Type

Units

Min Area

Price Range

Other

160 sqft

S$800/mo

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$800.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$160 on this acquisition.
Located 1 min (80 m) from BP3 Keat Hong LRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

122 Teck Whye Lane: Premium HDB Living Near Keat Hong LRT

122 Teck Whye Lane stands as a sought-after residential address in the heart of Bukit Panjang, one of Singapore's most established residential neighbourhoods. The development captures the essence of convenient, accessible urban living, positioned strategically within walking distance of the Keat Hong LRT Station—a gateway that connects residents swiftly to broader networks across the island.

This HDB property presents a practical housing solution for a diverse spectrum of buyers. Whether you are a first-time homeowner seeking an entry point into the property market, an upgrader looking for a more accessible location, or an investor keen on stable rental yields, the development caters to varied ownership profiles. The compact floor plate of 160 square feet delivers efficient spatial design, maximising utility whilst maintaining affordability.

Strategic Location and Transport Connectivity

Situated merely 80 metres from Keat Hong LRT Station, 122 Teck Whye Lane enjoys exceptional transport accessibility. This proximity to a major transit hub fundamentally shapes the property's appeal to commuters, rental tenants, and future buyers alike. The LRT connection eliminates reliance on private transport, reducing household operating costs and aligning with Singapore's push towards sustainable urban mobility.

Residents benefit from swift connections to employment centres across the island, including the CBD, Marina Bay, and emerging business clusters in the east. This transport advantage historically correlates with stronger demand fundamentals, steadier appreciation, and more resilient rental markets—factors that underpin long-term investment performance in properties near major MRT and LRT nodes.

Neighbourhood Amenities and Community Infrastructure

Bukit Panjang is a mature, well-serviced residential district with decades of community planning behind it. The wider precinct features established primary and secondary schools, making it particularly attractive to young families. Retail and dining options cluster around nearby shopping centres, whilst hawker centres provide affordable, convenient meal solutions typical of Singapore's HDB heartland lifestyle.

Healthcare facilities, including polyclinics and private medical centres, are within easy reach. Community clubs, sports facilities, and parks punctuate the neighbourhood, fostering an active and socially connected living environment. This richness of amenities contributes materially to rental appeal and helps sustain property values across economic cycles.

Investment and Rental Yield Considerations

For investors, 122 Teck Whye Lane presents a compelling case study in yield-generating HDB assets. The proximity to Keat Hong LRT Station—a confluence point for multiple transport corridors—creates strong tenant demand. Renters, particularly young professionals and small households, actively seek properties offering minimal commute friction and lower living costs, both of which this address delivers.

Typical rental yields for comparable HDB properties in this location have historically ranged from 3 to 5 percent, depending on exact unit configuration and market cycles. Given the current pricing environment and strong transport linkage, investment-minded purchasers should model conservative yield assumptions whilst recognising the potential for capital appreciation driven by lease tenure, improved transport infrastructure, and broader district regeneration initiatives.

Lease Tenure and Resale Value Dynamics

As an HDB property, 122 Teck Whye Lane operates under Singapore's public housing framework, which typically features 99-year leasehold tenure. Prospective buyers must carefully consider lease decay dynamics, particularly as the property approaches its later decades. Historically, HDB flats with remaining lease periods below 70 years experience more pronounced valuation pressure, affecting both resale proceeds and refinancing options.

Early purchasers and those planning to occupy for extended periods benefit from maximum lease duration, whilst investors should factor lease decay into their exit strategy calculations. The Urban Renewal Authority (URA) periodically reviews estate rejuvenation programmes, and properties in Bukit Panjang may eventually become candidates for such schemes, potentially unlocking value through upgrading or lease extension incentives.

Financing and Buyer Eligibility

First-time buyers accessing Central Provident Fund (CPF) support and bank financing will find 122 Teck Whye Lane accessible under standard Housing Development Board loan schemes. The compact unit size and competitive pricing point support manageable debt-servicing ratios for most working adults, keeping total housing outgoings within prudent limits relative to household income.

Second-property purchasers must factor Additional Buyer's Stamp Duty (ABSD) into acquisition costs. Singapore Citizens acquiring a second residential property currently incur 20% ABSD on the purchase price, materially increasing the effective cost of entry. This duty substantially affects investor returns and must be carefully modelled into any acquisition thesis before committing capital.

Competitive Position and Market Comparison

Within the Bukit Panjang precinct, 122 Teck Whye Lane competes alongside other HDB estates and private residential developments. Pricing per square foot historically reflects transport proximity, unit type, and lease remaining life. Recent transaction data in the surrounding area suggests market rates hovering around comparable price points, though individual unit conditions, floor level, and unit orientation create meaningful variations in perceived value.

Buyers and investors should conduct thorough comparative analysis across recent sales and rentals in the immediate vicinity, examining price per square foot trends, days-on-market metrics, and rental absorption rates. This empirical approach reveals whether 122 Teck Whye Lane represents fair value relative to alternatives or commands a premium justified by superior specifications or location advantages.

Future Supply and District Development Outlook

Bukit Panjang remains a relatively mature estate with limited large-scale new residential completions anticipated in the near term. The district has largely reached its planned density, meaning existing HDB and private housing stock comprises the bulk of available supply. This scarcity supports underlying demand resilience and may provide modest upward pressure on valuations over multi-year horizons, particularly for well-located properties near transport nodes.

Prospective buyers should monitor URA masterplan updates and Land Transport Authority announcements regarding infrastructure enhancements. Improved connectivity, business district development nearby, or integrated transit-oriented precincts could meaningfully reshape the investment narrative for properties in this location, potentially driving appreciation beyond typical historical trajectories.

Frequently Asked Questions

What is the estimated rental yield for 122 Teck Whye Lane if purchased as an investment?

Properties at 122 Teck Whye Lane, given their proximity to Keat Hong LRT Station and compact efficient layouts, typically generate rental yields in the 3 to 5 percent range depending on market conditions and exact unit specifications. The strong transport connectivity and lower absolute unit price create attractive rental-to-acquisition cost ratios, particularly appealing to investors targeting stable, consistent returns over medium-term horizons. Investors should model conservative yield assumptions accounting for property tax, maintenance contributions, and potential voids between tenancies, whilst recognising that lease tenure and any future URA upgrading initiatives could enhance long-term capital appreciation alongside rental income streams.

How does the price per square foot at 122 Teck Whye Lane compare to recent HDB transactions in Bukit Panjang?

Recent transaction data across Bukit Panjang HDB estates indicates price per square foot typically ranges between S$4,000 and S$6,500, depending on lease remaining life, unit type, and proximity to major transport nodes. 122 Teck Whye Lane, positioned just 80 metres from Keat Hong LRT Station, commands a transport premium relative to properties further from transit hubs, though this premium is often justified by stronger tenant demand and capital appreciation potential. Buyers should examine recent arm's length sales of comparable units in the same block or nearby estates to benchmark whether current asking prices reflect fair market value or represent an outlier, ensuring they avoid paying elevated premiums for marginal location advantages.

What is the Additional Buyer's Stamp Duty impact if I purchase 122 Teck Whye Lane as my second residential property?

Singapore Citizens acquiring 122 Teck Whye Lane as a second residential property must pay Additional Buyer's Stamp Duty (ABSD) at the current rate of 20% on the purchase price, in addition to standard Stamp Duty and legal fees. For example, a S$400,000 purchase would incur an extra S$80,000 in ABSD, materially increasing the total cost of acquisition and eroding early-stage returns if the property is intended for rental yield. This 20% duty substantially impacts investor cash flow and return-on-equity calculations, making it essential to model ABSD costs into any investment thesis before proceeding. Investors should carefully evaluate whether expected rental income and capital appreciation justify this significant acquisition cost, particularly in early years before cumulative gains offset the upfront duty burden.

What lease decay risks should I consider for 122 Teck Whye Lane, and how does this affect resale value?

122 Teck Whye Lane, as an HDB property, typically features a 99-year leasehold tenure from the date of original grant. As lease periods decline below 70 years, prospective buyers become more cautious, banks tighten lending criteria, and resale valuations experience accelerating depreciation—a phenomenon known as lease decay. Properties with fewer than 60 years remaining often face significant financing headwinds and reduced buyer pools, translating to lower offers and longer marketing periods. Early purchasers benefit from maximum lease duration, whilst investors must incorporate lease decay into exit strategy timelines, ideally planning sales or refinancing within periods when lease remainders remain comfortably above critical thresholds. Monitoring URA announcements regarding potential lease extension or en-bloc upgrading schemes is prudent, as such initiatives can substantially mitigate long-term lease decay risk.

How does proximity to Keat Hong LRT Station affect demand and capital appreciation for 122 Teck Whye Lane?

Proximity to Keat Hong LRT Station creates a structural demand advantage for 122 Teck Whye Lane, as properties within 500 metres of major transit nodes historically command rental premiums and exhibit stronger capital appreciation over extended holding periods. Tenants actively seek properties offering minimal commute friction, and this LRT connection directly satisfies that preference, translating to faster tenant placement, lower voids, and often higher achievable rents. Capital appreciation is similarly bolstered, as transport-proximate HDB properties have historically outperformed more isolated estates during market upswings, whilst showing greater resilience during market corrections. Land Transport Authority investments in LRT infrastructure enhancements or service expansion would further reinforce these dynamics, potentially driving appreciation beyond baseline historical trends and solidifying 122 Teck Whye Lane's appeal across buyer and investor segments.

Is 122 Teck Whye Lane suitable for first-time buyers, upgraders, or investors—or does it appeal equally to all three?

122 Teck Whye Lane appeals across these three buyer profiles but with differing value propositions for each. First-time buyers benefit from the affordable entry price, strong transport connectivity reducing commute costs, and established neighbourhood amenities supporting family life and social integration. Upgraders transitioning from larger or older estates find the compact, efficient layout appeals if downsizing is desired, though some may perceive the 160 sqft footprint as limiting if maintaining current household space expectations. Investors, however, find the strongest thesis: the combination of low purchase price, strong rental demand driven by LRT proximity, and mature neighbourhood infrastructure creates attractive yield profiles and reasonable capital appreciation potential over medium to long-term holding periods. Each buyer type should carefully evaluate whether their life stage, financial capacity, and investment horizon align with the property's specific characteristics and location dynamics.

What TDSR and financing headroom apply to typical purchase prices at 122 Teck Whye Lane?

Total Debt Servicing Ratio (TDSR) limits at 60% mean that a purchaser with monthly household income of S$8,000 can service approximately S$4,800 in monthly debt obligations across all commitments—housing loans, car loans, personal loans, and credit card facilities. For a typical 122 Teck Whye Lane purchase price of S$400,000 financed over 25 years at current mortgage rates circa 2.5 to 3 percent, monthly loan instalments typically range from S$1,800 to S$2,000, leaving comfortable headroom for co-borrowers' existing commitments and unexpected financial stresses. Buyers should obtain pre-approval from their bank to confirm exact lending capacity and TDSR eligibility before negotiating, as property prices, income volatility, and interest rate movements all influence borrowing power. Conservative financial planning dictates targeting total property debt servicing below 50% of household income to maintain flexibility for other living expenses and investment opportunities.

How does 122 Teck Whye Lane compare to nearby competing HDB developments in Bukit Panjang?

Bukit Panjang comprises several established HDB estates, including properties on Pending Road, Jalan Jelita, and Lorong Sesuai, each with varying levels of transport accessibility and amenity proximity. 122 Teck Whye Lane's primary competitive advantage centres on its exceptional LRT station proximity—80 metres is materially closer than most competing Bukit Panjang properties, translating to tangible commute time savings and rental appeal differentials. Competing estates further from transport nodes may command slightly lower absolute prices but lack the transport premium, potentially translating to weaker rental yields and more muted capital appreciation trajectories. Buyers should conduct systematic comparison of recent transaction prices, average time-to-sell, and rental absorption rates across competing estates to establish whether 122 Teck Whye Lane's transport advantages justify any price premium, ensuring acquisition economics remain sound relative to alternatives in the broader Bukit Panjang market.

Are certain unit stacks or floor levels at 122 Teck Whye Lane considered better value than others?

Within 122 Teck Whye Lane, unit-specific factors substantially influence perceived value and pricing dynamics independent of the development's broader appeal. Lower-floor units (floors 1-3) typically attract younger tenants or buyers prioritising accessibility and reduced climbing time, yet may command lower rents if ground-level units experience higher noise or reduced privacy due to common corridor proximity. Mid-range floors (4-10) often represent optimal value, balancing natural light, privacy, and reduced lift-waiting frustrations common in tall buildings. High-floor units (11+) appeal to affluent buyers and tenants seeking premium views and perceived prestige, often justifying 5 to 10 percent rental and sale price premiums relative to mid-floor equivalents. Investors and buyer-occupiers should evaluate their tenant or lifestyle priorities carefully, recognising that market-wide preferences for specific floor levels create relative value opportunities—purchasing under-appreciated floor levels can enhance returns if subsequent tenant demand or buyer preferences shift toward those segments.

What future supply pipeline exists in Bukit Panjang, and how might this affect 122 Teck Whye Lane's long-term value?

Bukit Panjang remains a mature, largely fully-developed residential estate with limited large-scale new residential project launches anticipated in the coming five to ten years. The district has achieved its planned density targets under URA masterplans, meaning the existing HDB and private housing stock comprises the dominant supply avenue. This supply scarcity provides underlying value support for existing properties, as demand growth cannot be readily satisfied by new completions, creating structural tailwinds for appreciation over extended horizons. However, prospective buyers should monitor URA announcements regarding potential en-bloc upgrading schemes, lease extension programmes, or any integrated transit-oriented development initiatives that could reshape the district's appeal and investment narrative. The absence of aggressive new supply is double-edged: whilst supporting valuations, it also means housing stock ages progressively, potentially attracting URA intervention to rejuvenate ageing estates, which could unlock significant value if upgrade programmes proceed or lease extensions become available to residents.

[For Rent] Hdb Flat At 122 Teck Whye Lane — From S$800