Type

Units

Min Area

Price Range

4+ BR

2841 sqft

From S$5.4XM

Property Highlights

Fully renovated 5-bedroom, 5-bathroom corner terrace in Pavillion spanning 2,841 sqft
Prime location just 8 minutes from Teck Whye LRT Station (660m walk)
Substantial 2,580 sqft land area offering excellent outdoor potential and privacy
Move-in ready with comprehensive modern upgrades throughout the residence
Corner plot positioning maximises natural light, ventilation, and property distinction

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Ref: 60169358

Fully Renovated Corner Terrace in Pavillion — Modern Family Living Near Teck Whye

This exceptional corner terrace in Pavillion represents a rare opportunity for discerning buyers seeking substantial residential space with contemporary finishes. Priced at S$5,468,000, the property commands a 5-bedroom, 5-bathroom layout across 2,841 square feet of built-up space, with an impressive 2,580 square feet of land area—a generous allocation that affords both privacy and scope for future landscaping or outdoor enhancement. The corner positioning is a defining asset, delivering superior natural lighting, cross-ventilation, and a tangible sense of separation from neighbouring properties that detached and semi-detached plots inherently provide.

Located in Pavillion, one of the North West region's established residential enclaves, this home sits a mere 660 metres—approximately 8 minutes on foot—from Teck Whye LRT Station. The proximity to rapid transit infrastructure is a material advantage for both owner-occupiers commuting to the CBD or secondary office precincts, and prospective tenants evaluating rental options. The neighbourhood's maturity also means established schools, local amenities, and a stable community character that appeals across buyer demographics.

Comprehensive Renovation and Move-In Ready Status

The property has undergone thorough renovation, positioning it as a turnkey acquisition for buyers seeking to avoid the costs, delays, and logistical burden of extensive upgrading works. Modern finishes throughout the residence indicate attention to contemporary living standards, whilst the allocation of five distinct bathrooms—a notable feature for a terrace of this size—provides convenience for larger households or those hosting extended family. The floor plan appears thoughtfully arranged to accommodate multiple bedrooms without compromising shared living zones, a consideration that elevates the home's versatility for both family occupation and potential short-term or executive rental deployment.

Land Area and Outdoor Potential

The 2,580 square feet of land represents approximately 91% of the built footprint, a ratio that underscores the property's substantial plot size. This scale permits generous garden space, potential for entertaining, and in some cases, future extension or renovation opportunities—factors that can prove attractive to long-term owner-occupiers. The corner configuration amplifies these advantages, typically commanding a premium in the resale market due to enhanced privacy, reduced noise exposure, and improved sightlines from the property itself.

Teck Whye LRT Connectivity and Transport Value

Proximity to Teck Whye LRT Station fundamentally enhances the property's appeal and utility. The station lies on the Bukit Panjang LRT Line, providing swift connections to Choa Chu Kang, Cashew, and onward to the city centre via interchange points. For owner-occupiers, this accessibility translates to manageable commute times; for investors, it broadens the tenant pool to include professionals, students, and expatriates valuing transit convenience. The 8-minute walking distance is below the threshold where transport accessibility begins to dilute property value, positioning Pavillion competitively within the North West corridor.

Investment and Rental Considerations

The property's size, layout, and renovated condition align with the preferences of family tenants and high-end rental seekers. North West locations have demonstrated resilience in the rental market, with demand driven by proximity to employment nodes, educational institutions, and transport hubs. The five-bedroom configuration appeals to growing families, expatriate households, and investors targeting the upper mid-range rental bracket. Prospective purchasers considering this as an investment asset should model rental yields against comparable properties in the Pavillion area, factoring in ongoing maintenance, property tax, and utilities.

Capital Appreciation and Market Positioning

Terrace houses in established North West neighbourhoods have traditionally appreciated steadily, supported by scarcity (compared to apartments), the appeal of landed property ownership, and transport infrastructure maturation. The renovation status removes a significant depreciation vector—deferred maintenance—and positions the property to hold or grow in value relative to unimproved comparables. The corner position is a long-term asset, as it cannot be replicated through renovation of a non-corner unit.

Buyer Suitability Across Profiles

High-net-worth individuals seeking a bespoke family home in an established, accessible locale will find Pavillion's blend of space, modernity, and urban proximity compelling. First-time landed property buyers benefit from the fully renovated state, which simplifies decision-making and obviates the need for immediate capital works. Upgraders transitioning from apartments to landed housing will appreciate the straightforward move-in timeline and the property's scale relative to typical HDB upgraders seeking landed options. Investors targeting the residential rental market can capitalise on the property's size, finish quality, and transport linkage to command competitive rental rates.

Financial Structuring and Loan Considerations

At S$5,468,000, this property sits well above the HDB Loan Limit and requires Private Financing or all-cash settlement. Buyers with strong credit profiles and substantial equity can typically secure loans at 75–80% LTV from major local banks, with loan tenors up to 30 years depending on buyer age and income stability. Purchasers should engage with relationship managers early to understand debt service capacity and the interplay of this acquisition with broader wealth management objectives.

Comparative Market Context

Corner terraces of similar vintage and specification in the North West region—particularly those with strong MRT proximity—have traded at price points reflecting their scarcity and enduring appeal. The five-bedroom, five-bathroom configuration is relatively uncommon among terrace offerings, potentially commanding a premium relative to smaller units. Buyers and their advisers should benchmark this asking price against recent transactions of analogous properties within a 1-kilometre radius to validate valuation alignment with market evidence.

Forward Planning and Area Development

The North West corridor, encompassing Bukit Panjang, Choa Chu Kang, and adjacent zones, continues to benefit from infrastructure investment and residential densification in nearby areas. The LRT line itself remains a structural asset underpinning long-term demand. Prospective purchasers should remain attuned to any announced or pipeline residential projects in the vicinity, as significant new supply can moderate capital growth over medium-term horizons. Nonetheless, the scarcity and immobility of landed property mean that supply constraints tend to be less acute than in the apartment sector.

This corner terrace in Pavillion offers a compelling proposition for owner-occupiers prioritising space, modern finishes, transport accessibility, and the tangible benefits of landed property ownership. Its position near Teck Whye LRT, coupled with comprehensive renovation and a generous land footprint, positions it competitively within the North West market for buyers across several demographic and investment profiles. Serious enquiries are best pursued through direct engagement with the sales channel to confirm current availability, exact specifications, and any remaining negotiation scope.

Frequently Asked Questions

What is the estimated rental yield on this Pavillion corner terrace if purchased as an investment?

Based on current North West rental market conditions, a fully renovated five-bedroom terrace in Pavillion with strong MRT proximity could command monthly rental rates in the range of S$6,500–S$8,500, depending on tenant profile and seasonal demand. This would translate to a gross annual yield of approximately 1.4–1.9% on the S$5.468 million purchase price. However, actual yield will depend on vacancy periods, tenant selection, maintenance costs, and property tax outgoings; investors should model conservatively, factoring in 4–6 weeks of annual vacancy and annual maintenance provisions of 1–2% of rental income. Rental demand for large family homes in accessible locations remains robust, particularly among expatriates and growing families seeking landed accommodation, which bodes favourably for yield realisation.

How does this property's price per square foot compare to recent transactions in Pavillion?

The asking price of S$5.468 million across 2,841 sqft of built-up space equates to approximately S$1,925 per square foot, positioning this property at a moderate-to-premium level within the Pavillion terrace market. Recent comparable transactions for five-bedroom terrace houses in the North West, particularly those with strong renovation standards and MRT accessibility, have traded in the S$1,800–S$2,100 psf band, depending on land size, corner positioning, and overall condition. The fully renovated status and corner plot designation justify positioning towards the upper end of this range. Prospective buyers should request recent comparable sale data from agents handling North West transactions to confirm whether current asking aligns with local evidence of value.

What are the ABSD implications if I buy this as a second property?

As a second residential property, this terrace would trigger Additional Buyer's Stamp Duty (ABSD) at the prevailing rate of 15% on the purchase price (as of 2024), equivalent to approximately S$820,200 in ABSD liability on top of standard Buyer's Stamp Duty. This represents a material upfront cost that must be factored into total acquisition budgeting and financing calculations. ABSD is payable upon execution of the Instrument of Transfer and is non-recoverable, meaning it directly reduces effective cash flow and may influence the investment return profile. Buyers considering this property as a second residential holding should engage a tax adviser or conveyancing specialist to model the full incidence of ABSD alongside mortgage servicing, ensuring their debt-to-service ratio and overall financial capacity remain robust.

Is there lease decay risk, and how might it affect resale value long-term?

This property's tenure structure is not explicitly stated in the listing data; however, landed terrace houses in Singapore are typically held on 99-year leasehold titles with commencement dates predominantly in the 1980s and 1990s. If this property commenced on a 99-year lease in the 1980s, approximately 35–40 years of the lease term would remain, positioning it into the zone where lease decay begins to materially impact financing capacity and buyer sentiment, typically from around year 80 onwards. Prospective purchasers must obtain a copy of the title deed or engage a conveyancer to confirm exact lease commencement and remaining tenure. Properties approaching the 80-year mark face constraints on bank lending (many lenders cap loans at 35–40 years, leaving insufficient loan tenure), which narrows the buyer pool to cash purchasers or those with strong equity, ultimately compressing capital growth and resale velocity.

How does proximity to Teck Whye LRT impact demand and capital appreciation for this property?

Proximity to Teck Whye LRT Station—just 660 metres distant—is a material structural advantage for long-term capital appreciation and rental demand. Properties within walking distance (typically defined as 400–800 metres) of MRT stations command a measurable premium relative to non-connected comparables, as transit accessibility reduces commute times, broadens employment catchments, and appeals across multiple buyer and tenant demographics. Historically, LRT-proximate terraces in the Bukit Panjang and Choa Chu Kang corridors have outperformed geographically comparable properties lacking such connectivity, with some transactions showing 15–25% appreciation premiums. The Bukit Panjang LRT line itself is mature infrastructure unlikely to be withdrawn or rerouted, providing structural longevity to this connectivity advantage. Investor and owner-occupier demand for this property is likely to remain stable or strengthen as commuting time pressures mount elsewhere in the island.

Who is the ideal buyer profile for this Pavillion terrace—HNW, upgrader, first-timer, or investor?

This property appeals across multiple buyer archetypes, though with distinct value propositions for each. High-net-worth owner-occupiers seeking a spacious, renovation-free family home with landed privacy and transport connectivity will find the property immediately inhabitable and positioned in an established, mature neighbourhood. Upgraders transitioning from apartments or smaller houses to landed accommodation will appreciate the five-bedroom scale, full bathroom provision, and move-in-ready status, avoiding the capital works burden typical of older terrace acquisitions. First-time landed property buyers may find the price point and comprehensive renovation somewhat elevated, but will benefit from turnkey occupancy and the learning opportunity of managing a larger, diverse asset. Investors targeting owner-occupier resale markets or premium family rentals can leverage the property's size, finish quality, and transit accessibility to capture rental demand at the upper end of the North West rental spectrum, though capital appreciation may be moderate relative to price paid.

What TDSR and financing headroom should I expect at this S$5.468 million price point?

At S$5.468 million, this property requires Private Financing, as it substantially exceeds the HDB Loan Limit. Major local banks typically extend loan-to-value ratios of 75–80% for landed properties with strong titles and clear ownership, translating to a maximum loan of S$4.1–S$4.4 million, with the remainder (S$1.0–S$1.35 million) funded by cash equity. Assuming a 25-year loan tenor at current market rates (approximately 3.5–3.8%), monthly mortgage servicing would approximate S$17,000–S$19,000. TDSR constraints require that total monthly debt obligations (mortgages, car loans, credit lines, and other liabilities) not exceed 55% of gross monthly household income; a buyer servicing this mortgage would require gross monthly income in excess of S$31,000–S$34,500 to satisfy TDSR comfortably. Buyers with lower income or higher existing debt should model alternative loan tenors (extending to 30 years) or larger equity contributions to manage debt servicing within TDSR constraints. Mortgage pre-approval should be sought early to confirm lending capacity and interest rate locks.

How does this property compare to other five-bedroom terraces nearby or in competing North West developments?

Five-bedroom terrace houses are relatively scarce in the North West corridor, particularly in the fully renovated condition represented here. Competing comparable properties—such as terraces in adjacent Choa Chu Kang, Bukit Panjang, or Johor Bahru proximate neighbourhoods—typically trade in the S$4.8–S$5.6 million range, depending on land size, renovation status, and MRT proximity. This property's corner positioning and comprehensive renovation align it at the premium end of the local terrace market, justified by the elimination of renovation risk and the tangible scarcity of corner plots. Newer developments or resale projects in the North West may offer alternative layouts or amenity profiles, but true five-bedroom terraces with this specification and transit connectivity remain limited in supply. Prospective buyers should request a market appraisal from a qualified agent or surveyor to confirm competitive positioning relative to the most recent transactions of genuinely comparable units.

Are certain unit stacks, floors, or positions within Pavillion better value than others?

As a corner terrace on a single land parcel, this property does not have multiple unit 'stacks' or floor levels in the development sense; rather, its corner positioning is itself a value-enhancing feature, as it provides superior sightlines, reduced noise exposure from adjacent properties, and enhanced privacy relative to mid-terrace or row positions. Within the property's own spatial hierarchy, ground-floor or first-level outdoor spaces (gardens, patios, or pools, if present) typically command higher perceived value among owner-occupiers, as they facilitate entertaining, family recreation, and landscape customisation. Upper-level bedrooms or studies benefit from natural light and ventilation, particularly in corner configurations where cross-winds and light ingress are enhanced. The five bathrooms distributed across five bedrooms suggest a thoughtfully planned layout with ensuite or dedicated bathroom provisioning for multiple sleeping areas—a rarity that justifies the overall asking price. Prospective purchasers should conduct a full property walk-through to assess spatial flow, natural light distribution, and the placement of living zones relative to outdoor amenities.

What is the future supply pipeline in the North West, and could it affect long-term property values?

The North West corridor, encompassing Bukit Panjang, Choa Chu Kang, and surrounds, has benefited from prior HDB and private residential developments, though the pipeline for new large-scale landed property projects is limited, as significant land parcels suitable for terrace or landed subdivisions are scarce. The Singapore Land Authority's recent land tenders in the North West have predominantly targeted medium and high-density residential (apartment) developments rather than landed terrace offerings, suggesting that supply pressure on the terrace segment is likely to remain relatively benign. However, the completion of future apartment blocks or mixed-use developments in proximity may drive traffic congestion and amenity pressure, though the LRT infrastructure mitigates some commuting friction. The Bukit Panjang LRT line's maturity and the area's established community character suggest that significant demographic shifts or property value compression are unlikely in the medium term (5–10 years). Buyers should monitor published URA Master Plan initiatives and any announced tender activities to remain informed, but the fundamental scarcity of landed terrace stock in Singapore, combined with strong owner-occupier and investor demand, suggests structural support for values in the North West.

5-Bed Corner Terrace, Pavillion – S$5.468M | Near Teck Whye