance to Tiong Bahru MRT Station positions it within the most desirable accessibility band for both owner-occupiers and investors. The East West Line is one of Singapore's oldest and most heavily utilised transport corridors, ensuring consistent patronage, regular service frequency, and strategic connectivity to major employment and commercial centres including Outram Park, the CBD, and Tampines. This transport advantage has historically supported stronger price growth and rental demand for Tiong Bahru properties relative to equivalent HDB units in more distant locations, suggesting capital appreciation trajectory remains favourable for purchases at 26B Jalan Membina over medium to long-term holding periods.

Which buyer profiles are best suited to 26B Jalan Membina, and why does the development appeal to different demographics?

First-time HDB buyers find 26B Jalan Membina particularly attractive due to its central location, mature neighbourhood character, and established market with transparent pricing, eliminating balloting uncertainty and offering direct market purchase pathways for eligible Singapore Citizens. Upgraders moving from older HDB estates value the improved unit specifications, enhanced neighbourhood amenities, and cultural vibrancy of Tiong Bahru, whilst remaining within the HDB affordability envelope relative to private residential alternatives. Investors assess the development favourably for its proven rental market demand, strong expatriate and young professional tenant pools, and premium rental positioning relative to suburban HDB estates, supporting yields that justify the development's capital requirements and ABSD exposure. High-net-worth individuals increasingly explore central HDB investments as capital-efficient alternatives offering stable yields, lower financing leverage, and diversification benefits within their broader property portfolios, making 26B Jalan Membina a viable wealth preservation vehicle within this demographic segment.

What are the TDSR and financing implications for typical purchasers at 26B Jalan Membina's current price levels?

At typical asking prices around S$980,000, a 90% loan-to-value mortgage would equate to approximately S$882,000 in borrowed funds, a borrowing scale that most Singapore banks would assess within standard TDSR thresholds for households with dual professional incomes or substantial financial reserves. Using current mortgage rates and typical 25-30 year tenures, monthly mortgage servicing on this loan amount would approximate S$3,600 to S$4,200, a figure that remains manageable for households with combined household incomes of S$12,000 or above, placing the property within reach for upper-middle-income households in Singapore. ABSD liability for second-property buyers, totalling S$196,000 at current prices, typically cannot be financed and must be funded from equity reserves, effectively reducing available leverage for this demographic segment and requiring careful pre-purchase liquidity assessment. First-time buyers benefit from ABSD exemption, materially improving financing feasibility and reducing total acquisition costs by nearly S$200,000, enhancing the development's accessibility and attractiveness to primary residence purchasers.

How does 26B Jalan Membina compare to competing HDB developments in Tiong Bahru and adjacent areas like Outram and Tanjong Pagar?

Tiong Bahru HDB developments compete directly with adjacent Outram and Tanjong Pagar properties, with all three precincts offering similar MRT accessibility, central location appeal, and established neighbourhood infrastructure. 26B Jalan Membina's pricing at approximately S$1,070 per square foot aligns competitively within the broader Tiong Bahru comparable set and typically trades at modest discounts relative to premium blocks in Tanjong Pagar or newly renovated Outram units, reflecting the development's specific block location and finishes profile. The neighbourhood differentiation is modest across all three precincts, with Tiong Bahru offering a distinctive cultural and gastronomic identity, Tanjong Pagar emphasising heritage conservation and boutique retail, and Outram providing proximity to business hubs and interchange transport access. Buyers comparing 26B Jalan Membina to competing options should prioritise personal lifestyle preferences and specific transport commute patterns over perceived quality differences, as all three areas demonstrate comparable capital value resilience and rental yield potential given their shared central location and mature infrastructure base.

Which unit stack, block, or floor level within the development typically offers the best value proposition?

HDB developments typically exhibit modest but meaningful price variation across different blocks and floor levels, with factors including block location within the overall precinct, sun exposure, parking accessibility, and unit orientation influencing buyer preference and pricing. At 26B Jalan Membina, units on higher floors typically command modest premiums relative to lower-floor equivalents due to improved natural light, reduced traffic noise exposure, and enhanced privacy perception, though the percentage premium is typically modest—often 3% to 7% across typical floor level ranges. Mid-block or mid-floor units often represent optimal value propositions, as they avoid the premium pricing of premium-location or high-floor units whilst retaining amenities superior to ground or first-floor placements, and buyers prioritising pure value per square foot should focus their search on these positions. Specific block locations within the broader 26B Jalan Membina address vary in proximity to amenities, parking, and lift access, and prospective buyers should physically inspect multiple blocks and floor configurations to identify personal preferences before committing to purchase, as subjective factors often outweigh objective pricing differentials for owner-occupier decision-making.

What is the future supply pipeline for HDB properties in the Tiong Bahru and Outram district, and how might this affect 26B Jalan Membina's resale prospects?

The Tiong Bahru and Outram district has experienced relatively stable HDB supply additions across recent years, with most development activity concentrated in the form of estate rejuvenation programmes and selective new housing launches in adjacent growth areas rather than significant new greenfield estate development within central Tiong Bahru itself. The Housing Development Board has progressively shifted new HDB development focus towards emerging districts with greater available land and reduced land acquisition complexity, meaning the Tiong Bahru area is unlikely to experience disruptive supply surges that would flood the resale market or undermine existing property values. This supply predictability, combined with rising Singapore land scarcity and long-term demand for central-area housing, suggests sustained resilience for existing properties such as those at 26B Jalan Membina, with limited competitive pressure from new supply and continued demographic demand from upgraders and investors seeking established neighbourhood character. Longer-term district trends indicate continued demand for central HDB properties as workplace flexibility increases, transport infrastructure matures, and the attraction of walkable, established neighbourhoods grows amongst younger and professional demographic segments, positioning 26B Jalan Membina favourably for prudent capital preservation across extended ownership periods.

[For Sale] Hdb Flat At 26B Jalan Membina — From S$980K