Type

Units

Min Area

Price Range

2 BR

678 sqft

S$500K

Type

Units

Min Area

Price Range

2 BR

678 sqft

S$3,300/mo

Property Highlights

HDB development with 2 units currently available.
Prices currently range from S$3,300 to S$500K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$660 on this acquisition.
50% of current units are for sale, from S$500K; 50% are for rent, from S$3,300/mo.
Located 9 min (760 m) from DT27 Ubi MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

301 Ubi Avenue 1: A Mature HDB Development in Singapore's Established East Zone

301 Ubi Avenue 1 represents a significant residential holding in one of Singapore's most established and sought-after Housing and Development Board precincts. Situated in the Ubi neighbourhood, this development forms part of a mature estate that has demonstrated consistent appeal to owner-occupiers, upgraders, and portfolio investors over multiple property cycles. The location's stability, combined with its proximity to essential transport infrastructure and commercial facilities, positions it as a compelling choice for those seeking both lifestyle convenience and investment viability.

The development benefits from its strategic position within Ubi, a neighbourhood characterised by well-established residential stock, reliable amenities, and a community that has matured over decades. This maturity translates to predictable demand patterns, robust resale liquidity, and transparent pricing benchmarks that enable buyers to make informed purchasing decisions. The area has become synonymous with prudent real estate investment, offering the security of proven performance alongside the potential for measured capital growth.

Transport Connectivity and Strategic Location

One of the most compelling attributes of 301 Ubi Avenue 1 is its proximity to Ubi MRT station, situated on the Downtown Line (DT27). Located approximately nine minutes' walk away at a distance of 760 metres, the station provides seamless connectivity across Singapore's broader transit network. This accessibility significantly enhances the development's appeal, particularly for working professionals, commuters, and those who prioritise efficient travel times to employment centres, educational institutions, and leisure destinations across the island.

The MRT connection extends beyond mere convenience; it fundamentally influences demand dynamics and long-term capital appreciation potential. Properties within close proximity to established MRT stations historically command stronger resale premiums and attract a wider buyer pool, as transport independence reduces reliance on private vehicles. For investors considering medium to long-term holding periods, this MRT proximity represents a tangible advantage that tends to insulate the property against broader market downturns.

Layout and Accommodation Options

Units at 301 Ubi Avenue 1 are available in multiple configurations, accommodating different household compositions and lifestyle requirements. Whether targeting young professionals seeking entry-level purchases, growing families requiring additional space, or investors focusing on rental yields from compact, high-turnover formats, the development's varied unit mix addresses these distinct buyer segments. Individual unit configurations provide flexibility in planning, with layouts designed to maximise usable living space whilst accommodating modern Singapore living standards.

The range of available units means prospective buyers should evaluate their specific requirements against the current inventory. Units vary in size and bedroom count, allowing purchasers to calibrate their acquisition to both budgetary constraints and long-term life-stage planning. This diversity in supply has historically contributed to the development's resilience during market cycles, as it appeals across multiple demographic bands simultaneously.

Investment and Ownership Perspective

For investors evaluating 301 Ubi Avenue 1 as part of a residential real estate portfolio, the development presents several compelling characteristics. The established nature of the HDB estate ensures consistent tenant demand, particularly given the surrounding neighbourhood's amenities and accessibility. Rental yields for HDB properties in this locale have remained competitive relative to private condominiums, particularly when factoring in purchase-price relativities and ongoing maintenance obligations.

Prospective second-property buyers should be cognisant of Additional Buyer's Stamp Duty considerations. Singapore Citizens acquiring a second residential property incur ABSD at the current rate of 20%, payable on the purchase price in addition to standard Stamp Duty and other conveyancing costs. This represents a material consideration in investment structuring and should be factored into acquisition cost calculations and projected return thresholds. Understanding this fiscal implication is essential for investors modelling total cost of ownership and comparative yield analysis against alternative investment vehicles.

The mature HDB estate setting provides another advantage for rental-focused investors: demand for HDB rentals in established, well-serviced neighbourhoods remains consistent and relatively insensitive to broader property market sentiment. Tenants in this precinct typically prioritise proximity to transport, proximity to schools, and neighbourhood stability—all characteristics that 301 Ubi Avenue 1 demonstrates in abundance.

Resale Liquidity and Market Dynamics

Properties at 301 Ubi Avenue 1 benefit from the proven liquidity of the HDB resale market, which remains Singapore's most actively traded property segment. The development's location in an established estate with stable community infrastructure translates to reliable buyer interest throughout different economic cycles. HDB flats in mature estates with strong MRT connectivity have historically demonstrated resilience in maintaining asking prices and achieving timely sales, particularly when marketed competitively against contemporary comparable.

The resale lens is particularly important for those considering eventual exit strategies or rebalancing their property portfolios. The breadth of the HDB buyer pool—encompassing first-time buyers, upgraders downgrading their residential footprint, and investors—ensures that units at this development typically attract multiple inquiry streams, supporting competitive pricing and reasonable negotiation timeframes.

Neighbourhood Context and Amenities

The Ubi neighbourhood has evolved into a well-rounded residential precinct supporting the full spectrum of daily needs. Educational institutions, healthcare facilities, retail options, and dining establishments are distributed throughout the area, reducing reliance on vehicular travel for essential services. This self-sufficiency enhances quality of life for residents and underpins long-term neighbourhood desirability, which in turn supports property value stability.

Proximity to commercial zones, including the Ubi industrial estates and nearby office corridors, has established Ubi as a neighbourhood serving diverse employment patterns. Whether residents work within the surrounding precincts or commute across Singapore via the MRT, the area functions as a practical residential base without requiring extensive travel infrastructure outlay.

Financing and Affordability Considerations

Units at 301 Ubi Avenue 1 are positioned within price bands that remain accessible to a broad segment of Singapore's property-buying population. This affordability, combined with the Government's housing finance programmes and mainstream banking mortgages, enables prospective owners to achieve residential acquisition without extreme leverage. For first-time buyers, the development's HDB classification provides access to first-time buyer grants and favourable loan structures, materially improving purchasing power.

Prospective buyers should engage early with mortgage brokers and financial advisors to understand their personal Total Debt Servicing Ratio thresholds and optimal financing structures. Given the current interest rate environment, stress-testing mortgage scenarios against potential rate increases remains prudent practice to ensure durable financing headroom throughout the loan tenure.

Capital Growth and Long-Term Outlook

The historical trajectory of mature HDB estates with established MRT connectivity demonstrates meaningful capital appreciation potential, albeit typically more measured than speculative property segments. Over multi-year holding periods, units at 301 Ubi Avenue 1 have generally tracked broader HDB price inflation, driven by underlying land value uplift, scarcity value as older stock gradually exits circulation, and the MRT premium embedded in nearby locations.

Forward-looking considerations should encompass the long-term health of Singapore's housing policy, continued transport infrastructure enhancement, and demographic trends supporting sustained residential demand. The mature, well-established nature of the Ubi estate provides confidence that future capital dynamics will remain stable, though exceptional growth should not be anticipated as a principal acquisition driver.

301 Ubi Avenue 1 ultimately represents a pragmatic residential acquisition option for those prioritising stability, accessibility, and demonstrable value over speculative upside. Its established location, proven demand profile, and reliable transport connectivity position it as a cornerstone holding for owner-occupiers and a steady performer within diversified property portfolios.

Frequently Asked Questions

What rental yield can I expect if I purchase a unit at 301 Ubi Avenue 1 as an investment property?

HDB flats in the Ubi area typically generate gross rental yields in the range of 3.5% to 4.5% per annum, depending on unit size, floor level, and exact configuration. A unit at 301 Ubi Avenue 1 purchased at prevailing market rates should align with this yield envelope, assuming competitive tenant acquisition and minimal vacancy periods. Mature HDB estates with established MRT connectivity like Ubi historically demonstrate stable tenant demand, which provides confidence in achieving consistent rental income without extended void periods. However, actual yield realisation depends on your acquisition price, the specific unit's market rent, and your willingness to actively manage the property or engage professional management services.

How does the price per square foot at 301 Ubi Avenue 1 compare to recent HDB transactions in Ubi and neighbouring precincts?

Recent HDB resale transactions in the Ubi precinct have ranged broadly from approximately S$700 to S$850 per square foot, depending on unit size, age, floor level, and exact finishing condition. Units at 301 Ubi Avenue 1 should track within this established range, though specific pricing depends on the individual unit's attributes and current market sentiment. Smaller units, which command premium per-square-foot valuations due to higher buyer demand from first-timers and downsizers, may sit at the upper end of this spectrum, whilst larger units typically trade at lower per-square-foot rates. Comparing specific units against recent comparable transactions in the same block and neighbouring HDB estates is essential to validate asking prices and identify relative value.

What is the impact of Additional Buyer's Stamp Duty (ABSD) if I'm a Singapore Citizen buying a second residential property at this development?

Singapore Citizens acquiring a second residential property are liable for Additional Buyer's Stamp Duty at the current rate of 20% of the purchase price, payable in addition to standard Stamp Duty and other conveyancing expenses. For a unit purchased at S$500,000, ABSD would amount to S$100,000, materially increasing total acquisition costs beyond the purchase price alone. This 20% ABSD applies regardless of the property type, whether HDB or private residential, and represents a significant fiscal consideration in your acquisition modelling and return calculations. First-time property buyers, or those acquiring properties for their own occupation where their current residence is disposed of before the new property is registered, may qualify for ABSD exemptions—it is essential to review your individual circumstances with a tax advisor or legal professional to determine your precise liability.

As an HDB lease is finite, how does lease decay affect the resale value of units at 301 Ubi Avenue 1, and what should I consider?

HDB flats typically carry either 99-year or 999-year lease tenures from the original grant date. As leases approach expiry—particularly below 60 years remaining—resale values typically experience accelerated depreciation, as buyer financing options narrow and the asset's functional life becomes a material concern. The Lease Renewal scheme provides HDB owners options to extend leases, though this involves material costs and administrative complexity that should be factored into long-term holding decisions. For units at 301 Ubi Avenue 1, understanding the original lease commencement date and remaining lease duration is crucial; properties with robust remaining lease periods (above 80 years) face minimal decay risk over standard holding periods, whilst those closer to 60-year thresholds require active consideration of renewal timing. You should confirm the exact lease tenure and remaining duration during due diligence and consult HDB renewal procedures should your intended holding period extend towards lease expiry risk zones.

How does proximity to Ubi MRT station (DT27) influence demand and capital appreciation for properties at 301 Ubi Avenue 1?

Properties within 10 minutes' walk of established MRT stations command consistent demand premiums and demonstrate superior capital appreciation compared to properties requiring longer transport times. The Ubi MRT station on the Downtown Line (DT27) provides direct connectivity to Marina Bay, Bugis, and other employment centres, which underpins strong commuter demand and maintains pricing resilience throughout property cycles. Historical data demonstrates that HDB flats within 800 metres of MRT stations experience lower vacancy periods for resale, achieve faster transaction closures, and maintain stronger resale multiples relative to comparable properties further from transit nodes. The nine-minute walk distance from 301 Ubi Avenue 1 to Ubi MRT places the development within the optimal walkability threshold, meaning it captures the full transport premium without sitting directly above the station (which can expose residents to higher noise and vibration levels). This positioning provides a Goldilocks scenario: sufficient proximity to capture transport accessibility value without incurring potential disamenity trade-offs.

Which buyer profiles—first-timers, upgraders, HNW investors, downsizers—are best suited to 301 Ubi Avenue 1?

301 Ubi Avenue 1 demonstrates broad appeal across multiple buyer segments. First-time buyers appreciate the entry-level pricing, proximity to MRT, access to HDB grants, and straightforward financing pathways that HDB ownership provides. Upgraders seeking larger accommodation whilst maintaining a mature, established neighbourhood setting find the estate's variety of unit sizes accommodates this transition effectively. Investors focused on steady rental yields and capital preservation (rather than speculative appreciation) find the development's stable demand profile and proven market acceptance compelling. Downsizers looking to rightsize accommodation whilst remaining in established precincts with excellent services and transport connectivity benefit from the neighbourhood's maturity and the diversity of smaller-format units typically available. However, those prioritising architectural prestige, ultra-modern amenities, or fringe location appeal may find private residential alternatives better suited to their aspirations. The development's strongest utility emerges for pragmatic, transport-focused purchasers who value accessibility and neighbourhood stability over aesthetic differentiation.

What TDSR and financing headroom should I model at typical price points for units at 301 Ubi Avenue 1?

At typical HDB pricing for this development (from S$500,000 and upwards depending on unit configuration), a 90% loan-to-value mortgage results in loan amounts ranging from approximately S$450,000 upwards. Assuming a 25-year mortgage tenure and current base lending rates, monthly servicing costs typically range from S$2,200 to S$2,800 depending on exact rate and loan amount. Most commercial banks apply a Total Debt Servicing Ratio ceiling of 60% of gross household income, meaning prospective buyers should demonstrate combined household income of S$3,700 to S$4,700 monthly to achieve comfortable servicing headroom without constraint. Stress-testing this scenario against potential interest rate increases of 1.5% to 2% over the loan tenure is prudent, as this reveals whether your financing structure remains sustainable should rates drift higher than current market assumptions. First-time HDB buyers benefit from HDB's own loan products, which sometimes offer slightly more flexible TDSR treatment and reduced documentation requirements compared to commercial bank mortgages, making homeownership more accessible.

How do units at 301 Ubi Avenue 1 compare to competing HDB developments in the surrounding area?

The immediate Ubi neighbourhood contains several mature HDB estates at comparable distance from MRT infrastructure, including nearby blocks within the same precinct and developments in adjacent areas such as Macpherson and Geylang. Recent resale pricing across these competing developments has remained largely aligned, with differentials typically reflecting specific unit size, age, and directional factors (units with favourable orientation and lower noise exposure command modest premiums). The key distinction between 301 Ubi Avenue 1 and alternative competing developments lies in specific block location within the estate, proximity to neighbourhood amenities, and the individual unit's configuration rather than broad development-level differentiation. Comparative shopping remains essential; a unit in a competing block located 50 metres further from the MRT might trade 1-2% lower than comparable units at 301 Ubi Avenue 1, whilst units with suboptimal orientation or exposure to through-traffic noise might discount further. Rather than viewing this development as categorically superior or inferior to competing nearby stock, evaluate specific units on their individual merits against comparable transactions, rather than making broad development-wide comparisons.

Which unit stacks, floor levels, or specific locations within 301 Ubi Avenue 1 offer the best value proposition?

Lower-floor units (3rd to 6th storey) typically trade at modest discounts to mid-floor equivalents, reflecting buyer preferences for privacy, natural light, and distance from ground-level noise sources; however, these discounts sometimes exceed the genuine disamenity impact, creating relative value opportunities for pragmatic purchasers. Mid-floor units (7th to 15th storey) command peak pricing and the widest buyer appeal; these represent the market's consensus 'sweet spot' and typically offer the most efficient resale liquidity. High-floor units (16th storey and above, where applicable) attract a narrower buyer pool and sometimes trade at slight premiums for views, though this appreciation often fails to justify the price uplift in HDB market segments. Units facing quiet internal courtyards or verdant landscaped zones tend to trade at modest premiums to those facing busy roads or commercial precincts, reflecting genuine amenity value and reduced noise exposure. East and north-facing units typically outperform west-facing equivalents due to reduced afternoon heat gain and glare. Systematically comparing units across stacks and orientations against recent comparable sales, rather than accepting headline asking prices, often reveals particular combinations offering superior value relative to the broader estate's pricing.

What does the future supply pipeline in the Ubi and surrounding precinct look like, and how might new supply affect property values at 301 Ubi Avenue 1?

The Ubi neighbourhood is a mature, largely fully-developed HDB precinct with limited greenfield development opportunities remaining. Most future supply in the broader Tampines-Paya Lebar corridor is expected to emerge as en-bloc redevelopment or selective new-build infill projects rather than wholesale estate expansion. The Launch Pad at Bidadari, a planned new HDB estate in an adjacent precinct, is expected to introduce new supply over the medium term; however, its distance from established MRT nodes and lack of existing neighbourhood amenities means it targets different buyer segments than those seeking established, accessible locations like Ubi. Historical evidence suggests that new HDB supply in adjacent precincts has exerted modest downward pressure on mature estate pricing primarily at the entry level, whilst established locations with strong MRT accessibility (like 301 Ubi Avenue 1) have maintained pricing resilience. The limited supply pipeline in Ubi itself, combined with ongoing estate maturation and scarcity value as older stock gradually exits circulation, supports the view that future capital appreciation will likely track broader HDB inflation rather than experiencing significant new-supply-driven depreciation. For long-term purchasers, this backdrop supports confidence in acquisition; short-term traders should monitor new supply announcements in adjacent areas as potential price-sensitivity catalysts.

301 Ubi Avenue 1 — From S$3,300