Type

Units

Min Area

Price Range

3 BR

980 sqft

S$668K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$668K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$134K on this acquisition.
Located 7 min (570 m) from EW23 Clementi MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

373 Clementi Avenue 4: A Mature HDB Development in Singapore's West

Located at 373 Clementi Avenue 4, this Housing and Development Board (HDB) development stands as a well-established residential address in the Clementi estate, one of Singapore's most mature and sought-after public housing precincts. The development serves as home to families, upgraders, and investors seeking quality accommodation in the western zone of the island, where accessibility, community infrastructure, and long-term value appreciation remain consistent drivers of demand.

Clementi has evolved into a thriving residential neighbourhood characterised by a strong sense of community, excellent connectivity, and abundant everyday amenities. The Clementi estate itself encompasses a wide range of HDB blocks spanning several decades of construction, creating a diverse housing stock that caters to different buyer profiles and budget requirements. 373 Clementi Avenue 4 forms part of this established fabric, offering units that appeal to both first-time upgraders and experienced property investors exploring the HDB resale market.

Connectivity and Location Advantages

The development benefits from its proximity to Clementi MRT station on the East-West line (EW23), situated approximately seven minutes' walk away. This convenient access to rapid transit is a primary driver of residential appeal in the area, enabling residents to reach the city centre, employment corridors along the East-West line, and key business districts within 20 to 30 minutes. The station itself is anchored by a comprehensive transport interchange, providing bus connections that extend reach across the west zone and beyond.

Beyond public transport, the Clementi precinct is well-served by vehicular access to major expressways including the Pan-Island Expressway (PIE) and the Ayer Rajah Expressway (AYE), making the location attractive for residents who commute by private vehicle or require flexible mobility options. The maturity of the area's infrastructure means that essential services—including healthcare facilities, retail centres, dining and entertainment venues—are deeply embedded within the neighbourhood rather than requiring travel to distant commercial hubs.

Unit Offerings and Layout Flexibility

The development comprises residential units across varying configurations, with three-bedroom apartments representing a prominent offering. These layouts typically encompass approximately 980 square feet of internal space, providing the room and flexibility that appeals to families with children, multi-generational households, and buyers seeking dedicated home office or guest facilities. The two-bathroom provision across many units reflects contemporary living standards and caters to households where multiple simultaneous users require en-suite access.

Unit variety across different blocks and levels within 373 Clementi Avenue 4 means that purchasers can select configurations and exposures that align with personal preferences, whether prioritising corner positions, higher floor placement for views and privacy, or specific orientations for natural lighting. This diversity also supports rental viability, as tenants across different income brackets and family sizes can find suitable accommodation within the same development.

Investment Potential and Rental Dynamics

The HDB resale market in Clementi continues to demonstrate stable rental demand, driven by the area's accessibility, mature amenities, and proximity to employment nodes. Investors acquiring units at 373 Clementi Avenue 4 typically target yields in the region of 3% to 4% gross rental return, though actual performance depends on individual unit selection, market conditions at the time of purchase, and property management efficiency. The rental market is underpinned by a consistent pool of tenants comprising young professionals, expatriate workers on relocation postings, and families seeking temporary accommodation before progressing to private residential property.

The stability of HDB rental demand in Clementi reflects the area's established reputation, the quality of construction and maintenance, and the absence of significant supply-side disruption. Unlike newer estates where tenant perception may shift over time, Clementi benefits from decades of brand recognition and consistent reputation management by the HDB. This translates to predictable tenant acquisition timelines and competitive rental rates that keep pace with inflationary pressures.

Pricing Context and Market Positioning

Units at 373 Clementi Avenue 4 are positioned within the mid-tier segment of the HDB resale market, with prices reflecting the development's maturity, location quality, and current demand dynamics in the west zone. Pricing per square foot typically aligns with comparable developments in the Clementi estate and nearby precincts such as Bukit Batok and West Coast, where three-bedroom HDB flats trade within a comparable range. The relative stability of pricing in this segment reflects established buyer confidence and the proven resale liquidity that characterises mature HDB estates.

Prospective buyers should note that Additional Buyer's Stamp Duty (ABSD) applies at a rate of 20% for Singapore Citizens acquiring a second or subsequent residential property. This represents a material additional cost that must be factored into purchase budgeting for investor buyers or purchasers upgrading from an existing property. First-time buyers acquiring their primary residence remain exempt from ABSD, making the development an accessible entry point for new market entrants.

Infrastructure, Amenities, and Lifestyle

The Clementi precinct is supported by mature infrastructure that includes multiple neighbourhood centres, multiple schools serving primary through secondary education levels, and recreational facilities ranging from community clubs to sports complexes. The area has historically been popular with families seeking quality schools within walkable distance, and the prevalence of established educational institutions continues to support residential desirability and rental appeal amongst tenant demographics.

Healthcare access is excellent, with several polyclinics and private medical facilities located within the estate, whilst shopping options span from neighbourhood coffeeshops and wet markets to larger retail complexes. This combination of everyday convenience and larger-scale amenities means that residents need not venture beyond the estate for most routine requirements, contributing to the area's appeal for retirees and busy professionals alike.

Resale Prospects and Long-Term Value

The HDB resale market for properties in established estates like Clementi has historically demonstrated resilience across market cycles, with capital appreciation broadly tracking inflation and construction cost escalation over multi-decade holding periods. Whilst individual units may experience price volatility in response to lease decay—particularly as units approach the 30-year mark and beyond—well-maintained properties in strong locations continue to command buyer interest and achieve resale transactions at prices reflecting underlying asset value.

The development's proximity to Clementi MRT and its status within an estate recognised for quality living standards position it favourably relative to more distant or less well-serviced precincts. Purchasers evaluating long-term appreciation prospects should consider both the broader trajectory of HDB resale values in the west zone and the specific attributes of their selected unit, including lease duration, floor level, and renovation condition.

Buyer Suitability and Market Positioning

373 Clementi Avenue 4 appeals to a diverse buyer cohort spanning first-time upgraders transitioning from younger estates or private property sellers seeking value-focused HDB alternatives, families prioritising space and established neighbourhood stability, and investors building HDB portfolios to capture rental yields and long-term capital preservation. The development's maturity, proven tenant demand, and transparent market comparables make it accessible to buyers conducting thorough due diligence and seeking lower-risk HDB acquisition opportunities.

For upgraders moving from smaller or older HDB units, the three-bedroom configuration offers material improvement in living standards and flexibility. For investors, the stable rental demand and competitive pricing relative to newer developments represent a balanced risk-return proposition. For families, the neighbourhood's established amenities and school options provide the stability and convenience that characterises successful long-term residential placement.

Frequently Asked Questions

What rental yield can I expect if I purchase a unit at 373 Clementi Avenue 4 as an investment property?

Investment properties at 373 Clementi Avenue 4 typically generate gross rental yields in the region of 3% to 4%, depending on unit configuration, floor level, and market conditions at the time of acquisition. The Clementi estate's established reputation, mature infrastructure, and proximity to Clementi MRT station support consistent tenant demand across different income brackets and lease durations. Rental rates for three-bedroom units in this precinct have historically kept pace with inflation, providing some capital preservation benefit alongside cash flow, though investors should also account for property tax, maintenance levies, and potential vacancy periods when calculating net yield and return on equity.

How does the per-square-foot pricing at 373 Clementi Avenue 4 compare to recent transactions in Clementi and nearby areas?

Three-bedroom HDB flats at 373 Clementi Avenue 4 trade within the established pricing band for mature Clementi estate properties, typically ranging from S$650 to S$750 per square foot depending on floor level, block position, and renovation condition. Recent comparable transactions in adjacent blocks and nearby precincts such as Bukit Batok and West Coast suggest that pricing remains competitive and reflects current market sentiment for established west-zone HDB stock. Buyers should conduct sales analysis of recent arm's-length transactions in the same block and neighbouring addresses to validate pricing against current market benchmarks and identify any unit-specific premium or discount relative to the broader development average.

What is the Additional Buyer's Stamp Duty impact if I'm buying a second residential property at 373 Clementi Avenue 4?

Singapore Citizens purchasing a second residential property, including HDB flats, are subject to Additional Buyer's Stamp Duty at a rate of 20% on the purchase price. For a property priced at S$668,000, this equates to S$133,600 in ABSD payable at completion, materially increasing the total cost of acquisition beyond the purchase price. This duty applies in addition to standard Buyer's Stamp Duty and should be factored into financing capacity and investment return calculations. First-time buyers acquiring their primary residence remain exempt from ABSD, making the development an accessible entry point for upgraders and new market entrants who are not yet subject to the second-property duty regime.

Is there a lease decay risk at 373 Clementi Avenue 4 and how might it affect resale value?

373 Clementi Avenue 4 is an established HDB development, and older units within the estate may have progressed beyond the 30-year mark where lease decay becomes a material factor in valuation and mortgageability. As leases age, mortgages become more difficult to obtain, loan tenures shorten, and buyer pools narrow, typically resulting in price compression relative to newer stock with longer lease periods. The HDB resale market in Clementi has demonstrated resilience despite lease age in some blocks, though purchasers should carefully verify the exact lease duration of their target unit and assess whether a particular property offers value relative to newer stock, accounting for the non-linear impact of lease decay on per-square-foot pricing. Properties approaching or entering the final 30 years of lease tenure may experience more pronounced capital value erosion unless the underlying location premium is exceptionally strong.

How does proximity to Clementi MRT station influence demand, capital appreciation, and rental appeal at 373 Clementi Avenue 4?

Proximity to Clementi MRT (EW23), situated approximately seven minutes' walk from the development, is a primary driver of residential appeal and tenant demand. The East-West line provides rapid connectivity to the city centre, employment corridors, and key business districts, making the area attractive for working professionals and commuters seeking to minimise travel time. Properties within close walking distance of MRT stations typically command pricing premiums of 10% to 15% relative to more distant addresses within the same estate, and this accessibility differential historically translates to stronger capital appreciation and more stable rental yields over multi-decade holding periods. The maturity of transport infrastructure around Clementi MRT, including bus interchanges and vehicular access, further reinforces the location's value proposition and resilience across market cycles.

Which buyer profiles are best suited to 373 Clementi Avenue 4—upgraders, investors, first-time buyers, or others?

373 Clementi Avenue 4 appeals across a broad spectrum of buyer profiles. First-time buyers can access the development at attractive entry pricing if acquiring as their primary residence and remaining exempt from ABSD, whilst upgraders benefit from the larger three-bedroom configurations and established neighbourhood amenities. For investors, the stable tenant demand, competitive pricing relative to newer estates, and transparent comparable sales history make it a lower-risk HDB portfolio addition. High-net-worth individuals may view the property less as a primary residence and more as a yield-generating or tax-efficient asset within a diversified real estate portfolio. Family buyers seeking established schools, medical facilities, and mature infrastructure find the Clementi precinct particularly appealing. The development's maturity and accessibility mean it accommodates multiple buyer motivations simultaneously, reducing concentration risk around any single market segment.

What TDSR headroom and mortgage financing capacity should I anticipate at typical price points for 373 Clementi Avenue 4?

For a property priced at approximately S$668,000, typical mortgage financing at current interest rates would involve loan amounts in the region of S$500,000 to S$530,000 (representing 75% to 80% loan-to-value), requiring down payments of S$138,000 to S$168,000 including ABSD liability for investor buyers. Total Debt Service Ratio (TDSR) limits cap monthly debt obligations at 60% of gross monthly income, and for typical HDB three-bedroom properties in Clementi, this suggests required annual household income of approximately S$85,000 to S$100,000 to comfortably service a mortgage whilst maintaining TDSR compliance. Buyers should account for property tax, maintenance levies, and insurance within debt service calculations, and should verify their specific mortgage capacity directly with lenders, as individual credit profiles, existing debt burdens, and employment classification all influence final approval amounts and interest rates offered.

How does 373 Clementi Avenue 4 compare to competing HDB developments in the west zone—such as Bukit Batok, West Coast, or newer Clementi blocks?

373 Clementi Avenue 4 competes within a crowded west-zone HDB market featuring developments across all maturity levels and price points. Relative to newer blocks within Clementi itself, 373 Avenue 4 may offer lower pricing per square foot due to age, though it trades at a slight discount relative to properties in identical blocks due to unit-specific variables such as floor level and exposure. Compared to Bukit Batok and West Coast developments at similar maturity stages, pricing at 373 Avenue 4 typically sits within the mid-tier band, reflecting comparable accessibility and amenity provision. Newer estates and private housing alternatives offer modern specifications and longer lease periods but at substantially higher price points, positioning established Clementi properties as value-oriented for price-sensitive buyers. Investors comparing yield opportunities across multiple west-zone developments should evaluate tenant demand density, rental rate stability, and capital preservation prospects alongside headline price, as newer properties may command higher absolute rents but at significantly elevated acquisition costs.

Are there specific unit stacks, floor levels, or block positions within 373 Clementi Avenue 4 that offer superior value or investment characteristics?

Within any HDB development, mid-to-higher floor levels typically command modest price premiums (5% to 10%) relative to lower floors due to improved light, privacy, and perceived prestige, though this premium does not always translate to proportional rental uplift, creating relative value opportunities on lower-to-mid floors. Corner units and units with dual exposures often fetch premiums of 8% to 12% relative to standard internal units, again reflecting aesthetic and practical advantages rather than fundamental location differences. End blocks and blocks proximate to Clementi MRT station or principal amenities (schools, polyclinics, markets) may demonstrate slightly stronger rental tenant acquisition velocity and price resilience, though premiums are typically modest where multiple blocks exist within the development. Purchasers should assess individual units against comparable sales within the same block and floor stack, as micro-location variables (proximity to lift lobbies, noise sources, orientation towards green space) often drive transaction prices more significantly than broad categorisations. Lower-floor units and internal-facing units in well-located blocks frequently represent relative value for price-conscious investors prioritising yield over prestige.

What is the future supply pipeline for HDB housing in Clementi and the wider west zone, and how might it affect long-term resale value?

The broader Clementi and west-zone HDB precincts have historically received measured allocations of new public housing units via the HDB's Build-to-Order and Sales of Balance Flats programmes, with supply introduction typically occurring at rates calibrated to manage price deflation and maintain market stability. Recent planning documents indicate continued moderate supply replenishment in select Clementi locations and adjacent precincts, though the pace of new unit introduction remains controlled relative to overall population growth. This measured supply approach has historically supported price stability and resale demand for established properties, as new units target first-time buyers rather than cannibalising the resale market for upgraded and investor stock. However, buyers acquiring at 373 Clementi Avenue 4 should remain cognisant that new supply introduction in the estate or adjacent neighbourhoods may create marginal downward pricing pressure on properties with older lease durations or lower-quality renovations. Properties with longer remaining lease tenure, modern renovations, and strong accessibility typically retain value proposition resilience even as new housing becomes available in the precinct.

[For Sale] Hdb Flat At 373 Clementi Avenue 4 — From S$668K